Walmart MoneyCard®

Prepaid debit card with ASAP Direct Deposit and up to 3% cash back rewards

Updated: Jul 04, 2023

Advertiser Disclosure

There are many benefits to having a prepaid debit card over a credit card. For example, you never have to worry about things like exceeding your limit. This is certainly something that everyone can appreciate. A Walmart-affiliated MasterCard prepaid debit card, though, also saves you money by not charging fees for adding funds at physical stores and through Direct Deposit.


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111 User Ratings

Walmart MoneyCard®

at Walmart's Secured website

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Application Fee


Credit Reporting


Recommended Credit Score

Bad Credit OK

Key Features

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $200, for purchase transactions with opt-in & eligible direct deposit.*
  • *Please see site for full terms and conditions.

Our Take

The Walmart MoneyCard MasterCard Prepaid Card, though, could be more affordable than other debit cards because there is no charge for adding funds at a store or through Direct Deposit. There is neither a fee for using the card, which is something common to only some prepaid debit cards. If you still want the security that credit cards offer, you should know that this particular card is backed by MasterCard Zero Liability insurance. With this policy, you will not be held liable for unauthorized or fraudulent purchases. The card also comes with cash back rewards, better money management for Walmart shoppers and you can unlock overdraft protection up to $200. Your monthly fee will be waived with a 500+ direct deposit.

Walmart Moneycard rewards

  • 3% cash back at
  • 2% cash back at Walmart fuel stations
  • 1% cash back at Walmart stores, up to $75 each year

Best Walmart MoneyCard Mastercard Alternatives

Frequently Asked Questions

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Basic Information
Issuer: Green Dot Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Co-Branded
  • Instant Decision
  • Tax Refund
  • EMV Chip
  • Debit Card
  • Intro Bonus
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Gas Rewards
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: See Terms
Opening Min: $1
Application Fee: $0
ATM Fee: $2.5
Other Fees:
  • Activation Fee: $0
  • Direct Deposit Fee: $0
  • Monthly Fee: $0 with eligible direct deposit

Walmart MoneyCard® Alternatives

Walmart MoneyCard®

Walmart MoneyCard®


Annual Fee

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Regular APR


Intro APR


Rec. Credit Score

Bad Credit OK

*The information provided for Walmart MoneyCard® is believed to be accurate at the time of evaluation or recent update on July 04, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Walmart MoneyCard®

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Walmart MoneyCard®

Walmart MoneyCard®

Rec. Credit Score: Bad Credit OK

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Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.