Milestone® Mastercard®
Classic unsecured card with credit building tools
Updated: Apr 26, 2023
The Milestone Mastercard is an excellent option for anyone who is looking to give their card a personal touch - all while working to establish their payment history. It not only comes with all the essentials that you need to improve your credit history and get it up to a high level; it comes with a multitude of Mastercard benefits, too.
ANNUAL FEE
See Terms
ONGOING APR
See Terms
INTRO APR
N/A
at Milestone® Mastercard’s® Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Fair
Key Features
- Greater access to credit than before: $700 credit limit
- Get a Mastercard accepted online, in-store and in-app
- Account history is reported to the three major credit bureaus in the U.S.
- $0 liability for unauthorized use
- Access your account online or from your mobile device 24/7
Our Take
The Milestone Classic Mastercard credit card is an ideal offer for individuals who are looking to stand out from their peers. It comes with all the essential Mastercard benefits, one of which is card customization.
Who Is This Milestone Card with Choice of Card Image For?
This Milestone card is for people who are looking to stand out. It’s not for your regular everyday people who enjoy a uniform; it’s for people who are looking to customize their card while repairing their credit score. Who doesn’t want to give their own touch to the thing they are going to use every day? This is a card purposefully designed for people who are looking to establish a good payment history. Having a good credit score is essential for everyday life and comes chock full of benefits. It will also make you seem more reliable, making you a better applicant for some businesses or things. If you have a good credit score, you can get better deals, lower rates, all the benefits and bonuses you like, and a multitude of other things.
Benefits of Milestone Card with Choice of Card Image
- Payment history establishment tool. It comes with all the necessary features to help you establish your payment history. Once this is accomplished, it makes you eligible for a better card with much more bonuses and benefits. But, this will require quite a lot of time and effort.
- Credit reporting. It reports all of this spending to all three of the major credit bureaus.
- Unsecured card. There is no initial deposit because this is an unsecured card. It is more preferred by the bureaus and can increase the speed at which your credit is improving.
- Mastercard benefits. This card is packed with all the necessary Mastercard benefits. The Milestone card itself doesn’t come with any airline miles, unique benefits, or good perks. All of the things it does offer benefit-wise are centered around security and establishing your payment history.
- Additional benefits. The other benefits that the card comes with are plentiful, such as global service, and ID theft protection features.
Are There Any Disadvantages?
This card comes with a couple of disadvantages. Most of them are based on the many fees and APR rates associated with this card.
- High interest and penalty fees. It comes with a late payment fee and a considerable penalty APR. The interest rates are also pretty high, and you will be charged an annual fee.
- No exclusive features. A significant disadvantage of this card is the complete lack of any exclusive features. There are no features unique to this card, as all of the bonuses are based on the Mastercard platform.
- Multiple websites. It doesn’t operate on a single platform. There is one for registering and applying and another for actually using the card.
As long as you take all of the fees and interests associated with this card, you should be safe when shopping.
Should You Use This Card?
If you’ve found yourself in a bad credit position while doing it through a fully customized card, you’re going to love the Milestone Classic Credit Card. It does come with relatively high fees, but the benefits of this card significantly outweigh the cons. Take into account all the insurance and protection options you’re receiving from this card; these costs don’t provide a problem.
Other Milestone Credit Cards
| Issuer: | Bank of Missouri |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Regular) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | See Terms |
|---|---|
| Regular APR Type: | |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| APR on Cash Advances: | 35.90% |
| Grace Period: | 25 days |
| Late Payment Fee: | See Terms |
| Other Fees: |
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Milestone® Mastercard® Alternatives
Milestone® Mastercard® |
| APPLY NOW |
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Annual Fee See Terms |
|
Regular APR See Terms |
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Intro APR N/A |
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Rec. Credit Score Fair |
IMPORTANT
*The information provided for Milestone® Mastercard® is believed to be accurate at the time of evaluation or recent update on April 26, 2023. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Milestone® Mastercard®
Reviews - (4 User Reviews)
November 5, 2020
N. Reznik
(18-25) - Applicant
Income on Application
$61363
Credit Score
Fair (580-669)
Credit Limit
$1200
Filed for Bankruptcy
No
Looks really good!
What caught my eye is the customization. I’ve always loved to customize things, and having a credit card that compliments my outfit is always a plus. Additionally, I’ve done my homework on the card before applying for it and it seems everyone is loving it.
The rates are decent, the card is accepted virtually anywhere in the world, and it’s turning out to be a great credit building credit card. I’ve also loved the fact that I didn’t even have to put down a deposit, and that i applied for the thing online in a couple of minutes tops!
I’ve yet to receive my card, but I’ll try to update my review once I do!
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
3/5
Application Process:
5/5
July 10, 2020
Emily
(18-25) - Cardholder
Income on Application
$39540
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
I applied and got instantly prequalified for this card…
With a bad credit score, I didn’t have many options. A friend recommended me this card and I took a shot. I applied for the Milestone Mastercard on their website. I was surprised to get an email from them only a few hours after. I got prequalified almost instantly. The offer was reasonably fair given that my credit score is only 660. I’m told the card has great ebanking and mbanking support which will come in handy since I’m constantly on the move. I’ll try to cover my expenses in the time since Milestone sends reports to all credit bureaus so I can improve my credit histroy. I gave it 4 only because this card comes with no additional perks.
Fees & Charges:
3/5
Features & Benefits:
3/5
Customer Support:
5/5
Application Process:
5/5
July 2, 2020
Stephan K.
(26-35) - Cardholder
Income on Application
$44216
Credit Score
Fair (580-669)
Credit Limit
$500
Filed for Bankruptcy
No
Best eBanking card there is
Since I travel all over the world because of my job, I needed a card that can work pretty much anywhere. The Milestone Mastercard is supported in 210 countries, and I couldn’t find a single ATM that rejected it. The best part is that I can withdraw and send money directly from the complementary app. The application is super-easy and you can even pick your own card design. These are all some really cool features and I would never use any other card.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
5/5
Milestone® Mastercard®
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