Nearside Mastercard® Business Debit Card

Enhanced Debit Card Benefits with Mastercard for Small Business Owners

Updated: Apr 02, 2023

Advertiser Disclosure

The Nearside business checking account, provided by LendingClub Bank N.A., presents an excellent choice for small business owners and freelancers seeking a comprehensive banking solution. This free account includes a business debit Mastercard that rewards users with 2.2% cash back on all business spending, along with a suite of valuable benefits such as no ATM, NSF, maintenance, or check sent fees.




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Nearside Mastercard® Business Debit Card

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Key Features

  • 2.2% cashback on everything for your business
  • Earn up to $40 on your first deposit
  • Free business checking account
  • No monthly fee
  • No monthly minimum requirements
  • No overdraft fees
  • No debit card replacement fees
  • Extended Warranty Coverage
  • Global Airport Concierge
  • Car Rental Insurance
  • Issued by LendingClub Bank, National Association, Member FDIC

Our Take

The Nearside Mastercard debit card, offered in partnership with LendingClub Bank, provides small business owners and freelancers with a convenient, cost-effective banking solution. With an easy application process that doesn’t require a credit check, Nearside offers a free business checking account, allowing users to manage their finances efficiently and effortlessly. Plus, cardholders enjoy a range of benefits that cater to their specific needs.

Highlighted Nearside Banking Benefits

  1. Free business checking: Open a reliable, FDIC-insured online banking account for your business without any hidden costs.
  2. Cashback rewards: Earn a 1% cashback on your purchases, and boost your rewards with an additional 1.2% cashback bonus, totaling 2.2% when using the Nearside business debit card for online and in-store transactions.
  3. Welcome bonus: As a new cardholder, receive up to a $40 bonus upon making your first deposit, kick-starting your banking experience with Nearside.
  4. No credit check: Opening an account is hassle-free, with no credit check or employment verification required.
  5. Free business Mastercard: The Nearside checking account includes a complimentary Mastercard business debit card, providing seamless access to your funds.
  6. Fee-free banking: Enjoy a worry-free banking experience with no application, non-sufficient funds (NSF), overdraft, monthly maintenance, or card replacement fees.

The Nearside Mastercard debit card, coupled with its free business checking account, offers an ideal solution for small business owners and freelancers seeking a streamlined banking experience with valuable rewards and benefits. With its user-friendly features and competitive cashback rewards, Nearside is a top choice for managing your business finances efficiently.

Other Notable Offers for Small Business Owners

  • Novo Business Debit Mastercard – With the Novo Business Debit Mastercard, enjoy seamless business banking, an easy application process, and attractive cashback rewards on select categories.
  • Chase Ink Business Cash – Ink Business Cash cardholders can take advantage of a generous cashback program, flexible rewards redemption options, and multiple bonus categories tailored for small businesses.
  • Blue Business Cash from American Express – offers a straightforward cashback program, expanded buying power, and valuable tools to help manage your business expenses effectively.
  • NorthOne Mastercard – The NorthOne Mastercard provides a feature-rich banking solution for small businesses, including mobile banking, convenient payment options, and seamless integration with popular accounting software.

Related Offers

Commercial Insurance – offers protection for your business assets, liabilities, and potential risks, ensuring the smooth operation of your venture and safeguarding your investments.

Nearside vs Novo Banking – Both Nearside and Novo Banking offer competitive business banking solutions tailored for small business owners and freelancers. While Nearside shines with its 2.2% cash back rewards and fee-free banking experience, Novo Banking stands out with its intuitive mobile app, integrations with popular accounting tools, and a strong focus on customer service. Ultimately, the choice between these two options will depend on your specific needs and priorities.

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Basic Information
Issuer: LendingClub Bank
Network: Mastercard®
Category: Business (Stored Value)
Best Used For:
  • Instant Decision
  • Guaranteed Approval
  • EMV Chip
  • Digital Cards
  • Debit Card
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
  • Universal Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: $0
Opening Min: $0
Application Fee: $0
ATM Fee: $0
Other Fees:
  • Monthly Fee: $0.00
  • ACH Transfers: $0.00
  • Insufficient Funds (NSF): $0.00
  • Debit Card Replacement: $0.00
  • In-network Allpoint ATM cash: $0.00
  • Stop Payment: $25.00
  • Check Sent: $0.00

Nearside Mastercard® Business Debit Card Alternatives

Nearside Mastercard® Business Debit Card

Nearside Mastercard® Business Debit Card


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*The information provided for Nearside Mastercard® Business Debit Card is believed to be accurate at the time of evaluation or recent update on April 02, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Nearside Mastercard® Business Debit Card

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Nearside Mastercard® Business Debit Card

Nearside Mastercard® Business Debit Card

Rec. Credit Score: Accepts All

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