Chase Ink Cash Business Card Review
The Ink Cash business card is specifically designed to give the business owners an empowering experience from control over spending limits to earning better cashback rewards over time. It is meant for business owners to earn rewards on regular purchases that any business requires and it comes with tools to make your business perform better.
In essence, this card gives you the benefits of maintaining multiple cards, 24/7 access to your account, customizing repayment options and with no annual fees attached. Anything more and this card would be your own personal slave.
Why This Business Card?
While there are certainly plenty of choices available in the market when it comes to cashback rewards cards, few of them are able to match up to the Chase Ink Cash Business Card when it comes to making your business perform better. It is a card designed specifically with your needs in mind. To learn how to take a look at what exactly this card offers to you as a business owner!
Control Business Expenses with Chase Blueprint
The Chase Blueprint is a tool that can be used to effectively control business expenses in accordance with your cash flow. As a business owner, you can decide on making full payments towards regular purchases and accruing no interest, setting up customized payment plans by monthly amounts or end dates for the big-ticket purchases, paying off your balance faster by choosing an end date or monthly payments and even tracking your business trends over time. Essentially, with the Ink Cash credit card, you are in control.
Access Your Account From Wherever You Are
Taking a business trip across the country or across the world, it makes no difference. You can check your account via the phone or the internet. You can make payments, check out the points you have earned, transaction details on your statement, and even report fraudulent or unauthorized charges. Click or call, you can reach the customer service anytime.
More Than One Card On One Account
The Ink Cash Business card allows you as the primary cardholder to add multiple cards to your accounts. These business credit cards can be distributed among key employees, with each card generating its own report, having its own spending limit (set by you) and all of them earning cash backs that reflect on your account. As a business owner, you can recognize the significance of having one account and multiple cards for business expenses. The monthly reports and the quarterly management tool are also very useful during tax times to track expenses easily.
Other Smart Benefits
While these business benefits can come real handy for business owners, there are other assorted benefits that make life with the Ink Cash Business card a lot easier. Zero Liability Fraud protection ensures that you are not held responsible for any unauthorized charges. Unlimited Cash back with no limit on the number of points one can earn. Essentially, this can be a big bonus for those who use their credit cards frequently. Plus you can earn rewards throughout the year with no rotating categories or tiers attached.
As a business owner, you can appreciate the diligence and the rewards put into a card that has been designed specifically keeping the needs of the business community in mind. The Ink Cash Business Card is one of such cards that not only rewards all business-related purchases but also offers tools to support, maintain and expand your business while allowing you total control over business expenses.
Chase Ink Bold Business Card Review
If there’s a universe challenge for small and medium size business owners, it’s finding the right credit card to meet their ever-evolving needs. It’s about flexibility and freedom. There’s one card that brings it all to the table. That credit card, Chase Ink Bold. Few credit card offers include the options of adjustable limits, flexible payment options and enough of a credit line to cover even those most unpredictable expenses.
The Chase Ink Bold allows customers to earn 50,000 bonus points during the first three months and an impressive 5x points for every dollar spent on business expenses. For instance, you’ll earn 5x points for every dollar spent on your first $50,000 spent on office supplies and payments to communication companies such as internet services, phone costs – both landline and mobile – as well as cable or satellite TV services for your office.
You’ll also earn double points on every dollar spent (up to $50,000) for gas and hotel accommodations and for all other purchases, you’ll earn 1 point for every dollar spent. There are no limits on how many points you can earn and there’s no expiration dates on any of those points, either.
Another popular feature with the Chase Ink Bold Charge card is the access business owners gain to qualified advisers who stand ready to provide assistance in purchase options. There aren’t many credit card offers that include this kind of exclusive access.
The flexible spending limit has no over limit fees. That said, it’s important to keep in mind that this is a charge card, which means you’ll never pay interest charges – but you must pay your balance in full each month. This is a fine solution for many businesses, but a smaller business might need the option of spreading payments out over a few months, especially if they intend to use the card for bigger purchases such as fleet vehicles, computers or other big ticket items.
