Aspiration Spend & Save™
Save the planet and earn up to 3% APY. Plus get $150 for sign up.
Updated: Jan 21, 2025
The Aspiration Debit Mastercard is FDIC insured and issued by Radius Bank. This card is an eco-friendly card that features low, pas-as-you-go card fees, cash back rewards on card purchases, and the optional possibility to plant a tree with every roundup. The Aspiration Spend & Save Debit Card also offers a Personal impact eco-score to help cardholders shop.
ANNUAL FEE
$0
ONGOING APR
0% Fixed
INTRO APR
N/A
at Aspiration's Secured website
Apply NowApplication Fee
N/A
Credit Reporting
No
Recommended Credit Score
Accepts All
Key Features
- Save the planet, get a $150 welcome bonus*
- Earn cash back on debit card purchases and up to 83x the national interest rate on savings
- Choose a monthly fee you think is fair
- Aspiration Spend and Save account does not include a credit card (You can separately apply for Aspiration Zero Credit Card)
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals at 55,000+ Allpoint ATMs
- Cash back on debit card purchases at socially conscious businesses
- Up to 5.00% in interest on savings with Aspiration Plus
- Option to plant a tree with every roundup
- Personal impact score to help you shop to match your values
Our Take
Aspiration account with Spend & Save debit Mastercard offers socially-conscious and sustainable ways to use and save your money. The company claims that it doesn’t use clients’ funds to finance oil pipelines as big banks do. All deposits are fossil-fuel-free and offer the option to plant a tree with every roundup on a debit Mastercard purchase.
Aspiration Account Benefits
- Cash back rewards. Earn 3-5% cashback on debit card purchases at Conscience Coalition businesses
- Fair pricing. Pay a monthly account fee you think is fair. Even if its $0
- Fewer ATM fees. Receive 1 out-of-network withdrawal free.
- Eco-friendly card. Receive a Master debit card that is made from recycled plastic
Aspiration Debit Card Alternatives
- Aspiration Plus – The Plus account comes with more cashback and up to 1.00% APY on your savings account
- Charity Charge World Mastercard – Supports not-for-profit organizations of your choice.
- Aspiration Zero – premium world Mastercard with an eco-banking approach. See full Aspiration Review.
| Issuer: | Other Issuers |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Stored Value) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | Yes |
| Reward Types: |
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| Reward Units: | Cash |
| Annual Fee: | $0 |
|---|---|
| Other Fees: |
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Aspiration Spend & Save™ Alternatives
Aspiration Spend & Save™ |
| APPLY NOW |
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Annual Fee $0 |
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Regular APR 0% |
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Intro APR N/A |
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Rec. Credit Score Accepts All |
Additional Information & Comments
*The Aspiration Save Account's up to 5.00% Annual Percentage Yield ("APY") with up to 83x the national interest rate is variable, subject to change, and only available to customers enrolled in Aspiration Plus after conditions are met. Customers not enrolled in Aspiration Plus receive 3.00% APY after conditions are met. Terms & FAQ. The Aspiration Spend & Save Accounts are cash management accounts offered through Aspiration Financial, LLC, a registered broker-dealer, Member FINRA/SIPC, and a subsidiary of Aspiration Partners, Inc. ("Aspiration"). Aspiration Financial LLC is unaffiliated with any other named entity. Aspiration is not a bank.
IMPORTANT
*The information provided for Aspiration Spend & Save™ is believed to be accurate at the time of evaluation or recent update on January 21, 2025. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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