DeLuxe Signature Shopping Credit Card
Updated: Mar 15, 2021
The DeLuxe Signature Merchandise Shopping credit card is issued by Unique Card Services. If you are thinking about getting this card, you've come to the right place. The DeLuxe Signature store card gives customers the ability to buy products they wouldn't be able to get in normal circumstances. At the same time, it comes with many different discounts. This card comes with a small monthly fee and has a 0% APR.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
at Unique Card Services Secured website
Apply NowApplication Fee
N/A
Credit Reporting
Yes
Minimum Credit Needed
Bad Credit OK
Key Features
- Up to $1000 Line of Credit* At Our Online Store!
- Major name brands you know and trust!
- Guaranteed Approval*
- No Credit Check or Employment Check
- 0% Interest for Members!
Our Take
The DeLuxe Signature Shopping Credit Card has a straightforward and quick eligibility check on the official website. Users are required to provide the most basic information to check whether or not they are eligible for this card. With this credit card, people can shop exclusively at the Unique Outlet online store. The starting credit limit is very generous, and as long as users are members of the club, they won’t have any interest. It’s easy to get approved for this card; frankly, it’s almost guaranteed. The whole eligibility test is only a formality every applicant needs to go through.
Who Can Benefit From This Credit Card?
First of all, it’s important to mention that this card can only be used only at the online Unique Outlet store. This store is packed with computers, watches, iPads, and many other products from some of the best brands. This store is updated frequently to ensure that members always have the latest products available to them. With this store card, the merchandise line of credit, you will also gain access to some early-bird products and be able to improve your credit history in a short time period.
RELATED: Shopping Credit cards Explained
Pros
- Easy to get
- Monthly credit reporting
- High credit line
- Online account
- Approval is guaranteed
Cons
- Monthly fee
- Limited usage
- No rewards
Major DeLuxe Signature Benefits
- Easy to Get. Not only can you get this card easily, but it also doesn’t require a credit check. Simply put, there is no risk of dinging your score when applying for this credit card. You can always count on this card as a viable option.
- Monthly Credit Reporting. This card can be a good boost to your credit score. Since it comes from a known store and brand, all of the activity on the card is reported to the three major credit bureaus. Your score is set based on their calculations, and by using this card correctly, you can quickly improve your credit score.
- High credit line. Deluxe cardholders will receive $1,000 unsecured credit right after application to spent on brand name products at Unique Outlet Store.
- Online Account. Every user gets an online account. Here, they can track their spending, check their balance, and organize their payments accurately. Having an account online also makes it easier to see how much money you’ve already spent, so you don’t get into the red.
What Are the Disadvantages of DeLuxe Signature
- Monthly Fee. The Luxe Signature store card comes with a monthly fee. These fees are somewhere around $20 per month, but you should make sure to check this on Terms & Conditions before applying.
- Limited Usage. Since we are talking about a shopping credit card, it simply means that it can be used in one store only. This is a closed-loop card that gives you extra benefits when shopping at an online store.
- No Rewards. There is no signup bonus with this card and no cash-back rewards.
Should You Get the Luxe Signature Card?
This is a great card for those who want to shop at the Unique Outlet online store. The 0% APR makes it ideal for frequent purchases. At the same time, if you have a bad credit score, you can get this card without a credit check and use it to improve your score over time. This is an unsecured credit card that doesn’t require deposits. You don’t need to invest any money at the start. Just as long as you pay your annual fee, you will be able to get all the benefits. However, make sure to keep your balance as low as possible in order to speed up the process of improving your score.
Best DeLuxe Signature Alternatives Available for Application
DeLuxe Signature Card FAQ
| Issuer: | Other Issuers |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
|
| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | None |
| Other Fees: |
|
DeLuxe Signature Shopping Credit Card Alternatives
DeLuxe Signature Shopping Credit Card |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 0% |
|
Intro APR N/A |
|
Min. Credit Level Bad Credit OK |
IMPORTANT
*The information provided for DeLuxe Signature Shopping Credit Card is believed to be accurate at the time of evaluation or recent update on March 15, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
DeLuxe Signature Shopping Credit Card
Reviews - (2 User Reviews)
July 19, 2020
Brent
(36-45) - Cardholder
Income on Application
$72000
Credit Score
Good (670-739)
Credit Limit
$1000
Filed for Bankruptcy
No
Saved a lot on electronics
If you’re addicted to buying the latest tech at Unique Outlet (as I am!), don’t think twice about getting this shopping card. Keep in mind it’s only for that store – many people get confused, thinking they can use it anywhere.
My friend with a very poor credit score also got it about 6 months ago, and he couldn’t be happier. They approved him instantly without even checking his credit, so that’s one less dent in his score.
My score is now excellent (was around 690 when I applied), and DeLuxe Signature keeps building it up. I love the no interest part, and monthly fees are very low (about $20). Will keep using it to get my tech at much better prices than I would without it.
Fees & Charges:
4/5
Features & Benefits:
3/5
Customer Support:
5/5
Application Process:
4/5
April 2, 2020
Tom S.
(46-55) - Previous Cardholder
Income on Application
$18000
Credit Score
Needs Work (300-579)
Credit Limit
$280
Filed for Bankruptcy
No
Good card for limited shopping
It was a super easy application! Glad that got one.
Fees & Charges:
2/5
Features & Benefits:
3/5
Customer Support:
4/5
Application Process:
4/5
DeLuxe Signature Shopping Credit Card
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