Walmart MoneyCard®

Prepaid debit card with ASAP Direct Deposit and up to 3% cash back rewards

Updated: Dec 17, 2025Advertiser Disclosure

There are many benefits to having a prepaid debit card over a credit card. For example, you never have to worry about things like exceeding your limit. This is certainly something that everyone can appreciate. A Walmart-affiliated MasterCard prepaid debit card, though, also saves you money by not charging fees for adding funds at physical stores and through Direct Deposit.

Card costs and features

ANNUAL FEE

See Terms

ONGOING APR

0% Fixed

INTRO APR

N/A

111 User Ratings

Walmart MoneyCard®

at Walmart's Secured website

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Application Fee

$0

Credit Reporting

No

Recommended Credit Score

Bad Credit OK

Key Features

  • Waive your monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.*
  • Earn 3% cash back at Walmart.com, 2% cash back at Walmart fuel stations, & 1% cash back at Walmart stores, up to $75 each year.*
  • Earn 2% interest rate on up to $1,000 balance in your savings account. Plus, get chances to win cash prizes each month!*
  • Get peace of mind with three coverage levels, up to $300, for purchase transactions with opt-in & eligible direct deposit.*
  • *Please see site for full terms and conditions.

Our Take

The Walmart MoneyCard MasterCard Prepaid Card, though, could be more affordable than other debit cards because there is no charge for adding funds at a store or through Direct Deposit. There is neither a fee for using the card, which is something common to only some prepaid debit cards. If you still want the security that credit cards offer, you should know that this particular card is backed by MasterCard Zero Liability insurance. With this policy, you will not be held liable for unauthorized or fraudulent purchases. The card also comes with cash back rewards, better money management for Walmart shoppers and you can unlock overdraft protection up to $200. Your monthly fee will be waived with a 500+ direct deposit.

Walmart Moneycard rewards

  • 3% cash back at Walmart.com
  • 2% cash back at Walmart fuel stations
  • 1% cash back at Walmart stores, up to $75 each year

Best Walmart MoneyCard Mastercard Alternatives

Frequently Asked Questions

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Basic Information
Issuer: Green Dot Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Review: Full Card Review
Best Used For:
  • Cards for Bad Credit
  • Co-Branded
  • Instant Decision
  • Tax Refund
  • EMV Chip
  • Debit Card
  • Intro Bonus
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Gas Rewards
  • Other Rewards
Reward Units: Cash
Rates & Fees
Annual Fee: See Terms
Opening Min: $1
Application Fee: $0
ATM Fee: $2.5
Other Fees:
  • Activation Fee: $0
  • Direct Deposit Fee: $0
  • Monthly Fee: $0 with eligible direct deposit

Walmart MoneyCard® Alternatives


Walmart MoneyCard®

Walmart MoneyCard®

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Annual Fee

See Terms

Regular APR

0%

Intro APR

N/A

Rec. Credit Score

Bad Credit OK

IMPORTANT
Card terms can change. Review the issuer's current rates, fees, eligibility requirements and offer details before applying. Information on this page may have changed since its last update.
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Walmart MoneyCard®

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Walmart MoneyCard®

Walmart MoneyCard®

Rec. Credit Score: Bad Credit OK

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