Group One Platinum Card

Platinum store card with instant approval unsecured credit line up to $750

Updated: Mar 08, 2024

Advertiser Disclosure

The Group One Platinum merchandise credit card is designed for those who are looking for a stored-value card that gives a high unsecured line of credit* and Zero interest rate. The card comes with 7 days trial period and a "cancel anytime" policy.

ANNUAL FEE

See Terms

ONGOING APR

0% Fixed

INTRO APR

N/A

224 User Ratings

Group One Platinum Card

at Group One Platinum's Secured website

Apply Now

Application Fee

$0

Credit Reporting

No

Recommended Credit Score

Accepts All

Key Features

  • 7 Days Free trial
  • $750 Credit* Line upon approval
  • No Credit Check
  • No Employment Check
  • Fast Online Application
  • Bad Credit accepted
  • IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
  • * Credit usable only at the Horizon Outlet website

Our Take

The Group One Platinum Card provides an excellent option for individuals seeking an unsecured line of credit with a fast and easy application process. This credit card offers a $750 line of credit without the need for a credit check or employment verification. Additionally, the card features 0% APR and is exclusively accepted at the Horizon Outlet.

The Group One Platinum Card is especially suitable for individuals with bad or no credit score as it allows them to repair their credit. By using this credit card, customers can make purchases online at the Horizon Outlet and benefit from its features without worrying about exceeding their limit or cash withdrawals. Overall, the Group One Platinum Card is a top-notch choice for those interested in building or repairing their credit score.

What are Group One Platinum Pros and Cons?

Advantages:

The Group One Platinum Card offers a $750 unsecured line of credit, which can be a great benefit for individuals seeking to make purchases without having to provide collateral or undergo a credit check. This feature can be especially beneficial for those who have a poor credit history or no credit history at all.

Moreover, the Group One Platinum Card does not require a credit check, making it a convenient option for those who may have difficulty qualifying for credit elsewhere. This can provide individuals with access to credit, allowing them to make purchases and improve their credit score by making timely payments.

Disadvantages:

One of the main drawbacks of the Group One Platinum Card is that it can only be used at the Horizon Outlet. This can limit the cardholder’s purchasing options, especially if they are looking to make purchases outside of this specific store. It’s important to consider whether the Horizon Outlet offers the products and services you need before applying for this credit card.

Additionally, the Group One Platinum Card charges monthly maintenance fees, which can add up over time. It’s important to factor in these fees when considering whether this credit card is a good option for you. However, it’s worth noting that some credit cards charge higher fees, so the maintenance fees associated with the Group One Platinum Card may still be reasonable compared to other credit cards.

Group One Platinum Alternatives

  1. NetFirst Platinum card is an unsecured credit card that offers a $500 line of store credit and no credit check, making it a suitable option for those with poor credit scores.
  2. Freedom Gold card provides an unsecured line of credit of up to $500 and features a fast and easy application process, making it a good choice for those looking for quick access to the merchandise credit.
  3. Merit Platinum card offers an unsecured credit line of up to $1,000 with no credit check required and is a great option for individuals seeking to build or improve their credit score.
  4. Principal Platinum card is designed for individuals who are looking for a shopping credit card with no annual fee making it an affordable option for those who want to manage their finances responsibly and have a store credit card.

Frequently Asked Questions

Apply Now
Basic Information
Issuer: Horizon Card Services
Network: Other Networks
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Shopping
  • Unsecured
  • No Credit Check
  • Instant Credit
Rewards: No
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: See Terms
Balance Transfer: No
Grace Period: None
Other Fees:
  • Account activation fee: $0
  • Monthly membership fee: $14.77

Group One Platinum Card Alternatives


Group One Platinum Card

Group One Platinum Card

APPLY NOW

Annual Fee

See Terms

Regular APR

0%

Intro APR

N/A

Rec. Credit Score

Accepts All

IMPORTANT
*The information provided for Group One Platinum Card is believed to be accurate at the time of evaluation or recent update on March 08, 2024. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Group One Platinum Card

Reviews - (2 User Reviews)
Share your experience and rate the Group One Platinum Card
(Good)
March 13, 2021
Monica T. (26-35) - Cardholder
Income on Application
$40000
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No

My application went thru quickly

I just got the card last week after applying for it I think maybe a little over a month ago. I never got a card so fast. It was all very much easier than I thought. I didn’t use it just yet but I visit the horizon outlet pretty often so that’s why I applied for the Group One Platinum Freedom Card. I know they report my credit use to the credit buros so I’m hoping to increase my score and get a real card I can use in other places. All in all, I think it’s good maybe should have lower fees but I can’t complain.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
Comment (0)

(Good)
July 24, 2020
David (36-45) - Cardholder
Income on Application
$55000
Credit Score
Excellent (740-850)
Credit Limit
$0
Filed for Bankruptcy
No

Fantastic shopping card for improving bad credit!

I've been looking for a card like this for a very long time. Since my credit isn't that good, I've been having a hard time getting approved for a variety of credit cards. Well, Group One Platinum Freedom Card did it for me. The first thing I really liked about it was no annual fee or APR. Then, you get instantly approved for an instant $500 credit line with no credit check. If you ask me, that's an opportunity you don't miss. Even with bad credit, I was able to apply and get approved in an instant. Since the card reports to all three major credit bureaus, I have been able to recover my credit and save some cash along the way.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
4/5
Application Process:
5/5
Comment (0)

Group One Platinum Card

Group One Platinum Card

Rec. Credit Score: Accepts All

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