I had the Open Sky Secured visa for almost a year. When I opened the account, I made a $2000 deposit, which I used for paying bills and paying it off regularly. In just three months, I doubled my limit to $4000 but had to make a deposit as well. Still, in 4 months, my credit grew by almost 100. I finally increased my credit to get an unsecured card with no limit. This card worked for me and I had no problems using it. Don’t know why people are hating.
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