Principal Platinum Card
Consumer Reviews, Fees, Credit Score, Application & Best Alternatives
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Principal Platinum Merchandise credit card, issued by Horizon Card Services, is designed for those with fair, no credit or damaged credit who are looking for a "Buy Now. Pay Later." unsecured store card that reports to the main credit bureau, has 0% interest and offers $750 credit.
Key Features
- TRY US RISK-FREE FOR 7 DAYS
- Instant Approval / $750 Credit Line!
- No Employment or Credit Check
- Reports to Major Bureau
- Bad Credit, No Credit - OK
- Always 0.0% APR
- Fast Online Applications
- IMPORTANT: Must have an Active Debit Card or Credit Card to qualify.
Our Take
The Principal Platinum Merchandise card is designed for people with damaged or fair credit. The Principal card comes with an unsecured $750 credit limit and monthly credit reporting to the main credit Bureau. There is no credit check, no employment verification. Everyone who is a legal US resident and 18 years of age or older can get approved instantly.
What Are Principal Card Benefits?
- 7 days trial
- Exclusive $750 credit for Horizon Outlet store
- Monthly Credit Report
- Credit Hawk 24/7 credit monitoring
- Roadside Protection
- Legal Assistance
- Prescription Discount Plan
- Identity Theft Insurance
Pros
- $750 credit limit
- Buy Now, Pay Later
- Instant decision*
- No credit check
- No employment verification
Cons
- Exclusive Horizon shopping
- No credit limit increase
- Monthly fees
Basic Information |
Issuer: | Other Issuers |
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Network: | Other Networks |
Category: | Consumer (Premium) |
Common Uses: |
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Rewards: | No |
Rates & Fees |
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Introductory APR (%): | N/A |
Applied Towards: | N/A |
Intro Period: | N/A |
Regular APR: | 0% |
Regular APR Type: | Fixed* |
Annual Fee: | N/A |
Balance Transfer: | No* |
APR on Cash Advances: | N/A |
Grace Period: | N/A |
Late Payment Fee: | N/A |
Alternatives, Compare Principal Platinum Card With Similar Offers
This card is a merchandise credit card, NOT a credit card.
Q: How can I contact Principal Platinum customer service?
A: You may contact customer support to change your preferences or update your contact information by calling 800-251-6144.