Credit America

Get matched with a catalog card with 0% interest and no turndown

Updated: Oct 24, 2026Advertiser Disclosure

Credit America comes with a catalog credit card that offers up to $1,000 unsecured credit line, zero interest on purchases, and guaranteed approval. Fill in your details and access available catalog credit offers.

Card costs and features

ANNUAL FEE

$0

ONGOING APR

0% Fixed

INTRO APR

N/A

52 User Ratings

Credit America

at Credit America's Secured website

Apply Now

Application Fee

$29.95

Credit Reporting

No

Recommended Credit Score

Bad Credit OK

Key Features

  • $1,000.00 Unsecured Credit
  • 0% Interest for Members!
  • Your Approval is Guaranteed!*
  • No Credit Turndowns!
  • No Credit Checks
  • Buy Now. Pay Later!
  • Checking Account Required

Our Take

The Credit America will match you with availabe catalog credit offers that have up to $1,000 unsecured credit, zero interest and instant approval. No applications are denied for bad credit.

What are Credit America’s benefits?

  • 0% Interest.
  • $1,000 unsecured credit
  • Multiple offers.
  • No application denied.
Apply Now
Basic Information
Issuer: Other Issuers
Network: Other Networks
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Shopping
  • Guaranteed Approval
  • Unsecured
  • No Credit Check
  • Instant Credit
Rewards: No
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No
Other Fees:
  • Processing fee: None
  • Cancelation fee: None
  • Membership fee: $21.94
  • Returned payment fee: $30.00
  • Application fee: $29.95

Credit America Alternatives


Credit America

Credit America

APPLY NOW

Annual Fee

$0

Regular APR

0%

Intro APR

N/A

Rec. Credit Score

Bad Credit OK

IMPORTANT
Card terms can change. Review the issuer's current rates, fees, eligibility requirements and offer details before applying. Information on this page may have changed since its last update.
Apply now

Credit America

Reviews
Share your experience and rate the Credit America
Credit America

Credit America

Rec. Credit Score: Bad Credit OK

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.