READYdebit® Latte Control Visa® Prepaid Card
Good checking account alternative with free direct deposit
Updated: Jul 4, 2024
The READYdebit Visa Latte Control Prepaid is a feature-rich prepaid credit card that serves as a good checking account alternative. There are no bounced checks to worry about, no overdraft fees, no monthly fee, and loading money into the account is simple.
ANNUAL FEE
N/A
ONGOING APR
0% Fixed
INTRO APR
N/A
Application Fee
See Terms
Credit Reporting
No
Recommended Credit Score
Bad Credit OK
Key Features
- $0 Monthly Fee Pay As You Go Plan (See Cardholder Agreement on site)
- No Credit Check or ChexSystems Checks
- No Risk of Overdraft Fees
- No Bounced Checks - Ever!
- Free* Direct Deposit
- Easy Cash Reloading at 50,000 + Retail Locations
- Send Checks with Easy Online Bill Pay
Our Take
The READYdebit Visa Latte Control Prepaid credit card makes owning a prepaid card easy because it is rather straightforward in its terms. First of all, there is no monthly fee. Instead, there is a small charge per transaction that is added on to the transaction amount. There is also a small ATM fee unless the card is used at an in-network ATM. In-network ATMs can be identified through a list that is available online. The ATM owner’s fee will apply, but money can be saved by using an in-network ATM or getting cash back on a debit transaction at the point of sale.
You also have different methods of loading money into the account. The first is through free direct deposit. Simply give your employer the necessary information and your paychecks can be deposited into your account. If the account is loaded through a method such as a GreenDot MoneyPak or Visa ReadyLink, then a small charge for the load applies. The account can also be loaded through bank transfer.
Factor in the high spending limits, limited-to-zero liability if the card is lost or stolen and used fraudulently, and the fact that there are no overdraft fees to be concerned with ever, the card is one that can fit a variety of preferences and needs. It makes for a good checking account alternative or a way to supplement an existing checking account, especially when doing something such as traveling abroad so that money can be spread among more than one account.
Other Ready Debit Cards
Sunset
Ocean
Platinum
Mint Control
READYdebit Latte Control Alternatives
- ACE Flare Account by MetaBank – Pink, breath cancer supporting prepaid card
- CCU Visa Debit Card – Free checking account and debit card
- Blue NetSpend Visa – Quality Prepaid Card
- Novo Business Mastercard – Business prepaid card
Issuer: | The Bancorp Inc. |
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Network: | VISA® |
Category: | Consumer (Stored Value) |
Review: | Full Card Review |
Best Used For: |
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Rewards: | No |
Opening Min: | See Terms |
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Application Fee: | See Terms |
ATM Fee: | See Terms |
Other Fees: |
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READYdebit® Latte Control Visa® Prepaid Card
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