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All-Access® Visa® Prepaid Debit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives


Updated: Nov 12, 2020
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Issued by MetaBank, the All-Access Netspend Visa Prepaid Card is stored value card designed for people who may have difficulty in obtaining an unsecured credit card.

ANNUAL FEE:

$0*

ONGOING APR:

N/A *

INTRO APR:

N/A

522 User Ratings All-Access® Visa® Prepaid Debit Card
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Application Fee
N/A
Credit Reporting
No*
Minimum Credit Needed
Bad Credit OK*

Key Features


  • 100% Approved. No credit check, bad credit is okay
  • No credit check
  • No upfront costs
  • Load up to $10,000 & get Extra cards
  • Free direct deposit
$ 0 2020-12-02 InStock

Our Take


All-Access Visa Prepaid Debit Card is a card designed for consumers with bad or not so good credit. It's technically a debit card as every cardmember is required to pay in some cash into an account before being able to spend using this card. And once cash in the account is used up, the card becomes invalid for making purchase transactions. Cardmembers are allowed to make direct deposits at no extra cost. ...

All-Access Visa Prepaid Debit Card is a card designed for consumers with bad or not so good credit. It's technically a debit card as every cardmember is required to pay in some cash into an account before being able to spend using this card. And once cash in the account is used up, the card becomes invalid for making purchase transactions.

Cardmembers are allowed to make direct deposits at no extra cost. Loading a minimum and maximum is varies per case based on card type and location. There are numerous ways to load the card like Bank ACH Transfer, Retail Locations, Direct Deposit, and PayPal.

Basically, there are no requirements necessary to qualify. All every interested person needs to do is walk up to a distributor, and show some form of identification. U.S citizens are required to show government identification (social security number) while non-US citizens may present an alternative form of identification. Once an application is accepted, it takes only 10 business days to receive the card in the mail.

There is no ordinary reward program but card members receive a $5 reward for every successful referral. Up to 3 linked cards are available for family and friends at no extra cost. To monitor transactions affecting a card, cardmembers could opt for free alerts notifying of transactions and account balance through mobile and email.

To ensure you don't lose money, every card account is insured by the FDIC up to $100,000. Cardmembers with a NetSpend account can transfer funds into another NetSpend account without incurring a charge. Online account monitoring allows card members to keep track of card balance, expenses made, and transaction history. Lost and stolen cards are easily reported through the online interface.

Being a debit card, there's no annual fee charged but card members are charged a reasonable monthly transaction fee. There are numerous card charges apply to certain transactions so it's important to go through the terms and conditions.

All-Access Visa Prepaid Card is a debit card that's suitable for cautious consumers. For consumers with bad credit or just about everyone in need of a VISA card that could be useful for an impromptu purchase. These cardmembers will take advantage of this card knowing there's no APR rate and other high charges associated with conventional credit cards.


Pros

  • No annual fee
  • Free direct deposit
  • No credit checks
  • Payback rewards

Cons

  • Cardholders should pay a fee per transaction or a monthly fee for unlimited transactions

Basic Information

Issuer: Meta Bank
Network: VISA®
Category: Consumer (Stored Value)
Common Uses:
  • Cards for Bad Credit
  • Prepaid Debit Cards
  • Damaged Credit
  • No Credit Check
Rewards: Yes
Reward Types:
  • Other Rewards Cards
Reward Units:
 

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: N/A
Regular APR Type: N/A
Annual Fee: $0*
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: N/A
Late Payment Fee: N/A
 

Alternatives, Compare All-Access® Visa® Prepaid Debit Card With Similar Offers



Non-Affiliate Offer Disclosure
*The information provided for All-Access® Visa® Prepaid Debit Card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

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Min. Credit Required: Bad Credit OK*