Merit Platinum Card
Store card with $750 unsecured merchandise line of credit* and zero interest
Updated: Jan 27, 2023
The Merit Platinum Card is a shopping credit card designed for those shoppers who have limited or no credit. The card offers an instant unsecured credit line of up to $750* with no credit check or employment verification required. All that is needed to apply is to fill out a short online form and pay any applicable fees. The Merit card can be a great tool for building or improving credit scores. Other benefits include My Universal RX, free roadside assistance, My Legal Assistance and My Privacy Protection.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
at Merit's Secured website
Apply NowApplication Fee
$0
Credit Reporting
No
Recommended Credit Score
Bad Credit OK
Key Features
- $750.00 unsecured credit line*
- 0% Interest
- Fast and Easy Application
- No Employment or Credit Check
- * Usable only at the Horizon Outlet
Our Take
Issued by Horizon Card Services, the Merit Platinum Card is a merchandise credit card designed for those shoppers that have no or limited credit. Applying for a Merit card is relatively simple. All you have to do is simply fill out an online application form and you are done. Seeing that this is a shopping credit card designed to be used exclusively on the Horizon Outlet, there are no many requirements for getting approved online. Approval is fast and online! There are no credit checks or any employment verification either. Every new member will be entitled to a high unsecured credit line up to $750* that can be used to purchase any product or service from their website online. Keep in mind that this unsecured credit card has a monthly membership fee.
Pros
- High unsecured credit
- No credit check
- No employment verification
Cons
- Can only be used at the Horizon Outlet
- Monthly maintenance fee
What are Other Merit Merchandise card Benefits?
- My Universal RX
- Free roadside assistance
- My Legal Assistance
- My Privacy Protection
Merit Platinum Alternatives
Frequently Asked Questions
| Issuer: | Horizon Card Services |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | None |
| Other Fees: |
|
Merit Platinum Card Alternatives
Merit Platinum Card |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 0% |
|
Intro APR N/A |
|
Rec. Credit Score Bad Credit OK |
IMPORTANT
*The information provided for Merit Platinum Card is believed to be accurate at the time of evaluation or recent update on January 27, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Merit Platinum Card
Reviews - (1 User Reviews)
April 1, 2021
Grant
(18-25) - Cardholder
Income on Application
$21000
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
I enjoy using it
I only applied for the Merit card because I wanted to boost up my credit score. Now I actually enjoy using it. The online application was easy to fill, they didn’t do any credit checks, and I got my card in two weeks. You can’t use it everywhere, only in the Horizon outlet store, but that’s good enough for me. I don’t mind the fees, I think they’re fine, but I always pay off my card debt in time so I don’t know if the fees are high if you’re late. I think the card’s great.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
Merit Platinum Card
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