Perpay Credit
Buy now, pay later and build credit along the way
Updated: May 1, 2022
The Perpay credit allows you to build credit while shopping for the things you want, need, or desire. You can get instant credit approval and start shopping in 60 seconds. To repay, you just make small payments over the agreed time with your paycheck. It's a simple and fast way to build your credit starting today!
ANNUAL FEE
$0
ONGOING APR
0% Fixed
INTRO APR
N/A
at Perpay's Secured website
Apply NowApplication Fee
N/A
Credit Reporting
Yes
Minimum Credit Needed
Accepts All
Key Features
- Access your credit limit and start shopping in 60 seconds
- No credit check is required
- Shop 1,000+ top brands
- Small payments from your paycheck
- A simple way to build credit
- Buy Now. Pay Later. Build credit.
- Join over 3million + members
- See the website for complete Terms & Conditions
Our Take
How Does It Work?
- First Step: Find and shop items you want on Perpay online store
- Second Step: Make payments from your paycheck monthly
- Third Step: Build credit history, as Perpay reports your credit
- Fourth Step: Improve and grow your credit score
Perpay Requirements
Perpay does not check your credit or run your score. However, in order to get approved for an instant credit limit, you should not have the following:
- Active bankruptcies (See – Indigo Card with Prior Bankruptcy is Okay)
- Unemployment (See following offers if you are unemployed – Edge Elite Card)
- Less than $15,000 annual income
- No activated cell phone
Perpay Competition and Alternatives
Frequently Asked Questions
| Issuer: | Other Issuers |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
|
| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | $0 |
| Balance Transfer: | No |
| Grace Period: | See Terms |
| Late Payment Fee: | $0 |
Perpay Credit Alternatives
Perpay Credit |
| APPLY NOW |
|
Annual Fee $0 |
|
Regular APR 0% |
|
Intro APR N/A |
|
Min. Credit Level Accepts All |
IMPORTANT
*The information provided for Perpay Credit is believed to be accurate at the time of evaluation or recent update on May 1, 2022. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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