For those who travel, there are no foreign transaction fees, which equates to a 3% savings on all of your international purchases. And speaking of savings, you can add as many employee cards as you need and you can even customize the spending limits, too. All of the rewards from the additional cards can be culminated for even faster rewards earnings.
Because Chase has partnered with airlines and hotel chains, card members enjoy great savings on airfare, hotels, rental cars and even Amtrak. There are no blackout dates or restrictions, either.
Members enjoy complimentary airport lounge access – and there are more than 350 worldwide. While there, you’ll have internet access, complimentary drinks and snacks and even access to fax services and conference rooms when available. This easily saves business owners a few hundred dollars a year.
There is a $95 annual fee with the Chase Ink Bold; however it’s waived the first year. Keep in mind, too, the annual fee is not only comparable with similar credit card offers, but in fact, is actually lower than many business credit card fees.
It has greater purchasing power with Global Acceptance and premium business benefits not offered by other cards of its kind. These benefits include a direct link to Ink Bold advisers who are available to help you make the right decisions in terms of your small business. They’re available twenty-four hours a day, too. This is especially beneficial if you travel internationally and need access to customer service at all hours.
There’s another important consideration, too. Chase recently revamped its entire website – from banking to insurance to credit cards – it’s never been easier to navigate. This makes it a pleasure to explore the Ultimate Rewards site. This is where you can redeem your rewards points for things like cash back, gift cards, airline vouchers and you can even use your rewards to purchase merchandise from the world’s biggest retailers.
Even with all of these many benefits for small and medium size businesses, this Chase business card is truly an impressive financial tool. The online account access allows you to see where you’re spending and where you might benefit from cutting back. You can pay your bills on the site, compare your current credit card with other Chase cards and, of course, speak to business experts whose goal is to help you make the most of your credit.
There are many safety features built into both the website and the credit cards, too. From ID Theft Resolution to fraud protection that’s updated constantly in order to stay ahead of the latest hackers and fraud schemes, JPMorgan Chase makes its customers safety a top priority around the clock, 7 days a week.
If you’re a small business owner, which credit cards do you prefer? Does a traditional credit best suit your needs or do you like the idea of not having an APR and prefer a charge card?
Chase Ink Ultimate Rewards Business Card Review
Owning a small business in the United States is like competing in an extreme sport. Everything that you do has to be all or nothing. Whether you work as a team, or you are all on your own, you need to properly prepare for the road ahead so that you will have the tools that you need to overcome any obstacle. When it comes to managing a business, one of the most important and fundamental tools that you need is capital or some other way to invest in the many other things that you will need as you grow and develop your company. Thankfully, there are credit cards like the Ink Ultimate Rewards card from Chase Bank. You can use this card to pay for your business expenses in smaller, more manageable amounts, instead of one large bulk payment.
The main goal of the Ink Ultimate Rewards credit card is to save you money and time. These are the two most powerful assets that you cannot afford to waste. While people may come and go and ideas can be cast aside, you will never get back the money and time that are wasted on trivial things. Yes, you can make more money, but money that is not properly invested in progress will never return the appropriate dividends and time cannot be reset. With the right credit card, though, you can be sure that more of your most precious commodities are used in the most beneficial ways.
No Annual Fee
First of all, the Ink with Ultimate Rewards credit card has no annual fee, which gives you more purchasing power. Annual fees are always a hassle, because they are just money being thrown into a pot that you never see again. Without an annual fee, though you keep more of your own money. Of course, with this card, your money goes much further, with unlimited earning potential, premium business services, and yet more ways to the rewards that you need, want, and deserve!
low introductory APR
Secondly, the Chase Ink Ultimate Rewards credit card has a competitively low introductory APR on all standard purchases. This means that you can afford to buy the things that you need to get started and can set up a timeline to start generating profit immediately so you can offset the interest charges when they start to accrue. Accepted all over the world, the Chase Bank Ink card gives you more financial flexibility so that you can adapt to your growing purchasing needs, only paying for exactly what you need and nothing more. The introductory period lasts for 6 months, but even when it ends, the typical variable interest rates are still quite good.
