Group One Platinum Card
Platinum store card with instant approval unsecured credit line up to $750
Updated: Jul 4, 2024
The Group One Platinum merchandise credit card is designed for those who are looking for a stored-value card that gives a high unsecured line of credit* and Zero interest rate. The card comes with 7 days trial period and a "cancel anytime" policy.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
at Group One Platinum's Secured website
Apply NowApplication Fee
$0
Credit Reporting
No
Recommended Credit Score
Accepts All
Key Features
- 7 Days Free trial
- $750 Credit* Line upon approval
- No Credit Check
- No Employment Check
- Fast Online Application
- Bad Credit accepted
- IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
- * Credit usable only at the Horizon Outlet website
Our Take
The Group One Platinum Card provides an excellent option for individuals seeking an unsecured line of credit with a fast and easy application process. This credit card offers a $750 line of credit without the need for a credit check or employment verification. Additionally, the card features 0% APR and is exclusively accepted at the Horizon Outlet.
The Group One Platinum Card is especially suitable for individuals with bad or no credit score as it allows them to repair their credit. By using this credit card, customers can make purchases online at the Horizon Outlet and benefit from its features without worrying about exceeding their limit or cash withdrawals. Overall, the Group One Platinum Card is a top-notch choice for those interested in building or repairing their credit score.
What are Group One Platinum Pros and Cons?
Advantages:
The Group One Platinum Card offers a $750 unsecured line of credit, which can be a great benefit for individuals seeking to make purchases without having to provide collateral or undergo a credit check. This feature can be especially beneficial for those who have a poor credit history or no credit history at all.
Moreover, the Group One Platinum Card does not require a credit check, making it a convenient option for those who may have difficulty qualifying for credit elsewhere. This can provide individuals with access to credit, allowing them to make purchases and improve their credit score by making timely payments.
Disadvantages:
One of the main drawbacks of the Group One Platinum Card is that it can only be used at the Horizon Outlet. This can limit the cardholder’s purchasing options, especially if they are looking to make purchases outside of this specific store. It’s important to consider whether the Horizon Outlet offers the products and services you need before applying for this credit card.
Additionally, the Group One Platinum Card charges monthly maintenance fees, which can add up over time. It’s important to factor in these fees when considering whether this credit card is a good option for you. However, it’s worth noting that some credit cards charge higher fees, so the maintenance fees associated with the Group One Platinum Card may still be reasonable compared to other credit cards.
Group One Platinum Alternatives
- NetFirst Platinum card is an unsecured credit card that offers a $500 line of store credit and no credit check, making it a suitable option for those with poor credit scores.
- Freedom Gold card provides an unsecured line of credit of up to $500 and features a fast and easy application process, making it a good choice for those looking for quick access to the merchandise credit.
- Merit Platinum card offers an unsecured credit line of up to $1,000 with no credit check required and is a great option for individuals seeking to build or improve their credit score.
- Principal Platinum card is designed for individuals who are looking for a shopping credit card with no annual fee making it an affordable option for those who want to manage their finances responsibly and have a store credit card.
Frequently Asked Questions
Issuer: | Horizon Card Services |
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Network: | Other Networks |
Category: | Consumer (Stored Value) |
Best Used For: |
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Rewards: | No |
Regular APR: | 0% |
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Regular APR Type: | Fixed |
Annual Fee: | See Terms |
Balance Transfer: | No |
Grace Period: | None |
Other Fees: |
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Group One Platinum Card Alternatives
Group One Platinum Card |
APPLY NOW |
Annual Fee See Terms |
Regular APR 0% |
Intro APR N/A |
Rec. Credit Score Accepts All |
Group One Platinum Card
Reviews - (2 User Reviews)My application went thru quickly
Fantastic shopping card for improving bad credit!
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