American DreamCard™ Platinum Mastercard®

Updated: Nov 12, 2020

Advertiser Disclosure

Issued by HSBC Bank Nevada, the American DreamCard Platinum Master Card, is designed for those with fair credit who are looking for an average credit card with a monthly cash sweepstakes program.




21.99% V or 14.99% Variable



324 User Ratings

American DreamCard™ Platinum Mastercard®

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Application Fee


Credit Reporting


Minimum Credit Needed

Accepts All

Key Features

  • Over $1.1 Million Awarded to Date!
  • Large Monthly Cash Jackpots!
  • Earn Entries From Everyday Shopping!
  • Get 1,000 Entries Just for Applying!
  • A New Cash Winner Every Month
  • Issued by HSBC Bank Nevada, N.A.

Our Take

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Basic Information
Issuer: HSBC Bank
Network: Mastercard®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Instant Decision
  • Unsecured
  • Building Credit
  • Damaged Credit
Rewards: Yes
Reward Types:
  • Cash Back Rewards
  • Other Rewards
  • Outdoor Rewards
Reward Units: Point
Rates & Fees
Introductory APR (%): 0%
Applied Towards:
  • Purchases
Intro Period: 5 months
Regular APR: 21.99% V or 14.99%
Regular APR Type: Variable
Annual Fee: $39
Balance Transfer: Yes
APR on Cash Advances: 19.99%
Grace Period: 23 Days (Min.)
Late Payment Fee: $39
Other Fees:
  • Over the Credit Limit Fee: $39.00
  • Transaction Fee for Cash Express: $29 for each transaction
  • Foreign Currency Exchange Fee: 2% of the U.S. Dollar equivalent amount of each purchase made in a foreign currency.

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Additional Information & Comments

The APR is based on the highest Prime Rate during a 90-day period.

*See website for terms and conditions of card usage and application disclosure.

Non-Affiliate Offer Disclosure
*The information provided for American DreamCard™ Platinum Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

American DreamCard™ Platinum Mastercard®

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American DreamCard™ Platinum Mastercard®

American DreamCard™ Platinum Mastercard®

Min. Credit Required: Accepts All

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