Milestone® Mastercard®
Your Path to Personalized Credit Building
Updated: Nov 16, 2023
The Milestone Mastercard, also known as the Milestone Classic Mastercard, is a unique fusion of personal touch and effective credit building. It's more than just a tool for improving your credit score; it's a card that combines essential Mastercard benefits with the added advantage of personalization.
ANNUAL FEE
See Terms
ONGOING APR
See Terms
INTRO APR
N/A
at Milestone Mastercard Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Fair
Key Features
- Greater access to credit than before: $700 credit limit
- Get a Mastercard accepted online, in-store and in-app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
Our Take
The Milestone Mastercard is perfect for individuals who value uniqueness in their financial instruments. It’s not just another card in your wallet; it’s a statement of your individuality, combined with the robust features of Mastercard.
Ideal Cardholder Profile
This card is tailored for the innovative and style-conscious individual who also focuses on strengthening their credit health. If you’re someone who wants their financial tools to reflect their personal style while building a solid credit score, this card is for you. A strong credit score unlocks a multitude of financial benefits, and the Milestone credit card is a partner in that journey, blending uniqueness with functionality.
Key Benefits of the Milestone® Mastercard®
- Robust Payment History Development: This card is a powerful ally in establishing a strong payment history. Regular, responsible use can lead to a healthier credit score, setting the stage for more rewarding financial opportunities in the future.
- Comprehensive Credit Bureau Reporting: Each transaction is meticulously reported to all three major credit bureaus. This consistent reporting accelerates your path to credit improvement, showcasing your financial responsibility.
- Unsecured Card Benefits: As an unsecured card, it requires no initial deposit, making it a more accessible option for those looking to enhance their credit without upfront costs.
- Mastercard’s Core Advantages: The card is enriched with Mastercard’s essential benefits, focusing primarily on security and establishing a reliable payment history. These benefits ensure a safe and secure transaction experience every time.
- Additional Perks and Protections: Beyond the basic functionalities, the card offers global service access and top-tier ID theft protection. These features provide peace of mind and security in every transaction, whether at home or abroad.
Potential Limitations
While the card offers numerous strengths, it does come with certain limitations that are important to consider:
- Fees and Interest Rates: The card includes late payment fees, a substantial penalty APR, and an annual fee structure: $175 for the first year, reducing to $49 in subsequent years.
- Standard Mastercard Features: The card focuses on Mastercard’s foundational benefits, without unique, card-specific perks. It emphasizes essential financial tools over exclusive features.
- Navigating Multiple Online Platforms: The card’s management involves using different websites for application, activation, and ongoing usage, which may require some initial adjustment.
Conclusion: Is the Milestone Mastercard Right for You?
If you’re on the journey of rebuilding your credit and you value a card that showcases your personality, the Milestone credit card could be an ideal choice. Despite its higher fees, the benefits it offers, especially in terms of comprehensive insurance and protection options, are considerable. The card is not just a financial instrument; it reflects your commitment to financial recovery and personal style.
Overall, the Milestone® Mastercard® (or Milestone Classic Mastercard) stands out as a card that transcends mere financial transactions. It supports your journey toward financial health while allowing you to express your individuality. With its focus on building a solid credit history and offering user-centric features, this card can play a pivotal role in achieving your financial goals.
Other Milestone Credit Cards
| Issuer: | Concora Credit Inc |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Regular) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | See Terms |
|---|---|
| Regular APR Type: | |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| APR on Cash Advances: | 35.90% |
| Grace Period: | 25 days |
| Late Payment Fee: | See Terms |
| Other Fees: |
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Milestone® Mastercard® Alternatives
Milestone® Mastercard® |
| APPLY NOW |
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Annual Fee See Terms |
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Regular APR See Terms |
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Intro APR N/A |
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Rec. Credit Score Fair |
IMPORTANT
*The information provided for Milestone® Mastercard® is believed to be accurate at the time of evaluation or recent update on November 16, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Milestone® Mastercard®
Reviews - (4 User Reviews)
November 5, 2020
N. Reznik
(18-25) - Applicant
Income on Application
$61363
Credit Score
Fair (580-669)
Credit Limit
$1200
Filed for Bankruptcy
No
Looks really good!
What caught my eye is the customization. I’ve always loved to customize things, and having a credit card that compliments my outfit is always a plus. Additionally, I’ve done my homework on the card before applying for it and it seems everyone is loving it.
The rates are decent, the card is accepted virtually anywhere in the world, and it’s turning out to be a great credit building credit card. I’ve also loved the fact that I didn’t even have to put down a deposit, and that i applied for the thing online in a couple of minutes tops!
I’ve yet to receive my card, but I’ll try to update my review once I do!
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
3/5
Application Process:
5/5
July 10, 2020
Emily
(18-25) - Cardholder
Income on Application
$39540
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
I applied and got instantly prequalified for this card…
With a bad credit score, I didn’t have many options. A friend recommended me this card and I took a shot. I applied for the Milestone Mastercard on their website. I was surprised to get an email from them only a few hours after. I got prequalified almost instantly. The offer was reasonably fair given that my credit score is only 660. I’m told the card has great ebanking and mbanking support which will come in handy since I’m constantly on the move. I’ll try to cover my expenses in the time since Milestone sends reports to all credit bureaus so I can improve my credit histroy. I gave it 4 only because this card comes with no additional perks.
Fees & Charges:
3/5
Features & Benefits:
3/5
Customer Support:
5/5
Application Process:
5/5
July 2, 2020
Stephan K.
(26-35) - Cardholder
Income on Application
$44216
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
Best eBanking card there is
Since I travel all over the world because of my job, I needed a card that can work pretty much anywhere. The Milestone Mastercard is supported in 210 countries, and I couldn’t find a single ATM that rejected it. The best part is that I can withdraw and send money directly from the complementary app. The application is super-easy and you can even pick your own card design. These are all some really cool features and I would never use any other card.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
5/5
Milestone® Mastercard®
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