AccountNow® Prepaid Mastercard®
Prepaid card with free direct deposit and refer-a-friend cash bonus
Updated: Jul 4, 2024
AccountNow Master Card card issued by MetaBank is designed for people who may have difficulty in obtaining a standard unsecured credit card.
ANNUAL FEE
$0
ONGOING APR
0% Fixed
INTRO APR
N/A

Application Fee
See Terms
Credit Reporting
See Terms
Recommended Credit Score
Bad Credit OK
Key Features
- $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
- No Credit Check or ChexSystems check
- Instant Account Number
- Free* Direct Deposit - Paycheck, Benefit Checks, Tax Refund Checks
- Easy 24/7 Online Account Access
- Earn Refer-a-Friend Cash Bonus
- Use it Everywhere Mastercard Debit Card Accepted
Our Take
- AccountNow Prepaid Master Card is a prepaid issued by Meta Bank. It is a plastic card guaranteeing instant approval no credit or employment verification checks. Cardmembers’ credit will be reported to main credit bureaus monthly. Cardmembers are not allowed to conduct balance transfers.
- Cardmembers do not incur an annual fee but a monthly service fee is deducted depending on the plan in use. The Classic Plan charges $4.95 while the Premium Plan charges $9.95. Loading options like Direct Deposit and cash come at no extra cost. Cardmembers on the premium plan can pay their bills online at no extra cost using Bill Pay. It’s much easier to manage the card account online with online statements available for download. Online account management comes to cardmembers at no extra cost. Paper statements cost $5 per request.
- Parents who’d like to get a prepaid card to teach the kids a little about plastic cards should be delighted to know that transferring funds from one card to another comes at no extra cost.
- Being on the MasterCard platform, cardmembers enjoy zero fraud liability on unauthorized and fraudulent transactions. This liability does not cover unauthorized transactions relating to an ATM PIN. Cardmembers can make balance inquiries or redraw at ATMs displaying the MasterCard logo. ATM balance inquiry costs $1 per transaction while withdrawing money from an ATM located within the U.S. costs $2. Cardmembers are allowed to hold a maximum of $10,000 in the card account.
- AccountNow Prepaid Mastercard is a prepaid card built to serve those consumers who do not want or do not have enough ratings to acquire a preferred unsecured credit card. Instant Approval is 100% guaranteed with no ChexSystems/Credit check. Once accepted, card members are entitled to calling and speaking to a customer service representative once every month at no extra charge and for a $2 fee thereafter.
Best AccountNow Prepaid Mastercard Alternatives
- Pink NetSpend Visa – Premium pink card
- MoneyGram AccountNow Visa – Card for easy MoneyGram transfers
- UFB Direct Visa Card – Save and spend
- CCU Visa Debit Card – Comes with free checking account
- Novo Business Card– Prepaid Mastercard for business
Issuer: | Meta Bank |
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Network: | Mastercard® |
Category: | Consumer (Stored Value) |
Best Used For: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Cash |
Annual Fee: | $0 |
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Opening Min: | See Terms |
Application Fee: | See Terms |
ATM Fee: | See Terms |
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AccountNow® Prepaid Mastercard®
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