Group One Platinum Merchandise Credit Card
Platinum store credit with instant approval unsecured credit line up to $750
Updated: Mar 28, 2021
The Group One Platinum merchandise credit card is designed for those who are looking for a stored-value card that reports to credit bureaus, gives a high unsecured line of credit, and Zero interest rate. The card comes with 7 days trial period and a "cancel anytime" policy.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
at Group One Platinum's Secured website
Apply NowApplication Fee
$0
Credit Reporting
Yes
Minimum Credit Needed
Accepts All
Key Features
- 7 Days Free trial
- Instant $750 Credit Line
- No Credit Check
- No Employment Check
- Reports to a Major Credit Bureau
- Fast Online Application
- Bad Credit accepted
- IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
Our Take
The Group One Platinum Merchandise credit card is designed for people with less than perfect credit. If you have no credit, bad credit, or a very low credit score, you can still get this card and enjoy all benefits offered including up to $750 unsecured store credit. Click “apply now” for more card benefits and information.
What are Group One Platinum Benefits?
Hawk Credit Report and Monitoring, Legal Assistance, Roadside Protection, Prescription Discount Plan, and Identity Theft Insurance.
Pros
- $750 unsecured line of credit
- No credit check
- Guaranteed approval
Cons
- Can be used only at Horizon Outlet
- Monthly maintenance fees
Group One Platinum Alternatives
NetFirst Platinum Card, Freedom Gold Card, Merit Platinum Card, and Principal Platinum Card.
Group One Platinum FAQ
| Issuer: | Horizon Card Services |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | None |
| Other Fees: |
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Group One Platinum Merchandise Credit Card Alternatives
Group One Platinum Merchandise Credit Card |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 0% |
|
Intro APR N/A |
|
Min. Credit Level Accepts All |
IMPORTANT
*The information provided for Group One Platinum Merchandise Credit Card is believed to be accurate at the time of evaluation or recent update on March 28, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Group One Platinum Merchandise Credit Card
Reviews - (2 User Reviews)
March 13, 2021
Monica T.
(26-35) - Cardholder
Income on Application
$40000
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
My application went thru quickly
I just got the card last week after applying for it I think maybe a little over a month ago. I never got a card so fast. It was all very much easier than I thought. I didn’t use it just yet but I visit the horizon outlet pretty often so that’s why I applied for the Group One Platinum Freedom Card.
I know they report my credit use to the credit buros so I’m hoping to increase my score and get a real card I can use in other places. All in all, I think it’s good maybe should have lower fees but I can’t complain.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
July 24, 2020
David
(36-45) - Cardholder
Income on Application
$55000
Credit Score
Excellent (740-850)
Credit Limit
$0
Filed for Bankruptcy
No
Fantastic shopping card for improving bad credit!
I've been looking for a card like this for a very long time. Since my credit isn't that good, I've been having a hard time getting approved for a variety of credit cards. Well, Group One Platinum Freedom Card did it for me. The first thing I really liked about it was no annual fee or APR.
Then, you get instantly approved for an instant $500 credit line with no credit check. If you ask me, that's an opportunity you don't miss. Even with bad credit, I was able to apply and get approved in an instant. Since the card reports to all three major credit bureaus, I have been able to recover my credit and save some cash along the way.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
4/5
Application Process:
5/5
Group One Platinum Merchandise Credit Card
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