Deserve EDU

Students credit card with cash back rewards. Helps establish credit.

Updated: Aug 29, 2021

Advertiser Disclosure

The Deserve EDU credit card options and perks are meant for students who are looking to build up good credit scores. The Deserve Edu Mastercard reports to two of the three major credit bureaus, which helps build credit. One of its main appeals is high approval rates and low requirements. You don't need a social security number, or long credit history to get approved for this card. In fact, you don't even need a credit history. The Deserve team understands that students have a hard time getting into personal finance, and strives to aid them in that journey. The options make it so students can get the best deals and benefits, based on their spending and purchasing habits. The Deserve Edu card is a great learning card too, as it has a very student-friendly design to it. You're going to get a waiver if you're late, and you're going to get a proper credit education through using the service itself. Deserve also has quite a lot of different perks and safety features, courtesy of Celtic Bank, Amazon, Mastercard, and other Deserve associates.

ANNUAL FEE

$0

ONGOING APR

18.74% Variable

INTRO APR

N/A

134 User Ratings

Deserve EDU

at Celtic Bank Secured website

Apply Now

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Good

Key Features

  • Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
  • Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
  • Feel secure with cell phone protection up to $600.
  • No deposit required. No annual fees.
  • No international transaction fees on purchases abroad so you can travel with confidence.
  • No Social Security Number required for international students to apply.
  • Best Alternative: BoroCash App

Our Take

The Deserve EDU credit card comes with only one credit option, but it comes with complimentary perks, features, and benefits. The perks and features aren’t limited to the perks and features of the Deserve EDU Mastercard credit card, but to the associates as well. This credit card is offered by Celtic Bank, a reputable credit card provider based in Salt Lake City, Utah. It has quite a lot of purchasing power, as the card is based on the Mastercard platform. It gives a straightforward, powerful, and laid-back purchasing experience.

The Deserve EDU credit card is amazing for any student looking to build their credit and can help you:

  • Start building proper credit
  • Purchase from a lot of manufacturers, merchants, and retailers
  • Get no international transaction fees
  • Manage your credit
  • Get a lot of complementary features and insurance options
  • Start your credit journey on the right foot

All of these features make the Deserve EDU credit card ideal for students. Its international capabilities make it available to every student, anywhere. It is an all-inclusive card if there ever was one.

Amazon Student Prime

Amazon Student Prime is a thing that comes complementary to opening a Deserve EDU card. Amazon student prime has quite a lot of benefits to student shoppers and gives them even more discounts and purchasing power. The purchasing power isn’t the only appealing aspect of the Amazon Student Prime program, though. Through Amazon Student Prime, users of the Deserve EDU credit card can get a free two-day shipping option, quite a lot of student-oriented deals and promotions, and unlimited photo storage on the Amazon Prime Cloud.

Students usually have to pay quite a hefty sum (by student standards) for these features. But, with this credit card, the feature is reimbursed for a lifelong membership, as long as the card is linked to the account, of course. Some other perks that the Amazon Student Prime program gives its users are unlimited movie, music, and TV streaming. What a steal! And all of that for the low low price of opening a Deserve EDU Mastercard, which is free (See similar No annual fee card offers).

Mastercard Based Benefits

The benefits and the perks don’t stop there, as the Deserve EDU credit card is based on the Mastercard platform. That means it comes with all of the Platinum Mastercard benefits. For those who don’t know, it’s one of the best available. The card is capped at $5000, which is far more than enough for student standards. The perks that this Mastercard based card comes with are vast, and consist of the following:

  • Identity Monitoring Options
  • Monthly Risk Alert and Newsletter
  • Identity Theft Resolution Services
  • Lost Wallet Assistance
  • Single Bureau Credit Monitoring
  • URL and Domain Monitoring
  • Car Rental Collision Damage Waiver
  • Roadside and Travel Assistance
  • Extended Warranty
  • Smartphone Insurance

Mobile App & Website

All of the Deserve EDU credit perks, applications, and settings are available through both PC and Mobile devices. Mobile device support comes in the form of an application. It supports all of the smartphone and PC operating systems and browsers.

