Matrix Discover® Secured Credit Card

Secured card with no application fee and high credit lines

Updated: Jun 23, 2021

Advertiser Disclosure

With no application fees, the Continental Finance Matrix Discover® credit card is affordable. The card is designed for those without good credit. It reports to the 3 credit agencies monthly to help improve the credit score. The card is secured, which means a security deposit will need to be paid to gain access to the credit line. Account management tools provide 24/7 access to the account as well.







494 User Ratings

Matrix Discover® Secured Credit Card

This card is not available right now.

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Introductory APR


Intro APR Period


Recommended Credit Score

Bad Credit OK

Key Features

  • The Continental Finance Matrix Discover® credit card accepts individuals of all credit types
  • No application fees or processing fees
  • Use your card at locations everywhere Discover® is accepted
  • Free online account access 24/7
  • Fast and easy application process; results provided in seconds
  • Build positive credit by making monthly payments on time
  • NOTE: This card is NOT available for application

Our Take

  • The Matrix Discover Secured Card is designed for those with bad credit. This is an actual credit product, not a prepaid card. Various financial points are checked to provide credit. The security deposit will ensure a person is able to make the payments each month.
  • As a credit score improves, a person will have the option to move into an unsecured card and then into regular Discover cards with higher credit limits. The card is accepted anywhere that Discover is – at millions of merchants globally, online, and over the phone. Online account management tools provide 24/7 access to account details.
  • It’s possible to pay the bill online and download statements. Customer service can also be reached online or with a toll-free telephone number at no cost.

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Basic Information
Issuer: Other Issuers
Network: Discover®
Category: Consumer (Secured)
Best Used For:
  • Cards for Bad Credit
  • Building Credit
  • New to Credit
  • No Credit Check
Rewards: No
Rates & Fees
Regular APR: 29.99%
Regular APR Type:
Annual Fee: $75
Balance Transfer: No
APR on Cash Advances: 29.99%
Grace Period: 25 days
Late Payment Fee: $35
Other Fees:
  • Foreign transaction fee: 3%
  • Returned payment fee: $35.00
  • Monthly maintenance fee (billed annually): $144

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Non-Affiliate Offer Disclosure
*The information provided for Matrix Discover® Secured Credit Card is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

Matrix Discover® Secured Credit Card

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Matrix Discover® Secured Credit Card

Matrix Discover® Secured Credit Card

Rec. Credit Score: Bad Credit OK

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