Citi Forward® Card for College Students

Low interest card with no annual fee and rewards program

Updated: Jul 4, 2024

Advertiser Disclosure

Whether you like no APR, a low introductory rate or the fact that you get the bonus points for things you already buy, the Citi Forward Card for College Students is quite a package. If you keep in mind that you can actually reduce your APR for responsible credit management, it may be the best card around.




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Citi Forward® Card for College Students

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Introductory APR

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Intro APR Period

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Recommended Credit Score


Key Features

  • Watch your interest rate go down and your ThankYou® Points go up
  • 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership.
  • 1 ThankYou® Point for every $1 you spend
  • Earn up to 2% Purchase APR reduction, when you make a purchase, stay below your credit limit and pay on time 3 billing periods in a row (0.25% each quarter 8X maximum)
  • Earn up to 1,200 bonus ThankYou® Points for paying on time and staying under your credit limit
  • Flexible billing options
  • No Annual Fee

Our Take

Would you like to get rewarded for doing the things you love most? How about being responsible? If so, then the Citi Forward Card for College Students could be a credit card for you. Just for making your payments on time and staying within your credit limit, you can reduce your annual percentage rate, which could save you a lot of money down the road. Furthermore, if you use your credit card to buy things you need to get the rewards points. Coupled with the lack of an annual fee and low introductory rates, there may be no better card on the market for a busy, hungry, eager college student on the go.

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Basic Information
Issuer: CitiBank
Network: VISA®
Category: Student (Regular)
Best Used For:
  • Co-Branded
  • Low Interest Rate
  • Eco-Friendly
Rewards: Yes
Reward Types:
  • Other Rewards
  • Thank You Network Cards
  • Universal Rewards
Reward Units: Point
Rates & Fees
Introductory APR (%): See Terms
Applied Towards:
  • Purchases
Intro Period: See Terms
Regular APR: See Terms
Regular APR Type:
Annual Fee: $0
Balance Transfer: Yes
APR on Cash Advances: See Terms
Grace Period: 22 days (Min.)
Late Payment Fee: $35
Other Fees:
  • 3% of the U.S. dollar amount of each purchase made outside the U.S. whether made in U.S. dollars or in a foreign currency.

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Non-Affiliate Offer Disclosure
*The information provided for Citi Forward® Card for College Students is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Citi Forward® Card for College Students

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Citi Forward® Card for College Students

Citi Forward® Card for College Students

Rec. Credit Score: Good

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