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Merit Platinum Merchandise Credit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Dec 19, 2020
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The Merit Platinum Merchandise Credit Card is one of the few shopping cards that offer guaranteed approval. Seeing that there are no connections with any banks or financial institutions, this ensures that there are no credit checks or employment checks for getting approved. All you have to do is fill out an online form.

ANNUAL FEE:

N/A

ONGOING APR:

0% (Fixed)*

INTRO APR:

N/A

478 User Ratings Merit Platinum Merchandise Credit Card

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Application Fee
N/A
Credit Reporting
Yes*
Minimum Credit Needed
Bad Credit OK*

Key Features


  • $750.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check
$ 0 2021-01-21 InStock

Our Take


Making your shopping experience ever simpler could only be made possible through the Merit Platinum Card. This particular shopping card has been designed for shoppers to use instead of their bank cards. This ensures more security and convenience. Applying for a platinum shopping card is relatively simple. All you have to do is simply fill out an online application form and you are done. Seeing that this is a shopping card designed ...

Making your shopping experience ever simpler could only be made possible through the Merit Platinum Card. This particular shopping card has been designed for shoppers to use instead of their bank cards.

This ensures more security and convenience. Applying for a platinum shopping card is relatively simple. All you have to do is simply fill out an online application form and you are done. Seeing that this is a shopping card designed to be used only on the merit portal, there are no requirements for getting approved.

Approval is guaranteed. There are no credit checks or any employment checks either. Every new member will be entitled to a credit line of $750 that can be used to purchase any product or service from their website online.

Best Merit Platinum alternatives available for application



Pros

  • High unsecured line of credit
  • Credit reporting
  • Guaranteed approval
  • No credit or employment verification

Cons

  • Limited use
  • Monthly maintenance fee

Basic Information

Issuer: Other Issuers
Network: Other Networks
Category: Consumer (Stored Value)
Common Uses:
  • Cards for Bad Credit
  • Shopping Cards
  • Guaranteed Approval
  • Unsecured Cards
  • Building Credit
  • No Credit Check
  • Instant Credit
Rewards: No
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: 0%
Regular APR Type: Fixed*
Annual Fee: N/A
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: See Terms*
Late Payment Fee: See Terms*
 

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Additional Info & Comments

* The Merit Platinum Merchandise Card credit line can be used exclusively on selected outlets.

Q: What can I buy with the merit platinum card?
A: You can buy various merchandise on the issuer online store.

Q: What is Merit Customer Support phone number?
A: You can contact Merit card Member Services at 1-800-251-6144, MON-FRI 8:30 AM - 9:00 PM EST, and SAT 9:00 AM to 4:00 PM EST (excluding holidays). Customer Advocacy phone number is 1-800-837-4997.



IMPORTANT
*The information provided for Merit Platinum Merchandise Credit Card is believed to be accurate at the time of evaluation or recent update on December 19, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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Merit Platinum Merchandise Credit Card

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Min. Credit Required: Bad Credit OK*