Deserve Edu

The Deserve Edu credit card options and perks are meant for students who are looking to build up good credit scores. The Deserve Edu Mastercard reports to two of the three major credit bureaus, which helps build credit. One of its main appeals is high approval rates and low requirements. You don't need a social security number, or long credit history to get approved for this card. In fact, you don't even need a credit history. The Deserve team understands that students have a hard time getting into personal finance, and strives to aid them in that journey. The options make it so students can get the best deals and benefits, based on their spending and purchasing habits. The Deserve Pro card is a great learning card too, as it has a very student-friendly design to it. You're going to get a waiver if you're late, and you're going to get a proper credit education through using the service itself. Deserve also has quite a lot of different perks and safety features, courtesy of Celtic Bank, Amazon, Mastercard®, and other Deserve associates.




20.24% (Variable)*



97 User Ratings Deserve Edu

at Celtic Bank Secured website

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Intro APR
Intro APR Period
Min. Credit Level

Card Details

  • Complimentary Amazon Student Prime Membership (worth $59)
  • 1% cash back on all purchases
  • No Social Security Number required for International Students
  • Start/Stop card use + stay current with your FICO score with the Deserve mobile app.
  • $0 Annual Fee
  • 20.24% variable APR (Prime + 15.49%)
  • Read the Review of Deserve EDU Credit Card
$ 0 2020-04-07 InStock

Expert Review

The Deserve Edu credit card comes with only one credit option, but with it comes with complimentary perks, features, and benefits. The perks and features aren't limited to the perks and features of the Deserve Edu Mastercard credit card, but to the associates as well. This credit card is offered by Celtic Bank, a reputable credit card provider based in Salt Lake City, Utah. It has quite a ...

The Deserve Edu credit card comes with only one credit option, but with it comes with complimentary perks, features, and benefits. The perks and features aren't limited to the perks and features of the Deserve Edu Mastercard credit card, but to the associates as well.

This credit card is offered by Celtic Bank, a reputable credit card provider based in Salt Lake City, Utah. It has quite a lot of purchasing power, as the card is based on the Mastercard platform. It gives a straightforward, powerful, and laid-back purchasing experience.

The Deserve Edu credit card is amazing for any student looking to build their credit and can help you:

  • Start building proper credit
  • Purchase from a lot of manufacturers, merchants, and retailers
  • Get no international transaction fees
  • Manage your credit
  • Get a lot of complementary features and insurance options
  • Start your credit journey on the right foot

All of these features make the Deserve Edu credit card ideal for students. Its international capabilities make it available to every student, anywhere. It is an all-inclusive card if there ever was one.

Amazon Student Prime

Amazon Student Prime is a thing that comes complementary to opening a Deserve Edu card. Amazon student prime has quite a lot of benefits to student shoppers and gives them even more discounts and purchasing power. The purchasing power isn't the only appealing aspect of the Amazon Student Prime program, though.

Through Amazon Student Prime, users of the Deserve Edu credit card can get a free two-day shipping option, quite a lot of student-oriented deals and promotions, and unlimited photo storage on the Amazon Prime Cloud.

Students usually have to pay quite a hefty sum (by student standards) for these features. But, with the Deserve Edu credit card, the feature is reimbursed for a lifelong membership, as long as the card is linked to the account, of course.

Some other perks that the Amazon Student Prime program gives its users is an unlimited movie, music, and TV streaming. What a steal! And all of that for the low low price of opening a Deserve Edu Mastercard, which is free (See similar No annual fee card offers).

Mastercard Based Properties

The benefits and the perks don't stop there, as the Deserve Edu credit card is based on the Mastercard platform. This means it comes with all of the Mastercard benefits, not the regular Mastercard benefits, but the platinum package.

For those who don't know, the platinum package is one of the best Mastercard packages. The card is capped at $5000, which is far more than enough for student standards. The perks that this Mastercard based card comes with are vast, and consist of the following:

  • Identity Monitoring Options
  • Monthly Risk Alert and Newsletter
  • Identity Theft Resolution Services
  • Lost Wallet Assistance
  • Single Bureau Credit Monitoring (See Credit Monitoring Offers)
  • URL and Domain Monitoring
  • Car Rental Collision Damage Waiver
  • Roadside and Travel Assistance
  • Extended Warranty
  • Smartphone Insurance

Mobile App & Website

All of the Deserve Edu credit perks, applications, and settings are available through both PC and Mobile devices. Mobile device support comes in the form of an application. It supports all of the smartphone and PC operating systems and browsers.

Our Thoughts on Deserve Edu Credit Card Options and Perks

The Deserve Edu card is a reliable credit card which is ideal for building good credit. Building good credit is hard when you're young and want everything, but Deserve support and options make it a breeze. The safety of these options is maximal, and the disadvantages are minimized by paying your rates on time.

There is no credit card, guide, or person who can replace responsible purchasing. You need to purchase responsibly and according to your budget, and pay all of your credit on time. Deserve Edu will give you a notice if you're late and will take all the measures to make sure you're building up your credit.

In short, Deserve Edu is a solid credit option for students looking to get into the exciting world of personal finance.

Read the Review of Deserve EDU credit card.


  • Very simple to use
  • High acceptance rates
  • Absolutely free of maintenance, application, and approval fees
  • Internationally operating
  • Student-friendly
  • No foreign transaction fees


  • No Balance Transfers or Cash Advances
  • Simple 1% cashback rewards

Basic Info

Card Issuer:
Celtic Bank
Card Network:
Card Category:
Student (Regular)
Common Uses:
  • Instant Decision Cards
  • No Foreign Transaction Fee Credit Cards
Rewards Card:
Reward Types:
  • Cash Back Reward Cards
  • Other Rewards Cards
  • Universal Reward Cards
Reward Units:
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Finance & Rates

Introductory APR (%):
Applied Towards:
Intro Period:
Regular APR:
Regular APR Type:
Annual Fee:
Balance Transfer:
APR on Cash Advances:
Grace Period:
23 days*
Late Payment Fee:
See Terms*
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Deserve Edu - Alternatives & Comparison

Additional Information & Comments

Best for 18-24 yrs students. For international students, an SSN is not required to apply.
650-850 FICO. No credit history required. No derogatory trade lines, no charge-offs, and no bankruptcy.

The information provided for Deserve Edu is believed to be accurate at the time of evaluation or recent update on March 18, 2020. However, we strongly advise visitors to review the Terms and Conditions on card issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Market Pro Secure® has made it very easy to find the best credit cards for you. All you need to do is find the cards you like, click "Save Card", and then compare them side-by-side.

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