Merit Platinum Card

Merit Platinum Card

Min. Credit Required: Bad Credit OK*

Merit Platinum Card

January 24, 2020

The Merit Platinum Card is one of the few shopping cards that offer guaranteed approval. Seeing that there are no connections with any banks or financial institutions, this ensures that there are no credit checks or employment checks for getting approved. All you have to do is fill out an online form.




0% (Fixed)*



(437) Merit Platinum Card

at Other Issuers Secured website

App Fee
Credit Reporting
Min. Credit Level
Bad Credit OK*

Card Details

  • $500.00 Unsecured credit line
  • Guaranteed Approval
  • 0% Interest
  • Reports to Major Credit Bureau
  • Fast and Easy Application
  • No Employment or Credit Check

Editor's take

Making your shopping experience ever simpler could only be made possible through the Merit Platinum Card. This particular shopping card has been designed for shoppers to use instead of their bank cards. This ensures more security and convenience. Applying for a platinum shopping card is relatively simple. All you have to do is simple fill out an online application form and you are done. Seeing that this is a shopping card designed to be used only on the merit portal, there is no requirements for getting approved. Approval is guaranteed. There are no credit checks or any employment checks either. Every new member will be entitled to a credit line of $500 that can be used to purchase any product or service from their website online.


  • High unsecured line of credit
  • Credit reporting
  • Guaranteed approval
  • No credit or employment verification


  • Limited use
  • Monthly maintenance fee

Basic Info

Card Issuer:
Other Issuers
Card Network:
Other Networks
Card Category:
Consumer (Stored Value)
Common Uses:
  • Cards for Bad Credit
  • Shopping Cards
  • Guaranteed Approval
Rewards Card:
Understanding basic credit cards information and terminology can be confusing. We are here to help.

Finance & Rates

Introductory APR (%):
Applied Towards:
Intro Period:
Regular APR:
Regular APR Type:
Annual Fee:
Balance Transfer:
APR on Cash Advances:
Grace Period:
See Terms*
Late Payment Fee:
See Terms*
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.

Merit Platinum Card - Alternatives & Comparison

Merit Platinum Card

Merit Platinum Card

Annual Fee


Regular APR

0% (Fixed)*

Intro APR


Min. Credit Level

Bad Credit OK*

Additional Information & Comments

* The Merit Platinum Merchandise Card credit line can be used exclusively on selected outlets.

Q: What can I buy with the merit platinum card?
A: You can buy various merchandise on the issuer online store.

Q: What is Merit Customer Support phone number?
A: You can contact Merit card Member Services at 1-800-251-6144, MON-FRI 8:30 AM - 9:00 PM EST, and SAT 9:00 AM to 4:00 PM EST (excluding holidays). Customer Advocacy phone number is 1-800-837-4997.

The information provided for Merit Platinum Card is believed to be accurate at the time of evaluation or recent update on January 24, 2020. However, we strongly advise visitors to review the Terms and Conditions on card issuer website by following Apply Now link to verify the accurancy of the information posted prior to actually applying for this card offer.
Market Pro Secure® has made it very easy to find the best credit cards for you. All you need to do is find the cards you like, click "Save Card", and then compare them side-by-side.

Stay up to date with our latest news and products.

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

ADVERTISER DISCLOSURE. Market Pro Secure® is comparison service provider supported by advertisers. We dont include all available cards & in the marketplace. More
EDITORIAL DISCLOSURE. Market Pro Secure® doesn't post content that is commissioned by advertisers. Opinions expressed therein belongs to the author alone. More