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Freedom Gold Card
November 14, 2019
The Freedom Gold Shopping card will give you the shopping flexibility that you want so you can have the things that you desire. You also receive exclusive benefits that will save you money in a way that you can offset the cost of the membership and any other costs associated with the card.
ANNUAL FEE:
$0*
ONGOING APR:
0%*
INTRO APR:
N/A
The Freedom Gold card is rather simple to obtain. All you have to be is 18 years of age, a resident of the U.S., and have a valid credit card, debit card, or checking or savings account. If the qualifications are met, then approval is instant. There is a minimum credit limit that is awarded and that credit limit can be higher upon request at times. You do have the option to make that request.
Once the card is obtained, then it can be used in the exclusive online store that gives access to quality merchandise for fair prices. It is a buy now pay later model that allows you to have the items you want without having to pay full price or use a credit card and have to pay APR. This card doesn't charge APR. Instead, it does have processing fees and shipping and handling on purchases. The individual fees that make up the processing fees and shipping and handling are quite small.
In addition to the ability to make purchases, members can take advantage of My Privacy Protection that allows for the monitoring of the member's credit report, My Universal Rx that provides prescription discounts, My Roadside Protection that provides roadside assistance, My Legal Assistance that allows for free 30-minute consultations with qualified legal professionals on non-criminal matters, and there are the Courtesy Programs that save even more money. It is ideal to regularly monitor these programs since they can change at any time, especially the Courtesy Programs.1973.3(197)
App Fee
See Terms*
Credit Reporting
Yes*
Credit Needed
Bad Credit OK*
Card Details
- $500 Unsecured Credit Limit
- Instant Approval*
- No Credit Check
- No Employment Check
- Fast online application
- Reports to a Major Bureau
- Bad Credit - OK
- *See site for details
Editor's take
The Freedom Gold card is rather simple to obtain. All you have to be is 18 years of age, a resident of the U.S., and have a valid credit card, debit card, or checking or savings account. If the qualifications are met, then approval is instant. There is a minimum credit limit that is awarded and that credit limit can be higher upon request at times. You do have the option to make that request. Once the card is obtained, then it can be used in the exclusive online store that gives access to quality merchandise for fair prices. It is a buy now pay later model that allows you to have the items you want without having to pay full price or use a credit card and have to pay APR. This card doesn't charge APR. Instead, it does have processing fees and shipping and handling on purchases. The individual fees that make up the processing fees and shipping and handling are quite small. In addition to the ability to make purchases, members can take advantage of My Privacy Protection that allows for the monitoring of the member's credit report, My Universal Rx that provides prescription discounts, My Roadside Protection that provides roadside assistance, My Legal Assistance that allows for free 30-minute consultations with qualified legal professionals on non-criminal matters, and there are the Courtesy Programs that save even more money. It is ideal to regularly monitor these programs since they can change at any time, especially the Courtesy Programs.
Advantages
- High credit limit
- Shopping card features
- No credit check
- Instant Approval
Disadvantages
- Limited card use
- Monthly fees
Basic Info
Card Issuer:
Other Issuers
Card Network:
Other Networks
Card Category:
Consumer (Stored Value)
Common Uses:
- Cards for Bad Credit
- Instant Decision Cards
- Shopping Cards
Rewards Card:
No
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Finance & Rates
Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
0%*
Regular APR Type:
N/A
Annual Fee:
$0*
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
N/A
Late Payment Fee:
$20*
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.
Compare Similar Card Offers
Card
Freedom Gold Card
Annual Fee
$0*
Regular APR
0%*
Intro APR
N/A
Rec. Credit Score
Bad Credit OK*
Comments
*See site for details. This card is NOT a credit card but a shopping card.
IMPORTANT
The information provided for Freedom Gold Card is believed to be accurate at the time of evaluation or recent update on November 14, 2019. However, we strongly advise visitors to review the Terms and Conditions on card issuer website by following APPLY NOW link to verify the accurancy of the information posted prior to actually applying for this card offer.
