Cerulean Mastercard®

Bad Credit? No Credit? No problem! Easy to get unsecured card

Updated: Sep 18, 2021

Advertiser Disclosure

The Cerulean Mastercard credit card is available to anyone at least 21 years of age. Those with no and poor credit scores can be approved with the online application. After making purchases online, over the phone, or in-person, monthly payments will be made to simplify paying for large purchases. The Cerulean card also contains various features that are for security and convenience.


See Terms


25.90% - 29.99% Variable



207 User Ratings

Cerulean Mastercard®

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Introductory APR


Intro APR Period


Recommended Credit Score

Bad Credit OK

Key Features

  • Use your Cerulean credit card at locations everywhere Mastercard® is accepted.
  • Make Low Monthly Payments on all your card purchases!
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Poor Credit? No Credit? No Problem!
  • Checking Account Required

Our Take

Credit isn’t a problem with the Cerulean card. Anyone who is at least 21 years of age is invited to make an application for this Mastercard. There is no requirement for having a good credit score. Those that suffer from a low credit score or who haven’t established credit yet can choose to apply for this unsecured starter credit card. In most cases, the prequalification is sent by mail only. Once accepted, the card will be mailed out and benefits will begin after activating it.

Free online account management is provided with the Cerulean credit card from the Bank of Missouri. This allows cardholders to pay bills online, look at statements and account balances, and much more. Other features of the card include zero fraud protection and added security for making purchases online. The card can be used online, over the phone, and on the internet with millions of merchants.

The card offers a $300 – $1000 initial credit limit depending on prequalified person credit scores and history.


  • Card for bad credit
  • Credit reporting
  • Mastercard benefits
  • Unsecured credit up to $1000


  • Annual fee
  • Available only as mail offer

Cerulean Competition

Cerulean Mastercard FAQ

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Basic Information
Issuer: Bank of Missouri
Network: Mastercard®
Category: Consumer (Regular)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Starter
  • Unsecured
  • Building Credit
  • Damaged Credit
Rewards: No
Rates & Fees
Regular APR: 25.90% - 29.99%
Regular APR Type: Variable
Annual Fee: See Terms
Balance Transfer: No
APR on Cash Advances: 25.90%
Grace Period: 25 days
Late Payment Fee: Up to $40
Other Fees:
  • Foreign Transaction Fee: 3%
  • Additional Card Fee: $30

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Non-Affiliate Offer Disclosure
*The information provided for Cerulean Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Cerulean Mastercard®

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Cerulean Mastercard®

Rec. Credit Score: Bad Credit OK

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