Deserve EDU
Students credit card with cash back rewards. Helps establish credit.
Updated: Apr 13, 2021
The Deserve EDU credit card options and perks are meant for students who are looking to build up good credit scores. The Deserve Edu Mastercard reports to two of the three major credit bureaus, which helps build credit. One of its main appeals is high approval rates and low requirements. You don't need a social security number, or long credit history to get approved for this card. In fact, you don't even need a credit history. The Deserve team understands that students have a hard time getting into personal finance, and strives to aid them in that journey. The options make it so students can get the best deals and benefits, based on their spending and purchasing habits. The Deserve Edu card is a great learning card too, as it has a very student-friendly design to it. You're going to get a waiver if you're late, and you're going to get a proper credit education through using the service itself. Deserve also has quite a lot of different perks and safety features, courtesy of Celtic Bank, Amazon, Mastercard, and other Deserve associates.
ANNUAL FEE
$0
ONGOING APR
18.74% Variable
INTRO APR
N/A
at Celtic Bank Secured website
Apply NowIntroductory APR
N/A
Intro APR Period
N/A
Minimum Credit Score
Good
Key Features
- Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
- Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
- Feel secure with cell phone protection up to $600.
- No deposit required. No annual fees.
- No international transaction fees on purchases abroad so you can travel with confidence.
- No Social Security Number required for international students to apply.
- Best Alternative: BoroCash App
Our Take
The Deserve EDU credit card comes with only one credit option, but it comes with complimentary perks, features, and benefits. The perks and features aren’t limited to the perks and features of the Deserve EDU Mastercard credit card, but to the associates as well. This credit card is offered by Celtic Bank, a reputable credit card provider based in Salt Lake City, Utah. It has quite a lot of purchasing power, as the card is based on the Mastercard platform. It gives a straightforward, powerful, and laid-back purchasing experience.
The Deserve EDU credit card is amazing for any student looking to build their credit and can help you:
- Start building proper credit
- Purchase from a lot of manufacturers, merchants, and retailers
- Get no international transaction fees
- Manage your credit
- Get a lot of complementary features and insurance options
- Start your credit journey on the right foot
All of these features make the Deserve EDU credit card ideal for students. Its international capabilities make it available to every student, anywhere. It is an all-inclusive card if there ever was one.
Amazon Student Prime
Amazon Student Prime is a thing that comes complementary to opening a Deserve EDU card. Amazon student prime has quite a lot of benefits to student shoppers and gives them even more discounts and purchasing power. The purchasing power isn’t the only appealing aspect of the Amazon Student Prime program, though. Through Amazon Student Prime, users of the Deserve EDU credit card can get a free two-day shipping option, quite a lot of student-oriented deals and promotions, and unlimited photo storage on the Amazon Prime Cloud.
Students usually have to pay quite a hefty sum (by student standards) for these features. But, with this credit card, the feature is reimbursed for a lifelong membership, as long as the card is linked to the account, of course. Some other perks that the Amazon Student Prime program gives its users are unlimited movie, music, and TV streaming. What a steal! And all of that for the low low price of opening a Deserve EDU Mastercard, which is free (See similar No annual fee card offers).
Mastercard Based Benefits
The benefits and the perks don’t stop there, as the Deserve EDU credit card is based on the Mastercard platform. That means it comes with all of the Platinum Mastercard benefits. For those who don’t know, it’s one of the best available. The card is capped at $5000, which is far more than enough for student standards. The perks that this Mastercard based card comes with are vast, and consist of the following:
- Identity Monitoring Options
- Monthly Risk Alert and Newsletter
- Identity Theft Resolution Services
- Lost Wallet Assistance
- Single Bureau Credit Monitoring
- URL and Domain Monitoring
- Car Rental Collision Damage Waiver
- Roadside and Travel Assistance
- Extended Warranty
- Smartphone Insurance
Mobile App & Website
All of the Deserve EDU credit perks, applications, and settings are available through both PC and Mobile devices. Mobile device support comes in the form of an application. It supports all of the smartphone and PC operating systems and browsers.
Our Thoughts on Deserve EDU Credit Card
The Deserve EEDU card is a reliable credit card that is ideal for building good credit. Building good credit is hard when you’re young and want everything, but Deserve support and options make it a breeze. The safety of these options is maximal, and the disadvantages are minimized by paying your rates on time. There is no credit card, guide, or person who can replace responsible purchasing. You need to purchase responsibly and according to your budget, and pay all of your credit on time. This Mastercard will give you a notice if you’re late and will take all the measures to make sure you’re building up your credit.
In short, Deserve EDU is a solid credit option for students looking to get into the exciting world of personal finance.
Deserve Edu FAQ
| Issuer: | Celtic Bank |
|---|---|
| Network: | Mastercard® |
| Category: | Student (Regular) |
| Review: | Full Card Review |
| Best Used For: |
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| Rewards: | Yes |
| Reward Types: |
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| Reward Units: | Cash |
| Regular APR: | 18.74% |
|---|---|
| Regular APR Type: | Variable |
| Annual Fee: | $0 |
| Balance Transfer: | No |
| Grace Period: | 23 days |
| Late Payment Fee: | See Terms |
| Other Fees: |
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Deserve EDU Alternatives
Deserve EDU |
| APPLY NOW |
|
Annual Fee $0 |
|
Regular APR 18.74% |
|
Intro APR N/A |
|
Min. Credit Level Good |
IMPORTANT
*The information provided for Deserve EDU is believed to be accurate at the time of evaluation or recent update on April 13, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Deserve EDU
Reviews - (4 User Reviews)
June 30, 2020
Isabella
(18-25) - Cardholder
Income on Application
$0
Credit Score
Don't know
Credit Limit
$500
Filed for Bankruptcy
No
This is an ideal card for all students!!!
I’m a broke student, so I was absolutely amazed that there is a card built specifically for my needs. I’m not big on money management, and the Deserve Edu Students Mastercard has helped me grow a fondness for credit cards.
One of my favorite features that this card brings to the table is the no foreign transaction fee, and the fact that I didn’t even need an SSN number to apply. This is definitely the best card for students who are looking to get their very first card, 11/10.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
June 25, 2020
David
(18-25) - Cardholder
Income on Application
$0
Credit Score
Don't know
Credit Limit
$500
Filed for Bankruptcy
No
Fantastic student card for building credit with no annual fee
As a foreign exchange student, I've been looking for a good card that should help me make my life easier. I've been in the USA for one year now, and Deserve EDU Mastercard is my very first American credit card. The first thing I liked very much about this card is that it's amazingly simple to use.
Then, the fact that there's no annual fee makes the card even better. Since I'm often required to travel home, I needed a convenient card with no international transaction fees and is widely accepted by most retailers.
The card also includes no maintenance application or approval fees. I can safely say it's a very student-friendly card. I'd just like to add that it's quite affordable to have it too.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
June 25, 2020
Alyssa P.
(18-25) - Cardholder
Income on Application
$0
Credit Score
Don't know
Credit Limit
$750
Filed for Bankruptcy
No
A COMPLETELY SOLID CREDIT CARD
I wanted a Mastercard so I can use it anywhere in the world. Since this is my first card, I don’t know much about what others I like, but this one is completely fine for me. I can use it anywhere and have a $750 credit limit.
I didn’t even have a credit score before I got this card and no earnings whatsoever, and I still got approved. It takes a day or sometimes two for transactions to get processed, which is the only downside so far.
Fees & Charges:
5/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
4/5
Deserve EDU
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