TOTAL Visa® Credit Card (Pets)
Instant pre-approval genuine Visa credit card with monthly credit reporting
Updated: Sep 22, 2021
The Total Visa Credit Card (Pets) issued by The Bank of Missouri is designed for those with bad credit history who might have problems obtaining a standard unsecured card.
ANNUAL FEE
See Terms
ONGOING APR
34.99% Fixed
INTRO APR
N/A
at Total's Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Bad Credit OK
Key Features
- Fast and easy application process; response provided in seconds
- A genuine VISA card accepted by merchants nationwide across the USA and online
- Manageable monthly payments
- If approved, simply pay a Program Fee to open your account and access your available credit
- Reports monthly to all three major credit bureaus
- Checking Account Required
Our Take
The Total Visa credit card (Pets) is designed for those who looking for a Visa card, with fast approval but don’t have good credit. The card reports to all three credit bureaus and is a good tool to build or strengthen credit. Checking account required to apply.
What are the Card Benefits?
- Instant decision. This Total visa card offers instant decision online and you can know in less than 1 minute if you are pre-approved or not.
- Bad credit accepted. The card accepts all applications, even those with no credit history at all or even recent bankruptcy.
- Credit reporting. The Total visa with Pets card design reports your credit to major credit bureaus on monthly basis.
Are there any drawbacks?
- Program fee. The card is easy to get approved but has a program fee of $89. If you are ok with this fee – you can get pre-approved in few seconds.
- High APR. This offer comes with a slightly higher APR than the average unsecured card. However, if you plan to pay on time every time it should not bother you at all.
Best Total Visa Alternatives
| Issuer: | Bank of Missouri |
|---|---|
| Network: | VISA® |
| Category: | Consumer (Regular) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 34.99% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| APR on Cash Advances: | 34.99% |
| Grace Period: | 21 days |
| Late Payment Fee: | Up to $40 |
| Other Fees: |
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TOTAL Visa® Credit Card (Pets) Alternatives
TOTAL Visa® Credit Card (Pets) |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 34.99% |
|
Intro APR N/A |
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Min. Credit Level Bad Credit OK |
IMPORTANT
*The information provided for TOTAL Visa® Credit Card (Pets) is believed to be accurate at the time of evaluation or recent update on September 22, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
TOTAL Visa® Credit Card (Pets)
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