Stilt Debit Mastercard®
Virtual debit card and bank account - save, spend and manage your money
Updated: Mar 3, 2025
Stilt Mastercard is an instant virtual debit card number that comes with a checking account designed for immigrants and those underserved. The physical card arrives within few days by post. It takes 5 minutes to register and start using banking services with a debit card. Stilt debit card has no fees. There are no requirements for SSN, credit history, cosigner, and minimum deposit. The Stilt can serve multiple purposes - as a bank account, a debit card, a personal loan, and a credit-building tool. Try it today!
ANNUAL FEE
$0
ONGOING APR
0% Fixed
INTRO APR
N/A

at Stilt's Secured website
Apply NowApplication Fee
$0
Credit Reporting
Yes
Recommended Credit Score
Accepts All
Key Features
- Instant bank account and Stilt debit Mastercard
- It is made for immigrants, but suitable for everyone
- No minimum deposit is required
- Zero Fees. No overdraft fee. No NSF Fee. No Fees Ever.
- P2P Transfers. Works with Apple Pay, Google Pay, and Samsung Pay.
- Helps build credit with taken with Stilt personal loan
- No SSN is required
- Ready in 5 minutes
Our Take
Stilt Debit Card is an instant virtual Mastercard with a checking account. It has no fees and requires no SSN or credit score. A personal loan up to $35,000 is an optional service that requires no cosigner, no credit history, and has 24 24-hour decision. Stilt is designed for immigrants and those who are underserved.
What are Stilt benefits?
- Free checking account. Ready in 5 minutes, and no minimum deposit is required.
- No fees. Stilt Mastercard has no NSF fees and no overdraft fees. No fees ever.
- Instant card. Get your virtual Stilt Mastercard credit card instantly. The physical card will arrive by post in 3-7 business days.
- No credit check. Stilt may still do a soft credit check, but current employment, education, and bankruptcies are the main approval factors. You can get no or low credit and get approved.
- Personal loans. Get up to $35,000: no SSN, no cosigner, 24-hour decision, and manageable payments.
Stilt Debit Card Competition
- Grow Credit Mastercard – Helps build credit with monthly subscription services.
- Quontic Debit Card – High-yield checking account and Mastercard.
- Upgrade Bitcoin Rewards – up to $35 loan and bitcoin back rewards.
- Extra Debit Mastercard – reports credit, earns rewards, and requires no deposit.
- Slide App Rewards – get 4% cash back on all purchases – $ 20 bonus for registration.
- Kabbage Debit Card – up to $250K in funding and no fees.
Frequently Asked Questions
Issuer: | The Bancorp Inc. |
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Network: | Mastercard® |
Category: | Consumer (Stored Value) |
Best Used For: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Cash |
Annual Fee: | $0 |
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Opening Min: | $0 |
Application Fee: | $0 |
ATM Fee: | $0 |
Other Fees: |
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Stilt Debit Mastercard® Alternatives
![]() Stilt Debit Mastercard® |
APPLY NOW |
Annual Fee $0 |
Regular APR 0% |
Intro APR N/A |
Rec. Credit Score Accepts All |
Additional Information & Comments
- If you take a $10,000 loan with 18 months term and 13.00% APR, the monthly payment will be $614.48. No down payment is required.
Stilt Debit Mastercard®
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