Milestone® Mastercard® with Choice of Card Image

Customizable unsecured card with pre-qualification and credit building tools

Updated: Apr 07, 2021

Advertiser Disclosure

The Milestone Mastercard is an excellent option for anyone who is looking to give their card a personal touch - all while working to repair their tarnished credit score or build one up from scratch. It not only comes with all the essentials that you need to build your credit score and get it up to a high level; it comes with a multitude of Mastercard Gold benefits, too. One of these benefits is customizing your card with an image of your choice. Whichever image you choose, the card that arrives will carry it.

ANNUAL FEE

See Terms

ONGOING APR

24.90%

INTRO APR

N/A

299 User Ratings

Milestone® Mastercard® with Choice of Card Image

at Milestone's Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Fair

Key Features

  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

Our Take

The Milestone Mastercard with Choice of Card Image at No Extra Charge credit card is an ideal offer for individuals who are looking to stand out from their peers. It comes with all the essential Mastercard benefits, one of which is card customization.

Who Is This Milestone Card with Choice of Card Image For?

This Milestone card is for people who are looking to stand out. It’s not for your regular everyday people who enjoy a uniform; it’s for people who are looking to customize their card while repairing their credit score. Who doesn’t want to give their own touch to the thing they are going to use every day? In its purpose, this is a card purposefully designed around people who are looking to improve their credit score or build it up from scratch. Having a good credit score is essential for everyday life and comes chock full of benefits. It will also make you seem more reliable, making you a better applicant for some businesses or things. If you have a good credit score, you can get better deals, lower rates, all the benefits and bonuses you like, and a multitude of other things.

Benefits of Milestone Card with Choice of Card Image

  • Credit building facility. It comes with all the necessary features to help you get your credit score up to a high point. Once this is accomplished, it makes you eligible for a better card with much more bonuses and benefits. But, this will require quite a lot of time and effort.
  • Credit reporting. It reports all of this spending to all three of the major credit bureaus.
  • Unsecured card. There is no initial deposit because this is an unsecured card. It is more preferred by the bureaus and can increase the speed at which you improve your credit score.
  • Fast pre-qualification. The application form, pre-qualification process; everything is done through the internet, promptly.
  • Mastercard Gold benefits. This card is packed with all the necessary Mastercard Gold benefits. The Milestone Gold card itself doesn’t come with any airline miles, unique benefits, or good perks. All of the things it does offer benefit-wise are centered around security and improving your credit score.
  • Additional benefits. The other benefits that the card comes with are plentiful, such as price protection, zero liability for unauthorized purchases, travel insurance, rental insurance, and cash advance features. But what makes this card one of the most fun is the card customization option.
  • Card customization. The card customization feature isn’t unique to this card, as it’s a regular feature of the Mastercard Gold platform. Still, this is a great option that allows you to add a personal touch to your credit card. Personalizing your credit card with any SFW picture (search card designs) is as easy as including it within your application form.

Are There Any Disadvantages?

This card comes with a couple of disadvantages. Most of them are based around the many fees and APR rates associated with this card.

  • High interest and penalty fees. It comes with a late payment fee and a considerable penalty APR. The interest rates are also pretty high, and you might even be charged an opening fee.
  • No exclusive features. A significant disadvantage of this card is the complete lack of any exclusive features. There are no features unique to this card, as all of the bonuses are based on the Mastercard Gold platform.
  • Multiple websites. It doesn’t operate on a single platform. There is one for registering and applying and another for actually using the card.

As long as you take all of the fees and interests associated with this card, you should be safe when shopping.

Should You Use This Card?

If you’ve found yourself in a bad credit position or you’re looking to make a good credit score from scratch – while doing it through a fully customized card, you’re going to love the Milestone Gold Credit card. It does come with relatively high fees, but the benefits of this card significantly outweigh the cons. Take into account all the insurance and protection options you’re receiving from this card; these costs don’t provide a problem.

Other Milestone Credit Cards

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Basic Information
Issuer: Bank of Missouri
Network: Mastercard®
Category: Consumer (Regular)
Review: Full Card Review
Best Used For:
  • Instant Decision
  • Unsecured
  • Building Credit
  • Pre-Qualification
Rewards: No
Rates & Fees
Regular APR: 24.90%
Regular APR Type:
Annual Fee: See Terms
Balance Transfer: No
APR on Cash Advances: 29.90%
Grace Period: 25 days
Late Payment Fee: Up to $40
Other Fees:
  • Annual Fee: $35 $99*
  • Returned Payment: Up to $40.00
  • Foreign Transaction Fee: 1%

Milestone® Mastercard® with Choice of Card Image Alternatives


Milestone® Mastercard® with Choice of Card Image

Milestone® Mastercard® with Choice of Card Image

APPLY NOW

Annual Fee

See Terms

Regular APR

24.90%

Intro APR

N/A

Min. Credit Level

Fair

Additional Information & Comments

*Dependent on credit worthiness

IMPORTANT
*The information provided for Milestone® Mastercard® with Choice of Card Image is believed to be accurate at the time of evaluation or recent update on April 07, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Milestone® Mastercard® with Choice of Card Image

Reviews - (4 User Reviews)
Share your experience and rate the Milestone® Mastercard® with Choice of Card Image
(Good)
November 5, 2020
N. Reznik (18-25) - Applicant
Income on Application
$61363
Credit Score
Fair (580-669)
Credit Limit
$1200
Filed for Bankruptcy
No

Looks really good!

What caught my eye is the customization. I’ve always loved to customize things, and having a credit card that compliments my outfit is always a plus. Additionally, I’ve done my homework on the card before applying for it and it seems everyone is loving it. The rates are decent, the card is accepted virtually anywhere in the world, and it’s turning out to be a great credit building credit card. I’ve also loved the fact that I didn’t even have to put down a deposit, and that i applied for the thing online in a couple of minutes tops! I’ve yet to receive my card, but I’ll try to update my review once I do!
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
3/5
Application Process:
5/5
Comment (0)

(Good)
July 10, 2020
Emily (18-25) - Cardholder
Income on Application
$39540
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No

I applied and got instantly prequalified for this card…

With a bad credit score, I didn’t have many options. A friend recommended me this card and I took a shot. I applied for the Milestone Mastercard on their website. I was surprised to get an email from them only a few hours after. I got prequalified almost instantly. The offer was reasonably fair given that my credit score is only 660. I’m told the card has great ebanking and mbanking support which will come in handy since I’m constantly on the move. I’ll try to cover my expenses in time since Milestone sends reports to all credit bureaus so I can improve my score. I gave it 4 only because this card comes with no additional perks.
Fees & Charges:
3/5
Features & Benefits:
3/5
Customer Support:
5/5
Application Process:
5/5
Comment (0)

(Good)
July 2, 2020
Stephan K. (26-35) - Cardholder
Income on Application
$44216
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No

Best eBanking card there is

Since I travel all over the world because of my job, I needed a card that can work pretty much anywhere. The Milestone mastercard is supported in 210 countries, and I couldn’t find a single ATM that rejected it. The best part is that I can withdraw and send money directly from the complementary app. The application is super-easy and you can even pick your own card design. These are all some really cool features and I would never use any other card.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
5/5
Comment (0)

Milestone® Mastercard® with Choice of Card Image

Milestone® Mastercard® with Choice of Card Image

Min. Credit Required: Fair

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