USAA Rewards™ Visa Signature® credit card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives

Updated: Feb 14, 2020

The USAA Rewards Signature Visa is designed for those in the military. The main benefit of the card is the ability to earn points with every dollar spent. There is no limit to the number of points that can be earned and there is no blackout dates. Further, the points can be redeemed for what the cardholder wants - cash, travel, gift cards or merchandise.

ANNUAL FEE:

$0*

ONGOING APR:

See Terms (Variable)*

INTRO APR:

N/A

328 User Ratings

USAA Rewards™ Visa Signature® credit card

This product is not available through MarketProSecure.

Save to Compare

Features · Our Take · Pros & Cons · Basics · Rates & Fees · Additional Info · Similar Cards · Consumer Reviews

Introductory APR

N/A

Intro APR Period

N/A

Minimum Credit Score

Good*

Key Features

2X points on gas and dining out
1X points on all other purchases
2,500 bonus points after your first purchase
No annual fee
Redeem for cash on your mobile device - it's easy!
Enjoy no foreign transaction fees when you travel outside of the United States.
Membership eligibility and product restrictions apply and are subject to change.

Our Take

We do not offer an application for this card. Check other VISA cards available for application.

Those who have served in the military qualify to apply for a USAA Rewards Visa Signature Card. The card provides points for every dollar earned. The points can then be redeemed for a variety of rewards. The rewards include travel, merchandise, gift cards, cash and more.

There is no limit to points, allowing a cardholder to save up points to the desired reward level. Travel and retail benefits are provided at no additional cost. Cardholders enjoy auto rental collision damage waiver insurance policies, travel accident insurance as well as warranty manager services.

The Visa Signature card is accepted all over the world, making it easy to purchase anywhere as well as online and over the phone. Online account tools also make it easy to manage money from any computer with an internet connection.

Alternatives: USAA Rewards™ American Express® Card, USAA Rewards™ World Mastercard® Card.

Pros

No annual fee
Bonus rewards
No Intl. transaction Fees

Cons

No Intro rates

Basic Information
Issuer:	USAA Bank
Network:	VISA®
Category:	Consumer (Premium)
Common Uses:	Instant Decision Low Interest Cards No Foreign Transaction Fee Military Credit Cards
Rewards:	Yes
Reward Types:	Gas Reward Cards Universal Reward Cards Dining Reward Cards
Reward Units:	Point

Rates & Fees
Introductory APR (%):	N/A
Applied Towards:	N/A
Intro Period:	N/A
Regular APR:	See Terms
Regular APR Type:	Variable*
Annual Fee:	$0*
Balance Transfer:	Yes*
APR on Cash Advances:	N/A
Grace Period:	25 days*
Late Payment Fee:	$35*

Alternatives, Compare USAA Rewards™ Visa Signature® credit card With Similar Offers

USAA Rewards™ Visa Signature® credit card
Annual Fee $0*
Regular APR See Terms (Variable)*
Intro APR N/A
Min. Credit Level Good*

Additional Info & Comments

* - Credit Needed: Good 700-739 & Excellent 740+ (Whats' Your Credit Score?)
** - There is a transaction fee of 3% on balance transfers and cash advances ($200 maximum on each balance transfer and each convenience check). Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account. The APR will vary with the market based on the Prime Rate.

Non-Affiliate Offer Disclosure

*The information provided for USAA Rewards™ Visa Signature® credit card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.