I had it for six months and got rid of it when I got approved for a better card… When you cancel the card, your credit isn’t affected (this is only for people who had the card at least six months). I also cleared the balance before canceling.
To be honest, this is a bad card, but then again, my credit was crap, so I couldn’t expect anything better. I got approved with a 520 credit score, and with that, you can’t expect good fees. Still, it was useful. I made my payment with it and kept credit utilization low. Now my credit is around 680ish…
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