TOTAL Visa® Credit Card (Pets)
Instant pre-approval genuine Visa credit card with monthly credit reporting
Updated: Jun 13, 2022
The Total Visa Credit Card (Pets) issued by The Bank of Missouri is designed for those with bad credit history who might have problems obtaining a standard unsecured card.
ANNUAL FEE
See Terms
ONGOING APR
34.99% Fixed
INTRO APR
N/A

at Total's Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Bad Credit OK
Key Features
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Checking Account Required
Our Take
The Total Visa credit card (Pets) is designed for those who looking for a Visa card, with fast approval but don’t have good credit. The card reports to all three credit bureaus and is a good tool to build or strengthen credit. Checking account required to apply.
What are the Card Benefits?
- Instant decision. This Total visa card offers instant decision online and you can know in less than 1 minute if you are pre-approved or not.
- Bad credit accepted. The card accepts all applications, even those with no credit history at all or even recent bankruptcy.
- Credit reporting. The Total visa with Pets card design reports your credit to major credit bureaus on monthly basis.
Are there any drawbacks?
- Program fee. The card is easy to get approved but has a program fee of $89. If you are ok with this fee – you can get pre-approved in few seconds.
- High APR. This offer comes with a slightly higher APR than the average unsecured card. However, if you plan to pay on time every time it should not bother you at all.
Best Total Visa Alternatives
Issuer: | Bank of Missouri |
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Network: | VISA® |
Category: | Consumer (Regular) |
Best Used For: |
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Rewards: | No |
Regular APR: | 34.99% |
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Regular APR Type: | Fixed |
Annual Fee: | See Terms |
Balance Transfer: | No |
APR on Cash Advances: | 34.99% |
Grace Period: | 21 days |
Late Payment Fee: | Up to $40 |
Other Fees: |
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TOTAL Visa® Credit Card (Pets) Alternatives
![]() TOTAL Visa® Credit Card (Pets) |
APPLY NOW |
Annual Fee See Terms |
Regular APR 34.99% |
Intro APR N/A |
Min. Credit Level Bad Credit OK |
TOTAL Visa® Credit Card (Pets)
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