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Merit Platinum Card
January 24, 2020
The Merit Platinum Card is one of the few shopping cards that offer guaranteed approval. Seeing that there are no connections with any banks or financial institutions, this ensures that there are no credit checks or employment checks for getting approved. All you have to do is fill out an online form.
App Fee
N/A
Credit Reporting
Yes*
Min. Credit Level
Bad Credit OK*
Card Details
- $500.00 Unsecured credit line
- Guaranteed Approval
- 0% Interest
- Reports to Major Credit Bureau
- Fast and Easy Application
- No Employment or Credit Check
Editor's take
Making your shopping experience ever simpler could only be made possible through the Merit Platinum Card. This particular shopping card has been designed for shoppers to use instead of their bank cards. This ensures more security and convenience. Applying for a platinum shopping card is relatively simple. All you have to do is simple fill out an online application form and you are done. Seeing that this is a shopping card designed to be used only on the merit portal, there is no requirements for getting approved. Approval is guaranteed. There are no credit checks or any employment checks either. Every new member will be entitled to a credit line of $500 that can be used to purchase any product or service from their website online.
Advantages
- High unsecured line of credit
- Credit reporting
- Guaranteed approval
- No credit or employment verification
Disadvantages
- Limited use
- Monthly maintenance fee
Basic Info
Card Issuer:
Other Issuers
Card Network:
Other Networks
Card Category:
Consumer (Stored Value)
Common Uses:
- Cards for Bad Credit
- Shopping Cards
- Guaranteed Approval
Rewards Card:
No
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Finance & Rates
Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
0%*
Regular APR Type:
Fixed*
Annual Fee:
N/A
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
See Terms*
Late Payment Fee:
See Terms*
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.
Merit Platinum Card - Alternatives & Comparison
Card
Merit Platinum Card
Annual Fee
N/A
Regular APR
0% (Fixed)*
Intro APR
N/A
Min. Credit Level
Bad Credit OK*
Additional Information & Comments
* The Merit Platinum Merchandise Card credit line can be used exclusively on selected outlets.
Q: What can I buy with the merit platinum card?
A: You can buy various merchandise on the issuer online store.
Q: What is Merit Customer Support phone number?
A: You can contact Merit card Member Services at 1-800-251-6144, MON-FRI 8:30 AM - 9:00 PM EST, and SAT 9:00 AM to 4:00 PM EST (excluding holidays). Customer Advocacy phone number is 1-800-837-4997.
IMPORTANT
The information provided for Merit Platinum Card is believed to be accurate at the time of evaluation or recent update on January 24, 2020. However, we strongly advise visitors to review the Terms and Conditions on card issuer website by following Apply Now link to verify the accurancy of the information posted prior to actually applying for this card offer.
