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REACH Prepaid Visa® Card



This the REACHcard prepaid debit card saves you the hassle of credit and checking account history verification but still gives you options. First of all, as a debit card, you'll never have to worry about interest rates. There are no fees when you sign up for Direct Deposit and you can even earn some rewards!

ANNUAL FEE:

N/A

ONGOING APR:

N/A *

INTRO APR:

N/A

235 User Ratings REACH Prepaid Visa® Card

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App Fee
$0*
Credit Reporting
No*
Min. Credit Level
Bad Credit OK*

Card Details


  • Pay bills and shop online
  • No credit check
  • FREE customer service
  • FREE direct deposit
  • FREE online account
  • FREE text and email alert
$ 0 2020-09-23 Discontinued

Expert Review


We do not offer an application for this card. Check other card offers available for application. It doesn't matter if you have problems with credit, checking accounts or just personal finances in general, it is still important to have some kind of virtual money these days. When you have a card that is backed by ...

We do not offer an application for this card. Check other card offers available for application.

It doesn't matter if you have problems with credit, checking accounts or just personal finances in general, it is still important to have some kind of virtual money these days. When you have a card that is backed by Visa, for example, you can make purchases over the phone, make hotel reservations, and buy things over the internet. Of course, the Visa symbol lets you pay for things as though you were carrying cash too, which can be more convenient as well as more secure, and that is why the REACH Visa Prepaid Card (aka the REACHcard Prepaid Visa) has been developed.

Prepaid cards are just like credit cards in the sheer ease by which they work. Again, you can use them anywhere in the world that accepts them as well as many more places online. They are easy to use and, because there are so many different kinds, sometimes also easy to get. For some people, though, credit is not an option because they have had some money problems or they simply just don't like the possibility of fees.

Prepaid cards are unlike credit cards, though, in that you make your payments before you make your purchases. The credit system is based on good faith: that you will make the appropriate payments over an acceptable period of time. The prepaid debit system, though, is based on security: you only buy what you can afford, which is determined by how much money is in your account when you want to make a purchase.

Because of the way debit cards work, they do not require the same application process as credit cards. Obviously, there are no credit checks to worry about; which also means that you do not have to give the same amount of intimate personal information. Of course, you will still have to supply the normal contact information like your name, address, phone number, and the like.

What you might appreciate, though, is the REACH Visa Prepaid Card application does not look into your CeckSystem Verification either. That means that if you have had some issues with tight budgets, bounced checks, and overdrafts you can still get one of these cards easily.

Another benefit of a prepaid card like this is that you can avoid many of the fees typically associated with credit cards. For example, you'll never pay a fee for adding money when send your checks to your account using Direct Deposit. However, by using this card you can also get an easy bonus of up to $25 for setting up Direct Deposit as well as additional cash bonuses for referring a friend to the program. There is even a special shop and save rebate program that rewards you just for using your card.


Advantages

  • 100% approval
  • No credit check
  • Free direct deposit

Disadvantages

  • Activation fee
  • Monthly maintenance fee
  • High ATM fee

Basic Info

Card Issuer:
The Bancorp Inc.
Card Network:
VISA®
Card Category:
Consumer (Stored Value)
Common Uses:
  • Celebrity Cards
  • Cards for Bad Credit
  • Prepaid Debit Cards
  • Guaranteed Approval
Rewards Card:
Yes
Reward Types:
  • Other Rewards Cards
Reward Units:
Understanding credit card basics and data can be confusing. We are here to help.

Finance & Rates

Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
N/A
Regular APR Type:
N/A
Annual Fee:
N/A
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
N/A
Late Payment Fee:
N/A
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.

REACH Prepaid Visa® Card - Alternatives & Comparison



Non-Affiliate Offer Disclosure
*The information provided for REACH Prepaid Visa® Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure Canada. The card issuer did not provide the details, nor is it responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

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REACH Prepaid Visa® Card

REACH Prepaid Visa® Card

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Min. Credit Required: Bad Credit OK*
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Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.
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