DeLuxe Signature Shopping Credit Card

The DeLuxe Signature Shopping Card has a straightforward and quick eligibility check on the official website. Users are required to provide the most basic information to check whether or not they are eligible for this card. With this credit card, people can shop exclusively at the Unique Outlet online store.

The starting credit limit is very generous, and as long as users are members of the club, they won't have any interest. It's easy to get approved for this card; frankly, it's almost guaranteed. The whole eligibility test is only a formality every applicant needs to go through.

Who Can Benefit From Using This Card?

First of all, it's important to mention that this card can only be used only at the online Unique Outlet store. So, if you are already their loyal customer and spend a lot of money at their store, getting this card makes perfect sense.

This store is packed with computers, watches, iPads, and many other electronics from some of the best brands. This store is updated frequently to ensure that members always have the latest products available to them.

So, if you are a tech geek, or you love buying electronics very often, this store is the right place for you. Not only can this card be used to reduce the prices, but you will also gain access to some early-bird products and be able to improve your credit with this card.

Major Benefits

Easy to Get
Not only can you get this card easily, but it also doesn't require a credit check. Simply put, there is no risk of dinging your score when applying for the card. You can always count on this card as a viable option.

Monthly Credit Reporting
This card can be a good boost to your credit score. Since it comes from a known store and brand, all of the activity on the card is reported to the three major credit bureaus. Your score is set based on their calculations, and by using this card correctly, you can quickly improve credit score.

Online Account
Every user gets an online account. Here, they can track their spending, check their balance, and organize their payments accurately. Having an account online also makes it easier to see how much money you've already spent, so you don't get into the red.

The Disadvantages of DeLuxe Signature

Unlike many other store credit cards, the DeLuxe Signature comes with monthly fees. These fees are somewhere around $20 per month, but you should make sure to check this on the official site because they change often.

Since we are talking about a shopping credit card (Explained), it simply means that it can be used in one store only. This is a closed-loop card that gives you extra benefits when shopping at its store. However, this also means it can't be used in any other store. There is no signup bonus with this card and no cash-back rewards.

Should You Get This Card?

This is a great card for all people who shop at the Unique Outlet online store. If you are their regular customer, getting this card will give you lots of benefits. The 0% APR makes it ideal for frequent purchases.

At the same time, if you have a bad credit score, you can get this card without a credit check and use it to improve your score over time. This is an unsecured credit card that doesn't require deposits. You don't need to invest any money at the start.

Just as long as you pay your annual fee, you will be able to get all the benefits. However, make sure to keep your balance as low as possible in order to speed up the process of improving your score.

Bottom Line

Do you love shopping at Unique Outlet? Get their store shopping credit card as it will give you various benefits and exclusive deals as a premium member.