Vision Premier® Prepaid Visa® Card

Stored value card with low fees, no credit check and cash back rewards

Updated: Aug 29, 2021

Advertiser Disclosure

Issued by BankFirst, the Vision Premier Prepaid Visa Credit Card is designed for those with limited or damaged credit who would like to carry VISA card and earn rewards for every $1 spent.




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Vision Premier® Prepaid Visa® Card

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Application Fee


Credit Reporting


Recommended Credit Score

Bad Credit OK

Key Features

  • No Credit Check – Complete the form and we'll mail your card
  • Free Roadside Assistance
  • 1% Cash Back on Gas Purchases
  • Free Savings Account with 5.65% APY
  • Free Unlimited Purchases with Signature and PIN
  • Free Direct Deposit: Get Paychecks, Benefits and Tax Refunds Faster
  • No Debt, No Interest Charges, and No Overdraft Fees

Our Take

  • Vision Premier Prepaid Visa Card is a prepaid designed for individuals who want to enjoy the numerous benefits on offer. Cardmembers can receive their payroll from employers with free direct deposit. This card possesses a lot of features that come at no extra cost.
  • A weekly fee is charged each month but members can avoid this fee by signing up for a direct deposit and depositing $500 or more per month. Members who can’t deposit this figure but can conduct up to 15 transactions per month will receive a full rebate on the weekly fee. Signature transactions come at no extra cost.
  • New members can avoid incurring an activation fee by downloading and submitting the Vision Card Mail-In Rebate Form. Once completed and submitted, 30 calendar days are required for processing the rebate into the card account.
  • Online account management provides card members with online statements at no extra cost. Cardmembers can also pay their bills through an Online Bill Pay feature. Members can schedule multiple, recurring payments with up to 5,000 billers available. For added protection, cardmembers can choose to activate alerts through their online accounts. After activation, the member will receive his account balance by text message or email each day.
  • Cardmembers can receive cash from employers by giving them the Direct Deposit form that comes in the card envelope. Other ways to add a card into the Vision Card are by visiting participating retail locations like Western Union, Walmart, MoneyGram, ExpressPayment, PreCash and Visa ReadyLink. Members can find a location closest to them on the cards’ official website. PayPal is yet another method through which card members may add funds unto their cards at no extra cost. Lastly, a member can transfer money from a bank account of choice or engage wire transfers of up to $2,500 per day.
  • Vision Premier Prepaid Visa Card is a prepaid debit card charging minimal fees. Applicants do not undergo credit checks making it quite getting one of these.

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Basic Information
Issuer: The Bancorp Inc.
Network: VISA®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Prepaid Cards
  • Young Adults
  • Damaged Credit
  • No Credit Check
Rewards: Yes
Reward Types:
  • Universal Rewards
Reward Units: Point
Rates & Fees
Annual Fee: $0
Opening Min: $10
Application Fee: $9.95
ATM Fee: $1.95
Other Fees:
  • Foreign currencies transaction fee: 3%
  • Participation Fee: $7.95 monthly with Direct Deposit enabled, $9.95 without Direct Deposit

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Additional Information & Comments

The maximum amount that can be spent on your Card per day is $2,000. The maximum value of your Card is restricted to $2,000.

Non-Affiliate Offer Disclosure
*The information provided for Vision Premier® Prepaid Visa® Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Vision Premier® Prepaid Visa® Card

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Vision Premier® Prepaid Visa® Card

Vision Premier® Prepaid Visa® Card

Rec. Credit Score: Bad Credit OK

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