Continental Finance Mastercard® credit card

Unsecured card reporting credit and available credit increase

Updated: Sep 08, 2021

Advertiser Disclosure

Issued by First Bank of Delaware (permanently closed), and serviced by Continental Finance Company the Continental Finance Mastercard credit cards was designed for those with bad credit who would like to have a Mastercard and associated benefits.




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547 User Ratings

Continental Finance Mastercard® credit card

This card is not available right now.

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Introductory APR


Intro APR Period


Recommended Credit Score

Bad Credit OK

Key Features

  • Get Your Application Results in Seconds
  • Monthly reporting to the Major Credit Bureaus
  • Free Online Access
  • Excellent Online Tools for Managing Your Finances
  • Semi-annual credit limit increases*
  • No Minimum Monthly Income Requirements
  • Unsecured Master Card Accepted at Millions Locations

Our Take

Continental Finance Master Card is a credit card designed for individuals who want to improve their credit ratings over time. It’s a basic card offering low credit limits alongside powerful benefits to all who plan to take advantage. Card members pay interest rates that are considerate when compared to similar cards of this nature. Card members pay a $50 annual fee. Interest rates (purchase APR) is fixed and highly competitive at 19.92%. Card members are allowed to conduct cash advance transactions in exchange for a 3% transaction fee and 19.92% fixed APR. Newly accepted members will incur a one-time account processing fee. An account maintenance fee is deducted from the card account annually. Although new members start out with credit limits as low as $50, the credit limit might increase semiannually if the card member does not exceed the current limit and has paid on time over the past months. Increases come in $75 increments. Cardmembers uninterested in credit increases can apply to be excluded in writing. Every credit limit increase is deducted by a $25 credit limit increase fee.

Card Benefits

  • Free Online Access – allowing card members keep up to date on purchases and related transactions through paperless statements.
  • Free Money Management Tools – A fragile credit rating calls for detailed planning on finances and everyday expenses.
  • Applicants are guaranteed an instant decision once they apply online.
  • No minimum income requirement and a low credit rating do not spell denial.

See applicable terms and conditions before applying.

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Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Regular)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • No Credit / New to Credit
  • Damaged Credit
Rewards: No
Rates & Fees
Regular APR: See Terms
Regular APR Type: Fixed
Annual Fee: $50
Balance Transfer: No
APR on Cash Advances: See Terms
Grace Period: 25 days
Late Payment Fee: $35
Other Fees:
  • Returned Payment Fee: $35.00
  • Account Maintenance Fee (annualized): $180.00
  • Account Processing Fee: $200.00
  • Credit Limit Increase Fee: $25.00

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Non-Affiliate Offer Disclosure
*The information provided for Continental Finance Mastercard® credit card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Continental Finance Mastercard® credit card

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Continental Finance Mastercard® credit card

Continental Finance Mastercard® credit card

Rec. Credit Score: Bad Credit OK

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Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.