With the Ink Ultimate Rewards credit card, every dollar is rewarded with an incentive point. You can get twice as many points when you use your card to purchase air travel through the Ultimate Rewards Travel Booking Tool and up to 10 times the points when you use your card to purchase select brand-name merchandise within the Ultimate Rewards Mall, an affiliate retail shopping network that is available exclusively to Chase members. Since there is no limit to how many points you can earn, and since your points never expire, you can hold onto them until you have enough for that dream vacation or even just for emergencies or when you need a last minute gift!
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You can use your Ink business card with Ultimate Rewards points on airfare, obviously, but did you know that they count towards any seat on any airline to any destination with no travel restrictions or blackout dates? If travelling isn’t really your thing or you prefer to spend your rewards in a different way, this card gives you plenty of alternatives. First of all, you can exchange your points for gift cards, special brand-name merchandise, cash back, and more. Whether you need to impress a potential client, want to extend diplomatic grace to a partner, or want to treat yourself to a weekend with your family, you have many options to choose from. You can even book your entire trip, from airfare to hotel to rental car and even dinner reservations, all within the Ultimate Rewards site, and all using your credit card.
Finally, you will enjoy many refreshing business tools that are made available by the Ink Ultimate Rewards credit card. Get free cards for your employees, as well as the ability to track expense reports and set spending limits. You can even customize each individual report for a more streamlined accounting process. If you need help, you also have access to business professionals.
Chase & Discover Reward Programs
It seems to be that in regard to credit cards the big stories hitting the news these days are all about improved reward programs, cardholder benefits and bonus perks as credit card issuers do battle to snag the best customers away from competitors.
This week saw both Chase and Discover announce improvements to their cards.
Chase added the option for consumers to move points from their Ultimate Reward programs to United Airlines MileagePlus accounts. This feature has been added to three credit cards products:
- Chase Ink Plus
- Sapphire Preferred
- Ink Bold with Ultimate Rewards
Each Ultimate Rewards point is worth one MileagePlus point which can be redeemed towards flights with United Airlines or any other airline which is a member of the Star alliance network. Consumers are not restricted by the number of points that they transfer. A spokesman for Chase, Sean O’Reilly said,
We are thrilled to offer our customers the exclusive opportunity to transfer Ultimate Rewards points for equal award miles with MileagePlus, the world’s leading frequent flyer program. The addition of MileagePlus to Ultimate Rewards enables our cardmembers to simply transfer points and have more travel options than ever before.
Meanwhile, in the Discover camp consumers have more opportunity to snap up some bargains with Online retail giant Amazon. The credit card issuer has announced that those consumers who have a Discover cash back card, the Discover More Card for example, will now be able to use their cashback rewards to pay for Amazon purchase either in full or in part.
This, of course, is provided that they have already linked their Discover Card to their Amazon account. If the rewards only cover partial payment then the remainder must be made using the associated Discover credit card. In addition to this new way to pay for Amazon purchases, from now until the end of the year all Amazon purchased charge to Discover cashback rewards cards will earn double rewards.
Providing more Cashback Bonus opportunities for cardmembers with Amazon.com is a natural fit for Discover. We know Amazon.com is just as committed to providing customers with value, convenience, and service as we are,
said Dana Traci, vice president of rewards at Discover.
We also know Discover cardmembers love their Cashback Bonus and have earned more than $650 million of it this year alone. These new features will not only help them earn more of it, but also allow them to use rewards to get millions of items at Amazon.com, when they want them, without having to leave the site.
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