UNITY® Visa - The Comeback Card™

Credit reporting Visa card with no application fee

Updated: Sep 08, 2021

Advertiser Disclosure

The UNITY Visa - The Comeback Card is designed to help consumers take control of their finances. Low fees, reporting to the three major credit bureaus and a fixed rate makes this one of the strongest secured credit card offers on the market. Deposits are held in a FDIC account, which provides peace of mind that their investments are safe. It's an impressive offer that provides options for consumers to better prepare their financial future.




17.99% Fixed



80 User Ratings

UNITY® Visa - The Comeback Card™

This card is not available right now.

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Introductory APR


Intro APR Period

6 months on BT

Recommended Credit Score

Bad Credit OK

Key Features

  • Reports to the major credit bureaus
  • Provides How to Rebuild Credit Program
  • Visa credit card, not a prepaid card
  • Fixed rate, not variable
  • Manage your account online
  • No application fee or penalty rate
  • Security deposit FDIC insured
  • *See the Cardholder Agreement for more details.

Our Take

The UNITY Visa Comeback Secured Card is the financial product that American consumers have been looking for. This impressive secured credit card offer comes with a host of other benefits, including Purchase Rewards. Few secured card offers include any kind of rewards program; this offer has really raised the bar. More than that, it’s a card offer that reports to the three credit bureaus, which is ideal for those wishing to strengthen their buying power.

Imagine the option of withdrawing cash without being hit with invasive surcharges. How about an online banking interface that allows you to budget your finances as a whole – including your taxes? Low fees? Customer service that’s right here in the U.S? These are a few of the benefits you’ll receive when you apply for this Visa secured card. As a member, you can also begin to think long term financial goals, including investing in CDs, money market accounts, and savings accounts.

Your security deposit is protected in a FDIC savings account and because your payments are reported to the three credit bureaus, you’re strengthening your financial standing. This can lead to lower interest rates and financial choices. Finally, the fixed-rate with this offer makes it easier than ever to budget your finances. Members are also afforded a website that offers a plethora of financial savvy articles and blog posts, all designed to provide insight to the importance of credit in our modern society. Applying is easy and once you’ve made your security deposit, you too will begin reaping the many benefits, courtesy of the Unity Visa.

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Basic Information
Issuer: Other Issuers
Network: VISA®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Guaranteed Approval
Rewards: No
Rates & Fees
Introductory APR (%): 9.95%
Applied Towards:
  • Balance Transfer
Intro Period: 6 months on BT
Regular APR: 17.99%
Regular APR Type: Fixed
Annual Fee: $39
Balance Transfer: Yes
APR on Cash Advances: 17.99%
Grace Period: 25 days
Late Payment Fee: See Terms
Other Fees:
  • Foreign Fees: 2% of each transaction in U.S. dollars
  • Late Payment: Up to $10.00
  • Returned Payment: Up to $25.00
  • Customer Service by Phone: None
  • Expedited Card Delivery: $35.00
  • Credit Limit Increase: $10.00
  • Replacement/ Additional Card: $10.00
  • Stop Payment: $25.00
  • Payment Assistance by Phone: $1.00

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Non-Affiliate Offer Disclosure
*The information provided for UNITY® Visa - The Comeback Card™ is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

UNITY® Visa - The Comeback Card™

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UNITY® Visa - The Comeback Card™

UNITY® Visa - The Comeback Card™

Rec. Credit Score: Bad Credit OK

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