Our Thoughts on Deserve EDU Credit Card

The Deserve EEDU card is a reliable credit card that is ideal for building good credit. Building good credit is hard when you’re young and want everything, but Deserve support and options make it a breeze. The safety of these options is maximal, and the disadvantages are minimized by paying your rates on time. There is no credit card, guide, or person who can replace responsible purchasing. You need to purchase responsibly and according to your budget, and pay all of your credit on time. This Mastercard will give you a notice if you’re late and will take all the measures to make sure you’re building up your credit.

In short, Deserve EDU is a solid credit option for students looking to get into the exciting world of personal finance.

Deserve Edu FAQ

Apply Now
Basic Information
Issuer: Celtic Bank
Network: Mastercard®
Category: Student (Regular)
Review: Full Card Review
Best Used For:
  • No Foreign Transaction Fee
  • EMV Chip
  • Young Adults
  • No Credit / New to Credit
  • New to the USA
  • Pre-Qualification
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
  • Universal Rewards
Reward Units: Cash
Rates & Fees
Regular APR: 18.74%
Regular APR Type: Variable
Annual Fee: $0
Balance Transfer: No
Grace Period: 23 days
Late Payment Fee: See Terms
Other Fees:
  • Foreign Transactions: None
  • Over-the-Credit Limit: None
  • Return Check Fee: Up to $37

Deserve EDU Alternatives


Deserve EDU

Deserve EDU

APPLY NOW

Annual Fee

$0

Regular APR

18.74%

Intro APR

N/A

Min. Credit Level

Good

IMPORTANT
*The information provided for Deserve EDU is believed to be accurate at the time of evaluation or recent update on August 29, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.

Deserve EDU

Reviews - (5 User Reviews)
Share your experience and rate the Deserve EDU
(Good)
May 23, 2021
McKayla (18-25) - Cardholder
Income on Application
$17000
Credit Score
Don't know
Credit Limit
$1000
Filed for Bankruptcy
No

Love it!

Deserve Edu is my first ever credit card and I love it! <3 I didn’t have any credit history when I applied and I was terrified of the whole process! :O I was really anxious about if they’ll accept me and they did really fast! The card was here in a few weeks and I started using it immediately. I don’t know my credit score but I’m paying my card in time and I’m hoping it’s gonna be great. I really like this card I think everyone should use it! :D
Fees & Charges:
5/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
3/5
Comment (0)

(Excellent)
June 30, 2020
Isabella (18-25) - Cardholder
Income on Application
$0
Credit Score
Don't know
Credit Limit
$500
Filed for Bankruptcy
No

This is an ideal card for all students!!!

I’m a broke student, so I was absolutely amazed that there is a card built specifically for my needs. I’m not big on money management, and the Deserve Edu Students Mastercard has helped me grow a fondness for credit cards. One of my favorite features that this card brings to the table is the no foreign transaction fee, and the fact that I didn’t even need an SSN number to apply. This is definitely the best card for students who are looking to get their very first card, 11/10.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
Comment (0)

(Good)
June 25, 2020
David (18-25) - Cardholder
Income on Application
$0
Credit Score
Don't know
Credit Limit
$500
Filed for Bankruptcy
No

Fantastic student card for building credit with no annual fee

As a foreign exchange student, I've been looking for a good card that should help me make my life easier. I've been in the USA for one year now, and Deserve EDU Mastercard is my very first American credit card. The first thing I liked very much about this card is that it's amazingly simple to use. Then, the fact that there's no annual fee makes the card even better. Since I'm often required to travel home, I needed a convenient card with no international transaction fees and is widely accepted by most retailers. The card also includes no maintenance application or approval fees. I can safely say it's a very student-friendly card. I'd just like to add that it's quite affordable to have it too.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
Comment (0)

Deserve EDU

Deserve EDU

Min. Credit Required: Good

Save to Compare

My Saved Cards (0)

Compare Saved Cards

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

×

Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.