Preferred Trust Gold Shopping Card

Unsecured store card with up to $7,500 credit

Updated: Sep 08, 2021

Advertiser Disclosure

Issued by USA Credit, the Preferred Trust Gold Shopping credit card is designed for those with limited or bad credit who need a high credit line card with credit reporting and use USA Credit Shopping Club website often.




0% Fixed



180 User Ratings

Preferred Trust Gold Shopping Card

This card is not available right now.

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Introductory APR


Intro APR Period


Recommended Credit Score

Bad Credit OK

Key Features

  • 0% APR
  • No Annual Fee
  • $7500 Shopping Credit
  • Low Minimum Monthly Payments
  • Credit Limit Increases Available
  • Unlimited Credit Report monitoring

Our Take

The Preferred Trust Gold Shopping Card makes shopping easy with over 14,000 products to choose from and 0% APR. Plus a chance to borrow up to a $500 cash advance, as well as unlimited access to your credit report. See other Store Credit Cards.

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Basic Information
Issuer: First USA
Network: Other Networks
Category: Consumer (Premium)
Best Used For:
  • Cards for Bad Credit
  • Shopping
  • Guaranteed Approval
Rewards: No
Rates & Fees
Regular APR: 0%
Regular APR Type: Fixed
Annual Fee: $0
Balance Transfer: No
Late Payment Fee: $10
Other Fees:
  • My Hi Tech Auto Services: $14.95/month
  • The Elite Service: $19.95/month
  • Returned Checks: $30.00
  • ACH Debits and Credit Cards: $30.00

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Additional Information & Comments

After application, USA Credit would debit your bank account for $19.95 every thirty (30) days in which you maintain the Elite Services, beginning as soon as thirty (30) days from today. Each debit will appear each month on your banking statement and I will deduct each amount from your bank account. You may cancel the Elite Services at any time, and may have questions on your USA Credit account answered, by contacting USA Credit member services at 1-888-834-1815 or at If You cancel your Elite Services after a monthly debit has occurred, you will cancel all subsequent debts, but will not receive a refund for the current month. The offer is not available in AK, HI, IN, WI, VT

Non-Affiliate Offer Disclosure
*The information provided for Preferred Trust Gold Shopping Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Preferred Trust Gold Shopping Card

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Preferred Trust Gold Shopping Card

Preferred Trust Gold Shopping Card

Rec. Credit Score: Bad Credit OK

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