AccountNow® Prepaid Mastercard®

Prepaid card with free direct deposit and refer-a-friend cash bonus

Updated: Jul 4, 2024

Advertiser Disclosure

AccountNow Master Card card issued by MetaBank is designed for people who may have difficulty in obtaining a standard unsecured credit card.




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471 User Ratings

AccountNow® Prepaid Mastercard®

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Application Fee

See Terms

Credit Reporting

See Terms

Recommended Credit Score

Bad Credit OK

Key Features

  • $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
  • No Credit Check or ChexSystems check
  • Instant Account Number
  • Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks
  • Easy 24/7 Online Account Access
  • Earn Refer-a-Friend Cash Bonus
  • Use it Everywhere Mastercard Debit Card Accepted

Our Take

  • AccountNow Prepaid Master Card is a prepaid issued by Meta Bank. It is a plastic card guaranteeing instant approval no credit or employment verification checks. Cardmembers’ credit will be reported to main credit bureaus monthly. Cardmembers are not allowed to conduct balance transfers.
  • Cardmembers do not incur an annual fee but a monthly service fee is deducted depending on the plan in use. The Classic Plan charges $4.95 while the Premium Plan charges $9.95. Loading options like Direct Deposit and cash come at no extra cost. Cardmembers on the premium plan can pay their bills online at no extra cost using Bill Pay. It’s much easier to manage the card account online with online statements available for download. Online account management comes to cardmembers at no extra cost. Paper statements cost $5 per request.
  • Parents who’d like to get a prepaid card to teach the kids a little about plastic cards should be delighted to know that transferring funds from one card to another comes at no extra cost.
  • Being on the MasterCard platform, cardmembers enjoy zero fraud liability on unauthorized and fraudulent transactions. This liability does not cover unauthorized transactions relating to an ATM PIN. Cardmembers can make balance inquiries or redraw at ATMs displaying the MasterCard logo. ATM balance inquiry costs $1 per transaction while withdrawing money from an ATM located within the U.S. costs $2. Cardmembers are allowed to hold a maximum of $10,000 in the card account.
  • AccountNow Prepaid Mastercard is a prepaid card built to serve those consumers who do not want or do not have enough ratings to acquire a preferred unsecured credit card. Instant Approval is 100% guaranteed with no ChexSystems/Credit check. Once accepted, card members are entitled to calling and speaking to a customer service representative once every month at no extra charge and for a $2 fee thereafter.

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Basic Information
Issuer: Meta Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Prepaid Cards
  • Guaranteed Approval
  • Tax Refund
Rewards: Yes
Reward Types:
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: $0
Opening Min: See Terms
Application Fee: See Terms
ATM Fee: See Terms

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Non-Affiliate Offer Disclosure
*The information provided for AccountNow® Prepaid Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

AccountNow® Prepaid Mastercard®

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AccountNow® Prepaid Mastercard®

AccountNow® Prepaid Mastercard®

Rec. Credit Score: Bad Credit OK

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Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.