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People that suffer from bad credit have been on the rise in the past couple of years. Improving one's credit score is integral. A good credit score means quite a lot of different things.
When you're the proud owner of good credit, you're eligible to apply for loans, mortgages, insurance, and other things. But, people tend to ruin their credit with bad purchases, and improving it can be quite a nightmare.
Lucky for you, there is a happy pill to the nightmare in question. The solution is the Fingerhut Advance card! It isn't only a card that gives you a fair amount of purchasing power; it's an essential tool that every proper credit rebuilding strategy needs to function.
The Fingerhut Company & Numerous Services
Fingerhut is a popular retailer that was founded back in 1948 and has been an integral part of any consumer's purchasing habit ever since. Fingerhut has built its reputability through years of hard work and dedication as a reliable seller with a catalog of vast quantities of items.
In the past couple of years, though, as everything has gone virtual, so has Fingerhut. Fingerhut Credit now offers an online catalog and a couple of different credit options, specially catered towards people who are looking to improve their credit score.
The Fingerhut family is continually adding options, services, and items. It shows no sign of stopping anytime soon. Fingerhut understands that people deserve a second chance at their credit score, and strives to provide it accordingly.
Fingerhut Credit Options
Fingerhut Shopping Credit Card
Fingerhut Credit offers two different credit options, and the first one we're going to discuss is its Advance Shopping Credit card.
This credit card is offered by WebBank, which has purchasing power only on Fingerhut and Fingerhut affiliated websites. It is a credit card primarily used for rebuilding credit. While its purchasing power is not that great, it is a straightforward, pure, and safe option.
The Fingerhut advance credit card is integral to an excellent credit strategy, and can help you:
- Manage your spending
- Improve your credit score
- Track and monitor your purchasing habits
- Reap plentiful interest
These are all very appealing to people who are not only looking to increase their credit score but improve their credit habits as well. This card, like all other cards and credit options available through Fingerhut, is entirely free to maintain, open, use, and implement into your purchasing arsenal.
Fingerhut FreshStart
Fingerhut is a firm believer in the second chance philosophy, and it shows this through its FreshStart option. While the acceptance ratings on the Advanced Credit card are very high, if you aren't eligible for one, you're automatically applied to the FreshStart Program.
Consider this as a one-off spending credit coupon that you can spend on items on the Fingerhut website. When you've paid this option off, you're eligible to apply for an Advance Credit Card, which allows you to reap even more credit-increasing benefits.
Both of these credit options report their spending and their pay-offs to all three major credit bureaus (see: Credit Reporting Cards), improving your credit alongside helping you upgrade it further.
Fingerhut Affiliates and Partners
There is one drawback to the utilization of the Fingerhut credit options. They're only applicable to Fingerhut and Fingerhut affiliates.
This means you can't use the card anywhere else. But, there is no reason to worry, as Fingerhut has a vast catalog of online retailers, and has quite the amount of brands and products affiliated with the site.
The most fashionable clothing and electronic brands are all available through Fingerhut Credit. People report that it is just like any other online retailer, with the credit-bonus twist. The shipping fees on these items might be a little bit higher than usual, but that is due to the generous credit options that this website offers.
Some of the popular brands affiliated with Fingerhut are:
- Samsung
- Keurig
- Dyson
- Seiko
- Skechers
- And many more!
Mobile App & Website
All Fingerhut Credit options are accessible through PC and Mobile devices. Mobile support comes in the form of an app for both IOS and Android users, while the website supports all major browsers.
Our Thoughts on Fingerhut Credit Options
Fingerhut Credit is a reliable and reputable provider of credit. It is an ideal way to improve your credit score, while not missing out on some fantastic purchasing opportunities. There is absolutely nothing to worry about except for paying your debt on time.
Transferring money to your Fingerhut card is also very simple, as Fingerhut offers different ways to do this. From all popular cards and accounts to the popular e-wallets, the range of support sure is vast. The card is also free to make, use, and maintain - so you have nothing to lose!
