UNITY® Visa - The Comeback Card™

Updated: Dec 05, 2020

Advertiser Disclosure

The UNITY Visa - The Comeback Card is designed to help consumers take control of their finances. Low fees, reporting to the three major credit bureaus and a fixed rate makes this one of the strongest secured credit card offers on the market. Deposits are held in a FDIC account, which provides peace of mind that their investments are safe. It's an impressive offer that provides options for consumers to better prepare their financial future.

ANNUAL FEE

$39

ONGOING APR

17.99% Fixed

INTRO APR

9.95%

80 User Ratings

UNITY® Visa - The Comeback Card™

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Introductory APR

9.95%

Intro APR Period

6 months on BT

Minimum Credit Score

Bad Credit OK

Key Features

  • Reports to the major credit bureaus
  • Provides How to Rebuild Credit Program
  • Visa credit card, not a prepaid card
  • Fixed rate, not variable
  • Manage your account online
  • No application fee or penalty rate
  • Security deposit FDIC insured
  • *See the Cardholder Agreement for more details.

Our Take

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Basic Information
Issuer: Other Issuers
Network: VISA®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Guaranteed Approval
Rewards: No
Rates & Fees
Introductory APR (%): 9.95%
Applied Towards:
  • Balance Transfer
Intro Period: 6 months on BT
Regular APR: 17.99%
Regular APR Type: Fixed
Annual Fee: $39
Balance Transfer: Yes
APR on Cash Advances: 17.99%
Grace Period: 25 days
Late Payment Fee: See Terms
Other Fees:
  • Foreign Fees: 2% of each transaction in U.S. dollars
  • Late Payment: Up to $10.00
  • Returned Payment: Up to $25.00
  • Customer Service by Phone: None
  • Expedited Card Delivery: $35.00
  • Credit Limit Increase: $10.00
  • Replacement/ Additional Card: $10.00
  • Stop Payment: $25.00
  • Payment Assistance by Phone: $1.00

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Non-Affiliate Offer Disclosure
*The information provided for UNITY® Visa - The Comeback Card™ is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

UNITY® Visa - The Comeback Card™

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UNITY® Visa - The Comeback Card™

UNITY® Visa - The Comeback Card™

Min. Credit Required: Bad Credit OK

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