DeLuxe Signature Shopping Credit Card

The Luxe Signature Shopping Card us a revolving line of credit that is used exclusively in the Hutton Chase online store where items can be purchased at a discount. These items range from iPads to high-end watches and computers. The store updates fairly often to ensure members have the freshest choices. When purchasing one of these choices, the process is rather straightforward in that you pay a down payment on the item, a payment for the first month, and a shipping charge. The remainder of the balance is divided over a five month period. Once you have made your payments, you will find that even with shipping you have saved on a percentage of the purchase. As for fees, there are a few fees. The one that automatically occurs is the account maintenance fee that is charged monthly on the anniversary date. This fee must also be paid when the account is opened. The second is the NSF fee if a payment is returned, the third is the late fee that varies by state if a payment is late, and the third is a restocking fee if a return is made and the condition of the return is misrepresented or customer tampering caused a malfunction. Cardholders have control over the fees that are paid. Overall, however, the savings on the merchandise can offset most or all of the monthly account maintenance fee and the card gives the cardholder the ability for a person to purchase top-of-the-line merchandise that they may not be able to purchase otherwise.