Net First Platinum Card

Merchandise credit card with 0% interest and unsecured $750 credit

Updated: Sep 18, 2021

Advertiser Disclosure

The NetFirst Platinum card is a shopping membership credit card that gives access to money-saving opportunities, credit-building tools as well as the ability to shop in the exclusive online store for high-end merchandise with 0% interest. For a low membership fee, you get access to $750 unsecured credit and monthly credit reporting.


See Terms


0% Fixed



249 User Ratings

Net First Platinum Card

at Net First Platinum's Secured website

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Application Fee


Credit Reporting


Minimum Credit Needed

Bad Credit OK

Key Features

  • Instant Approval / $750 Credit Line!
  • No Employment or Credit Check
  • Reports to Major Bureau
  • Bad Credit, No Credit Accepted
  • Always 0.0% APR
  • Fast Online Applications

Our Take

The NetFirst Platinum is a shopping credit card that comes with a wide range of benefits so that members can save money and add some convenience to their lives.

  • The first benefit is the ability to shop in the exclusive online store that gives members the opportunity to own name brand merchandise now while paying later through low monthly payments and 0% interest.
  • The second benefit consists of a number of programs. These programs start with prescription savings through the My Universal Rx plan and continue with My Roadside Protection, My Legal Assistance, and My Privacy Protection. Each of these programs is designed to save money and add convenience. For instance, the My Universal Rx plan allows you to save money on a number of prescriptions listed on the plan’s list of medications. My Roadside Protection will take care of you if you are stranded while traveling far from home or in your local area.
  • The third benefit is monthly credit reporting that can help build or rebuild credit if NetFirst Platinum unsecured line of credit is used responsibly.

All applicants have to be over 18 years old and U.S. residents to qualify. A credit or debit card must also be on file. From there, you pay a NetFirst Platinum card membership fee in addition to the shipping and handling costs of the merchandise.

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Basic Information
Issuer: Horizon Card Services
Network: Other Networks
Category: Consumer (Stored Value)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Shopping
  • Unsecured
  • Building Credit
  • No Credit Check
  • Instant Credit
Rewards: No
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
Grace Period: None
Other Fees:
  • Account activation fee: $0
  • Monthly membership fee: $14.77

Net First Platinum Card Alternatives

Net First Platinum Card

Net First Platinum Card


Annual Fee

See Terms

Regular APR


Intro APR


Min. Credit Level

Bad Credit OK

*The information provided for Net First Platinum Card is believed to be accurate at the time of evaluation or recent update on September 18, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Net First Platinum Card

Reviews - (1 User Reviews)
Share your experience and rate the Net First Platinum Card
August 15, 2020
Chris Joyce (46-55) - Cardholder
Income on Application
Credit Score
Fair (580-669)
Credit Limit
Filed for Bankruptcy

Exicted about it

500 dollars is my limit and I plan to use it wisely
Fees & Charges:
Features & Benefits:
Customer Support:
Application Process:
Comment (0)

Net First Platinum Card

Net First Platinum Card

Min. Credit Required: Bad Credit OK

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