Buy On Trust Lending

The Buy on Trust merchandise shopping credit is a lease offer to buy brand new electronics and home goods from BestBuy while getting products on trust and paying for them later. With an initial payment of just $50, the lender offers up to $5,000 unsecured credit with flexible repayment options. Applicants are instantly pre-qualified and no credit history is needed to get approved.

What Is the Buy On Trust for?

• Poor, limited, or no credit applicants
• Those who want to get high-end electronics and home goods now and pay later
• Applicant looking for high merchandise credit line
• Those who do not live in MN, NJ, WI & WY.

How does it work?

1. Get instantly pre-approved. The process is fast, easy, and all online.
2. Start shopping right away. Choose from 10,000+ brand new electronics and home goods.
3. Select BestBuy store. Choose the preferred BestBuy store at checkout where you would like to pick up your items and finalize the lease agreement.
4. Pick up your products. You can pick up your purchased products at the selected BestBuy store the same day. All you need just to have your ID. 0$ is due at pickup.

What are Buy On Trust benefits?

• No credit is needed. The lender may check the applicant’s credibility but no credit history is needed to get approved for store credit.
• Outstanding consumer service. The lender has a 4.9 (out of 5) rating*, with over 280 reviews. Those who used this lender say that customer service is fast, friendly, and eager to help with all inquiries.
• Top brands. Buy brands like Apple, Dell, HP, GM, Samsung, and more from the closest BestBuy store with the credit limit you get approved in a few minutes online.
• High credit limit. The unsecured credit offered is up to $5,000 and is very high as the lender does not require a credit history.
• Flexibility and affordability. Lease plans are flexible and designed to fit your budget.

Are there any drawbacks?

• No credit reporting. The credit offered is high but it does not help build a credit history because credit activity is not reported to Credit Bureaus.
• Not available in select States. The offer is not available in Minnesota, New Jersey, Wisconsin, and Wyoming
• No bonus. There is no bonus rewards or initial offer for first-time applicants.

Buy On Trust Offer Competition

• Stoneberry Credit
• Credit America
• Accepted Platinum
• Group One Platinum
• Electro Finance (See: BuyOnTrust vs Electro Finance)
• No Fee Credit Catalogue

Frequently Asked Questions