Continental Finance Gold Mastercard®

• Continental Finance Gold Mastercard is designed for consumers having limited, poor or bad credit ratings. It is an unsecured credit card wishing to give those individuals who are interested in getting a second chance at credit life.
• Cardmembers can expect to pay an annual fee. This is not in addition to a monthly maintenance fee. Newly accepted applicants will pay a one-time account processing fee. Applicants should not expect high credit limits as new members receive lowly credit lines. Cardmembers can apply to receive higher credit limits twice a year for a $25 fee. The highest credit limit obtainable is $2,000.
• A fixed interest rate lies around 9.75% throughout the duration of card use except the cardmember goes past the payment date for two consecutive billing cycles or twice during any six month period. In the event any of both circumstances occur, the applicable interest rate rises to 24.75%. Cardmembers do not enjoy the benefit of an introductory APR period and applicable interest is charged right from the first purchase. The late payment fee is $35 while card members who exceed the credit limit also incur a $35 fee. Cash advances incur a 3% transaction fee and a fixed 19.92% APR.
• Card members can rebuild their credit ratings by taking advantage of credit reporting. The issuing bank reports all transactions to the three major credit bureaus thus providing a real opportunity to those card members with a genuine interest in improving their credit scores over time.
• Card benefits include internet-related features such as online account access through which card members can check and be up to date on the card balance and spending. Various online tools help members manage their finances. Cardmembers enjoy the convenience of being able to pay up through a secure website.
• Continental Finance Gold Mastercard is the ideal instant decision card for every individual having poor or limited credit ratings. Having gotten rejected with other cards, the issuing bank wished to ensure that as many people receive the benefit of a credit card so as to improve their credit ratings. Interested persons enjoy the benefits of virtually immediate responses when applying online.
• Members interested in issuing out copies of this card to close family members will incur a $30 charge per additional user.

Best Continental Finance Gold Alternavites

• ACE Flare Account
• Continental Finance Blue
• First Access Visa
• Revvi Card
• Orchard Bank Visa