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USAA Secured American Express® Card


February 14, 2020

The USAA Secured Platinum American Express Card is designed to give cardholders the flexibility that they want in a credit card. From savings opportunities and having control over the credit limit to being afforded cardholder benefits similar to a secured card, there are many aspects for cardholders to take advantage of.

ANNUAL FEE:

See Terms*

ONGOING APR:

See Terms (Variable)*

INTRO APR:

N/A

139 User Ratings USAA Secured American Express® Card

This product is not available through MarketProSecure Canada.

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Intro APR
N/A
Intro APR Period
N/A
Min. Credit Level
Bad Credit OK*

Card Details


  • American Express concierge service and other exclusive AMEX card benefits
  • GLow APR on purchases, balance transfers, and cash advances
  • No application fee
  • When you apply - you'll also be opening a USAA 2-year Certificate of Deposit, an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit
  • CD lets you get a credit card even if you don't have a credit history or have bad credit
  • Enjoy no foreign transaction fees when you travel outside of the United States.
$ 1 2020-09-23 Discontinued

Expert Review


We do not offer an application for this card. Check other credit card offers available for application. The USAA Secured Platinum American Express Card is a secured credit card that gives individuals control over their credit account. First, there is a Certificate of Deposit (CD) that the card's security deposit goes into. This is an interest-bearing account, so you are able to save ...

We do not offer an application for this card. Check other credit card offers available for application.

The USAA Secured Platinum American Express Card is a secured credit card that gives individuals control over their credit account. First, there is a Certificate of Deposit (CD) that the card's security deposit goes into. This is an interest-bearing account, so you are able to save money. The amount you deposit also establishes the credit limit. Whenever you want a credit line increase, you can request one and deposit more money into the CD in order to establish that increase.

There is also a small annual fee in order to maintain the card. This fee is in addition to the low APR and the transaction fees. The transaction fees include the balance transfer fee, cash advance fee, and the foreign transaction fee. Each one of these fees is charged as a small percentage of the transaction amount and the fee is charged per transaction. Balance transfers and cash advances also have their own APRs. Every APR on the card varies with the market, which is based on the Prime Rate, so it will fluctuate over time.

Lastly, there are a number of cardholder benefits that include collision damage waiver coverage on rental cars that pay for physical damage and theft, travel accident insurance, roadside assistance, and concierge service. There are a number of services that are afforded to cardholders. The list is always subject to change, so it is ideal to use online account management to stay on top of policies and to keep track of the specifics of the account.

Alternatives: USAA Secured Platinum Visa® Card, USAA Secured Platinum Mastercard®.


Advantages

  • American Express benefits
  • Credit Reporting
  • Secured deposit feature
  • Guaranteed approval
  • No international transaction fees

Disadvantages

  • Annual fee
  • No rewards program

Basic Info

Card Issuer:
USAA Bank
Card Network:
American Express®
Card Category:
Consumer (Secured)
Common Uses:
  • Cards for Bad Credit
  • Low Interest Cards
  • Guaranteed Approval
  • Military Credit Cards
Rewards Card:
No
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Finance & Rates

Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
See Terms
Regular APR Type:
Variable*
Annual Fee:
See Terms*
Balance Transfer:
See Terms*
APR on Cash Advances:
N/A
Grace Period:
25 days*
Late Payment Fee:
Up to $35*
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.

USAA Secured American Express® Card - Alternatives & Comparison



Additional Information & Comments

* - Credit Needed: No Score, Poor - below 660 & Fair 660-699 (Check Your Credit Score)



Non-Affiliate Offer Disclosure
*The information provided for USAA Secured American Express® Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure Canada. The card issuer did not provide the details, nor is it responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

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USAA Secured American Express® Card Reviews - (1 User Reviews)

Share your experience and review the USAA Secured American Express® Card
(Good)
July 15, 2020
Income on Application
$50000
Credit Score
Fair (580-669)
Credit Limit
$250
File for Bankruptcy
No
I Like it
Like the AMEX branding
Fees & Charges:
4/5
Features & Benefits:
4/5
Customer Support:
5/5
Application Process:
4/5
Comment (0)

USAA Secured American Express® Card

USAA Secured American Express® Card

(139)
Min. Credit Required: Bad Credit OK*
  Save to Compare
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