Aspiration Spend & Save™ Debit Mastercard®
Consumer Reviews, Fees, Credit Score, Application & Best Alternatives
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The Aspiration Debit Mastercard is FDIC insured and issued by Radius Bank. This card is an eco-friendly card that features low, pas-as-you-go card fees, cash back rewards on card purchases, and the optional possibility to plant a tree with every roundup. The Aspiration Spend & Save Debit Card also offers a Personal impact eco-score to help cardholders shop.
Key Features
- "Pay What Is Fair" card fees structure
- Spend and save with fossil fuel-free deposits
- Fee-free ATM withdrawals
- 3-5% Cashback on card purchases at socially conscious businesses
- Optional feature to plant a tree with every roundup
- Personal impact score to help you shop to match your values
Our Take
Aspiration offers socially-conscious and sustainable ways to spend and save your money. Aspiration claims that it doesn't use clients' funds to finance oil pipelines as big banks do. Aspiration deposits are fossil-fuel-free and offer the option to plant a tree with every roundup on a debit card purchase.
Aspiration Spend & Save Benefits
- 3-5% cashback on debit card purchases at Conscience Coalition businesses
- "Pay What Is Fair" fee structure even if it is $0
- Fewer ATM fees and 1 out-of-network withdrawal is free
- Debit Card is made from recycled plastic
Aspiration Debit Card Alternatives
- Aspiration Spend & Save World Mastercard - Aspiration Plus account with more cashback and up to 1.00% APY on your savings account
Pros
- No monthly fees
- Cashback rewards
- Plant a tree option
Cons
- Does not contribute to your Savings account
- Lower Cashback rates
Basic Information |
Issuer: | Other Issuers |
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Network: | Mastercard® |
Category: | Consumer (Stored Value) |
Common Uses: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Cash |
Rates & Fees |
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Introductory APR (%): | N/A |
Applied Towards: | N/A |
Intro Period: | N/A |
Regular APR: | 0% |
Regular APR Type: | Fixed* |
Annual Fee: | $0* |
Balance Transfer: | No* |
APR on Cash Advances: | N/A |
Grace Period: | N/A |
Late Payment Fee: | N/A |