Principal Platinum Merchandise Credit Card
Platinum shopping credit with 7-days trial, 0% interest and $750 credit
Updated: Mar 28, 2021
Principal Platinum Merchandise credit card, issued by Horizon Card Services, is designed for those with fair, no credit, or damaged credit who are looking for a "Buy Now. Pay Later." unsecured store card that reports credit activity to the main credit bureau, has 0% interest and offers $750 credit. Principal Platinum comes with membership fees but features 7 days free trial period.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
at Principal Platinum's Secured website
Apply NowApplication Fee
See Terms
Credit Reporting
Yes
Minimum Credit Needed
Accepts All
Key Features
- 7-day Risk-Free Trial
- Instant Approval / $750 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit and No Credit are Accepted
- Always 0.0% APR
- Fast Online Applications
- IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
Our Take
The Principal Platinum Card is designed for people with damaged, fair, bad, or no credit. It comes with an unsecured $750 credit line and monthly credit reporting to the main credit Bureau. There is no credit check, no employment verification, and no turn downs even for those with bankruptcy history. Everyone who is a legal US resident and 18 years or older can get approved instantly once identity is verified. However, there is a catch – the applicant should have a valid, U.S. issued credit card or debit card and there is a monthly membership fee to access provided benefits in full. The membership fee will be charged the next day after the 7-days trial ends.
What Are Main Principal Platinum Card Benefits?
- 7 days trial. New members receive 7 days free trial to test drive card features and the benefits
- Exclusive $750 credit. Unsecured $750 is offered instantly after the application is approved.
- Monthly credit report. All credit activities are reported to the main credit bureau monthly
- Credit Hawk. Members receive 24/7 credit monitoring and see their credit score anytime.
- Legal Assistance. Received 30 min of free legal consultation.
- Prescription discount plan. Receive up to 50% off at more than 55,000 pharmacies nationwide
- Identity theft insurance. Members receive ID protection service at affordable pricing.
Frequently Asked Questions
| Issuer: | Horizon Card Services |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
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| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | None |
Principal Platinum Merchandise Credit Card Alternatives
Principal Platinum Merchandise Credit Card |
| APPLY NOW |
|
Annual Fee See Terms |
|
Regular APR 0% |
|
Intro APR N/A |
|
Min. Credit Level Accepts All |
Additional Information & Comments
This card is a merchandise credit card, NOT a credit card.
IMPORTANT
*The information provided for Principal Platinum Merchandise Credit Card is believed to be accurate at the time of evaluation or recent update on March 28, 2021. However, we strongly advise visitors to review the card fees and Terms & Conditions on the issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
Principal Platinum Merchandise Credit Card
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Principal Platinum Merchandise Credit Card
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