Walmart MoneyCard Mastercard® Prepaid Card

Prepaid card with ASAP Direct Deposit, cash back rewards and up to 2% APY on savings

Updated: Jul 26, 2021

Advertiser Disclosure

There are many benefits to having a prepaid debit card over a credit card. For example, you never have to worry about things like exceeding your limit. This is certainly something that everyone can appreciate. A Walmart-affiliated MasterCard prepaid debit card, though, also saves you money by not charging fees for adding funds at physical stores and through Direct Deposit.


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Walmart MoneyCard Mastercard® Prepaid Card

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Application Fee


Credit Reporting


Minimum Credit Needed

Bad Credit OK

Key Features

  • 2% APY on savings up to $1,000
  • Cash back rewards on all purchases
  • No issuance fee online
  • No credit check or bank account is required
  • No overdraft fees
  • No minimum balance is required
  • Free Direct Deposit
  • Use everywhere Mastercard debit is accepted, including shop online, pay bills, get cash at ATMs

Our Take

The Walmart MoneyCard MasterCard Prepaid Card, though, could be more affordable than other debit cards because there is no charge for adding funds at a store or through Direct Deposit. There is neither a fee for using the card, which is something common to only some prepaid debit cards. If you still want the security that credit cards offer, you should know that this particular card is backed by MasterCard Zero Liability insurance. With this policy you will not be held liable for unauthorized or fraudulent purchases. The card also comes with cash back rewards and will earn you 2% APY on your savings.

Walmart Moneycard rewards

  • 3% cash back at
  • 2% cash back at Walmart fuel stations
  • 1% cash back at Walmart stores, up to $75 each year

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Frequently Asked Questions

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Basic Information
Issuer: Other Issuers
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Co-Branded
  • Prepaid & Debit
  • Guaranteed Approval
  • Tax Refund
Rewards: Yes
Reward Types:
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: See Terms
Opening Min: $1
Application Fee: $0
ATM Fee: See Terms

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Non-Affiliate Offer Disclosure
*The information provided for Walmart MoneyCard Mastercard® Prepaid Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Walmart MoneyCard Mastercard® Prepaid Card

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Walmart MoneyCard Mastercard® Prepaid Card

Walmart MoneyCard Mastercard® Prepaid Card

Min. Credit Required: Bad Credit OK

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