Merit Platinum Merchandise Credit
Shopping card with $750 unsecured credit and zero interest
Updated: Sep 27, 2021
The Merit Platinum Card is a shopping credit card that offers guaranteed approval and instant unsecured credit up to $750. There are no credit checks or employment verification for getting approved for the Merit card. All you have to do is fill out a short online form, pay fees and get the card. Merit also reports credit activities to credit Bureaus and can be a good tool for building or improving credit score.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
at Merit's Secured website
Apply NowApplication Fee
$0
Credit Reporting
Yes
Minimum Credit Needed
Bad Credit OK
Key Features
- $750.00 Unsecured credit line
- Guaranteed Approval
- 0% Interest
- Reports to Major Credit Bureau
- Fast and Easy Application
- No Employment or Credit Check
Our Take
Issued by Horizon Card Services, the Merit Platinum Card is a merchandise credit card designed for those shoppers that have no or limited credit. This card offers credit building tools by reporting credit activity to 1 credit Bureau on monthly basis. Applying for a Merit card is relatively simple. All you have to do is simply fill out an online application form and you are done. Seeing that this is a shopping credit card designed to be used exclusively on the Horizon Outlet, there are no many requirements for getting approved online. Approval is guaranteed! There are no credit checks or any employment verification either. Every new member will be entitled to a high unsecured credit line upto $750 that can be used to purchase any product or service from their website online. Keep in mind that this unsecured credit card has a monthly membership fee.
Pros
- High unsecured line of credit
- Credit reporting
- Guaranteed approval
- No credit or employment verification
Cons
- Limited use
- Monthly maintenance fee
What are Other Merit Merchandise card Benefits?
My Universal RX
Free roadside assistance
My Legal Assistance
My Privacy Protection
Merit Platinum Alternatives
Merit Platinum Card FAQ
| Issuer: | Horizon Card Services |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | None |
| Other Fees: |
|
Merit Platinum Merchandise Credit Alternatives
Merit Platinum Merchandise Credit |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 0% |
|
Intro APR N/A |
|
Min. Credit Level Bad Credit OK |
IMPORTANT
*The information provided for Merit Platinum Merchandise Credit is believed to be accurate at the time of evaluation or recent update on September 27, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Merit Platinum Merchandise Credit
Reviews - (1 User Reviews)
April 1, 2021
Grant
(18-25) - Cardholder
Income on Application
$21000
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
I enjoy using it
I only applied for the Merit card because I wanted to boost up my credit score. Now I actually enjoy using it. The online application was easy to fill, they didn’t do any credit checks, and I got my card in two weeks. You can’t use it everywhere, only in the Horizon outlet store, but that’s good enough for me. I don’t mind the fees, I think they’re fine, but I always pay off my card debt in time so I don’t know if the fees are high if you’re late. I think the card’s great.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
Merit Platinum Merchandise Credit
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