Stilt Debit Mastercard®

Virtual debit card and bank account - save, spend and manage your money

Updated: Mar 3, 2025Advertiser Disclosure

Stilt Mastercard is an instant virtual debit card number that comes with a checking account designed for immigrants and those underserved. The physical card arrives within few days by post. It takes 5 minutes to register and start using banking services with a debit card. Stilt debit card has no fees. There are no requirements for SSN, credit history, cosigner, and minimum deposit. The Stilt can serve multiple purposes - as a bank account, a debit card, a personal loan, and a credit-building tool. Try it today!

Card costs and features

ANNUAL FEE

$0

ONGOING APR

0% Fixed

INTRO APR

N/A

32 User Ratings

Stilt Debit Mastercard®

at Stilt's Secured website

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Application Fee

$0

Credit Reporting

Yes

Recommended Credit Score

Accepts All

Key Features

  • Instant bank account and Stilt debit Mastercard
  • It is made for immigrants, but suitable for everyone
  • No minimum deposit is required
  • Zero Fees. No overdraft fee. No NSF Fee. No Fees Ever.
  • P2P Transfers. Works with Apple Pay, Google Pay, and Samsung Pay.
  • Helps build credit with taken with Stilt personal loan
  • No SSN is required
  • Ready in 5 minutes

Our Take

Stilt Debit Card is an instant virtual Mastercard with a checking account. It has no fees and requires no SSN or credit score. A personal loan up to $35,000 is an optional service that requires no cosigner, no credit history, and has 24 24-hour decision. Stilt is designed for immigrants and those who are underserved.

What are Stilt benefits?

  • Free checking account. Ready in 5 minutes, and no minimum deposit is required.
  • No fees. Stilt Mastercard has no NSF fees and no overdraft fees. No fees ever.
  • Instant card. Get your virtual Stilt Mastercard credit card instantly. The physical card will arrive by post in 3-7 business days.
  • No credit check. Stilt may still do a soft credit check, but current employment, education, and bankruptcies are the main approval factors. You can get no or low credit and get approved.
  • Personal loans. Get up to $35,000: no SSN, no cosigner, 24-hour decision, and manageable payments.

Stilt Debit Card Competition

Frequently Asked Questions

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Basic Information
Issuer: The Bancorp Inc.
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Young Adults
  • No Credit / New to Credit
  • New to the USA
  • Debit Card
  • Virtual Cards
Rewards: Yes
Reward Types:
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: $0
Opening Min: $0
Application Fee: $0
ATM Fee: $0
Other Fees:
  • Overdraft Fee: $0
  • NSF fee: $0

Stilt Debit Mastercard® Alternatives


Stilt Debit Mastercard®

Stilt Debit Mastercard®

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Annual Fee

$0

Regular APR

0%

Intro APR

N/A

Rec. Credit Score

Accepts All

Additional Information & Comments

- If you take a $10,000 loan with 18 months term and 13.00% APR, the monthly payment will be $614.48. No down payment is required.
IMPORTANT
Card terms can change. Review the issuer's current rates, fees, eligibility requirements and offer details before applying. Information on this page may have changed since its last update.
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Stilt Debit Mastercard®

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Stilt Debit Mastercard®

Stilt Debit Mastercard®

Rec. Credit Score: Accepts All

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