Principal Platinum Merchandise Credit Card
Platinum shopping credit with 7-days trial, 0% interest and $750 credit
Updated: Sep 14, 2022
Principal Platinum Merchandise credit card, issued by Horizon Card Services, is designed for those with fair, no credit, or damaged credit who are looking for a "Buy Now. Pay Later." unsecured store card that reports credit activity to the main credit bureau, has 0% interest and offers $750 credit. Principal Platinum comes with membership fees but features 7 days free trial period.
ANNUAL FEE
See Terms
ONGOING APR
0% Fixed
INTRO APR
N/A
Application Fee
See Terms
Credit Reporting
Yes
Recommended Credit Score
Accepts All
Key Features
- 7-day Risk-Free Trial
- Instant Approval / $750 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit and No Credit are Accepted
- Always 0.0% APR
- Fast Online Applications
- IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
Our Take
The Principal Platinum Card is designed for people with damaged, fair, bad, or no credit. It comes with an unsecured $750 credit line and monthly credit reporting to the main credit bureau. There is no credit check, no employment verification, and no turn downs even for those with bankruptcy history. Everyone who is a legal US resident and 18 years or older can get approved instantly once their identity is verified. However, there is a catch – the applicant should have a valid, U.S. issued credit card or debit card and there is a monthly membership fee to access provided benefits in full. The membership fee will be charged the next day after the 7-days trial ends.
What Are Key Principal Platinum Catalog Card Benefits?
- 7 days trial. New members receive a 7-day free trial to test drive card features and the benefits
- Exclusive $750 credit. Unsecured $750 is offered instantly after the application is approved.
- Monthly credit report. All credit activities are reported to the main credit bureau monthly
- Credit Hawk. Members receive 24/7 credit monitoring and see their credit score anytime.
- Legal Assistance. Received 30 min of free legal consultation.
- Prescription discount plan. Receive up to 50% off at more than 55,000 pharmacies nationwide
- Identity theft insurance. Members receive ID protection services at affordable pricing.
Principal Platinum Catalog Credit Alternatives
- Stoneberry Catalog Card – 5-in-1 credit offer with up to 65% off merchandise
- Gettington Credit Catalog Card – No annual fee and no hidden charges
- Group One Platinum Catalog Credit – $750 credit and 7-day free trial
- All American Gold Shopping Card – up to $6,000 unsecured merchandise line of credit
- No Fee Credit Catalogue Card – up to $5,000 unsecured credit and 0% intro
Frequently Asked Questions
| Issuer: | Horizon Card Services |
|---|---|
| Network: | Other Networks |
| Category: | Consumer (Stored Value) |
| Best Used For: |
|
| Rewards: | No |
| Regular APR: | 0% |
|---|---|
| Regular APR Type: | Fixed |
| Annual Fee: | See Terms |
| Balance Transfer: | No |
| Grace Period: | None |
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Additional Information & Comments
This card is a merchandise credit card, NOT a credit card.
Non-Affiliate Offer Disclosure
*The information provided for Principal Platinum Merchandise Credit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Principal Platinum Merchandise Credit Card
Reviews - (1 User Reviews)
May 16, 2021
D. Hendricks
(36-45) - Cardholder
Income on Application
$25000
Credit Score
Good (670-739)
Credit Limit
$750
Filed for Bankruptcy
Yes - 7 mos.
Instantly Approved
I was approved for $750 with a 690 credit score. I was surfing online when I came across a pop up for this card. I did a quick research about it, liked what I saw and applied. Applying took less than 5 minutes. I WAS IMPRESSED!
Fees & Charges:
5/5
Features & Benefits:
4/5
Customer Support:
3/5
Application Process:
4/5
Principal Platinum Merchandise Credit Card
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