Merit Platinum Merchandise Credit Card
Shopping card with $750 unsecured credit and zero interest
Updated: Mar 28, 2021
The Merit Platinum Card is a shopping credit card that offers guaranteed approval and instant unsecured credit up to $750. There are no credit checks or employment verification for getting approved for the Merit card. All you have to do is fill out a short online form, pay fees and get the card. Merit also reports credit activities to credit Bureaus and can be a good tool for building or improving credit score.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A

at Merit Secured website
Apply NowApplication Fee
$0
Credit Reporting
Yes
Minimum Credit Needed
Bad Credit OK
Key Features
- $750.00 Unsecured credit line
- Guaranteed Approval
- 0% Interest
- Reports to Major Credit Bureau
- Fast and Easy Application
- No Employment or Credit Check
Our Take
Issued by Horizon Card Services, the Merit Platinum Card is a merchandise credit card designed for those shoppers that have no or limited credit. This card offers credit building tools by reporting credit activity to 1 credit Bureau on monthly basis. Applying for a Merit card is relatively simple. All you have to do is simply fill out an online application form and you are done. Seeing that this is a shopping credit card designed to be used exclusively on the Horizon Outlet, there are no many requirements for getting approved online. Approval is guaranteed! There are no credit checks or any employment verification either. Every new member will be entitled to a high unsecured credit line upto $750 that can be used to purchase any product or service from their website online. Keep in mind that this unsecured credit card has a monthly membership fee.
Pros
- High unsecured line of credit
- Credit reporting
- Guaranteed approval
- No credit or employment verification
Cons
- Limited use
- Monthly maintenance fee
What are Other Merit Merchandise card Benefits?
My Universal RX
Free roadside assistance
My Legal Assistance
My Privacy Protection
Merit Platinum Alternatives
Merit Platinum Card FAQ
Issuer: | Horizon Card Services |
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Network: | Other Networks |
Category: | Consumer (Stored Value) |
Best Used For: |
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Rewards: | No |
Regular APR: | 0% |
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Regular APR Type: | Fixed |
Annual Fee: | See Terms |
Balance Transfer: | No |
Grace Period: | None |
Other Fees: |
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Merit Platinum Merchandise Credit Card Alternatives
![]() Merit Platinum Merchandise Credit Card |
APPLY NOW |
Annual Fee See Terms |
Regular APR 0% |
Intro APR N/A |
Min. Credit Level Bad Credit OK |
Merit Platinum Merchandise Credit Card
Reviews - (1 User Reviews)I enjoy using it
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