All-Access® Visa® Prepaid Debit Card

No credit check guaranteed approval card for bad credit

Updated: Sep 18, 2021

Advertiser Disclosure

Issued by MetaBank, the All-Access Netspend Visa Prepaid Card is stored value card designed for people who may have difficulty in obtaining an unsecured credit card.




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All-Access® Visa® Prepaid Debit Card

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Application Fee


Credit Reporting


Recommended Credit Score

Bad Credit OK

Key Features

  • 100% Approved. No credit check, bad credit is okay
  • No credit check
  • No upfront costs
  • Load up to $10,000 & get Extra cards
  • Free direct deposit

Our Take

  • All-Access Visa Prepaid Debit Card is a card designed for consumers with bad or not so good credit. It’s technically a debit card as every cardmember is required to pay in some cash into an account before being able to spend using this card. And once cash in the account is used up, the card becomes invalid for making purchase transactions.
  • Cardmembers are allowed to make direct deposits at no extra cost. Loading a minimum and maximum is varies per case based on card type and location. There are numerous ways to load the card like Bank ACH Transfer, Retail Locations, Direct Deposit, and PayPal.
  • Basically, there are no requirements necessary to qualify. All every interested person needs to do is walk up to a distributor, and show some form of identification. U.S citizens are required to show government identification (social security number) while non-US citizens may present an alternative form of identification. Once an application is accepted, it takes only 10 business days to receive the card in the mail.
  • There is no ordinary reward program but card members receive a $5 reward for every successful referral. Up to 3 linked cards are available for family and friends at no extra cost. To monitor transactions affecting a card, cardmembers could opt for free alerts notifying of transactions and account balance through mobile and email.
  • To ensure you don’t lose money, every card account is insured by the FDIC up to $100,000. Cardmembers with a NetSpend account can transfer funds into another NetSpend account without incurring a charge. Online account monitoring allows card members to keep track of card balance, expenses made, and transaction history. Lost and stolen cards are easily reported through the online interface.
  • Being a debit card, there’s no annual fee charged but card members are charged a reasonable monthly transaction fee. There are numerous card charges that apply to certain transactions so it’s important to go through the terms and conditions.
  • All-Access Visa Prepaid Card is a debit card that’s suitable for cautious consumers. For consumers with bad credit or just about everyone in need of a VISA card that could be useful for an impromptu purchase. These cardmembers will take advantage of this card knowing there’s no APR rate and other high charges associated with conventional credit cards.

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Basic Information
Issuer: Meta Bank
Network: VISA®
Category: Consumer (Stored Value)
Best Used For:
  • Cards for Bad Credit
  • Prepaid Cards
  • Damaged Credit
  • No Credit Check
Rewards: Yes
Reward Types:
  • Other Rewards
Reward Units:
Rates & Fees
Annual Fee: $0
Opening Min: $10
ATM Fee: $2

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Non-Affiliate Offer Disclosure
*The information provided for All-Access® Visa® Prepaid Debit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

All-Access® Visa® Prepaid Debit Card

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All-Access® Visa® Prepaid Debit Card

All-Access® Visa® Prepaid Debit Card

Rec. Credit Score: Bad Credit OK

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Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.