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H&R Block Emerald Prepaid Mastercard®



H&R Block Emerald Prepaid Mastercard is a card that can help you add your checks to card balance and get fast access to your cash. It enables consumers to add a variety of checks ranging from tax refund and government benefits checks to payroll. Adding checks is easy and convenient.

The Emerald account management is made simple with the H&R Block app. This app is available for both iOS and Android smartphones and tablets. Consumers can use it to manage the account, pay bills, and view transactions.

This Prepaid card is one of the cheapest on the market. With no monthly, purchase, money transfer, and direct deposit fees, Emerald Prepaid Mastercard users can potentially save a lot in the long run.

ANNUAL FEE:

N/A

ONGOING APR:

N/A *

INTRO APR:

N/A

375 User Ratings H&R Block Emerald Prepaid Mastercard®

at Other Issuers Secured website

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App Fee
$0*
Credit Reporting
No*
Min. Credit Level
Bad Credit OK*

Card Details


  • Save 35% on H&R Block software
  • Receive your Tax Refund faster
  • Get FREE Unlimited Advice from a Tax Expert with software purchase
  • Maximum Refund Guarantee
  • 5 Federal E-Files
  • Easy Recordkeeping
  • No card loading fee
  • No Interest Charges
  • Why You should switch from TurboTax to H&R Block
$ 0 2020-07-15InStock

Expert Review


H&R Block Emerald Prepaid Mastercard is a great prepaid card for everyday spending, offering fee-free experience and an easy way of cashing in those tax refund checks. While it may not have as many features as some other cards in the same category, this Mastercard comes with convenient account management. You can check your balance on the ...

H&R Block Emerald Prepaid Mastercard is a great prepaid card for everyday spending, offering fee-free experience and an easy way of cashing in those tax refund checks.

While it may not have as many features as some other cards in the same category, this Mastercard comes with convenient account management. You can check your balance on the go via a smartphone app.

Your cash is secured by FDIC and Mastercard Liability policy insurance. If you need a quick and convenient way to cash in your checks without paying fees, this card is definitely worth considering.

Who Is H&R Block Emerald Prepaid Mastercard For?


Emerald Prepaid Mastercard is a perfect option for people looking for a convenient way to cash in tax refunds checks and make money via cashback.

Emerald Prepaid Mastercard from H&R Block will help you avoid paying the check-cashing fees and facilitate cashing in. You can directly deposit your payroll, government, or unemployment benefits and get instant access to your cash.

Enjoying perks always come at some cost. Not with this card. There are no monthly or purchase fees. You can even transfer your cash to the card from your bank account or directly deposit your tax refund and paycheck without paying any fees.

H&R Block offers a mobile app to both Android and Apple users to enable them to get insight into their credit card statement. Log in anytime and check your balance on the go.

The Benefits of H&R Block Mastercard


Emerald Prepaid Mastercard offers a hassle-free way to cash in your checks without paying any fees.

Account management can be a real hassle when you have to do it on a PC through a web browser. H&R Block supports this Mastercard with the MyBlock mobile app. The app is available on Google Play Store and Apple App Store. This app enables consumers to manage their Emerald Card when and where they want. Consumers can pay bills, view transactions, and check card account balance, as long as they have access to the internet.

Carrying this credit card around with you is definitely safer than carrying cash, as your funds on the Emerald prepaid account are insured by the FDIC. Even if your credit card gets stolen, you'll be able to get your cash back. On top of that, consumers have an active Mastercard Zero Liability insurance policy, which protects them from theft, fraud, and unauthorized purchases.

Adding cash to Emerald Prepaid Mastercard is as easy as spending it. You can add cash, checks, government benefits, or your payroll whenever you want. There are no check-cashing fees nor any other hidden fees. If you choose the "Funds in Minutes" service via MyBlock mobile app, though, you will have to pay a fee. "Funds in Days" service is free of charge.

This credit card has no monthly fee or purchase fees. You can use it year-round without having to worry about paying any fees. You can transfer money to the card from your checking or savings account free of charge as well. Direct deposits of your paycheck and tax refund are fee-free too.

H&R Block Emerald Prepaid Card Disadvantages


While it has a few strongpoints, this card carries a few disadvantages with it. Make sure you learn more before making your final decision.

Withdrawing money from ATMs in and out of the H&R Block network comes at a cost. Every time you withdraw cash, you will be charged with a $3 fee. Even if you make an ATM balance inquiry, you will be charged with a $1.5 fee.

A bill pay service is very convenient and attractive as it allows you to pay your bills on the go with this card. If you decide to use it, you will have to pay a fee for each bill that you pay. The fee is small, only $.95, but it can pile up if you use this card to pay all your monthly bills.

With this card, you can also withdraw cash at a teller. However, it doesn't pay off at all because the Emerald card will charge you with a whopping $25 fee.

Should You Use This Card?


This card is the best option for people that are already using H&R Block tax preparation software and service. It does come with a few convenient perks and no monthly and purchase fee, but compared to other similar cards on the market, it comes with too few features.

You need to create the H&R Block account online to apply for the Emerald Prepaid Mastercard. Click "Apply Now" button to create an account or access your existing one.


Advantages

  • Up to 35% H&R Block Discount
  • No monthly and purchase fee
  • Directly add tax refund checks, payroll or other government benefits hassle-free
  • Convenient account management via MyBlock mobile app
  • No Card Loading Fee

Disadvantages

  • Inactivity fee (after 3 months)
  • High ATM fees
  • High withdrawal at teller fee
  • Minimal features

Basic Info

Card Issuer:
Other Issuers
Card Network:
Mastercard®
Card Category:
Consumer (Stored Value)
Common Uses:
  • Cards for Bad Credit
  • Co-Branded Cards
  • Prepaid Debit Cards
  • Guaranteed Approval
  • Tax Refund Cards
Rewards Card:
No
Understanding basic credit cards information and terminology can be confusing. We are here to help.

Finance & Rates

Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
N/A
Regular APR Type:
N/A
Annual Fee:
N/A
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
N/A
Late Payment Fee:
N/A
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.

H&R Block Emerald Prepaid Mastercard® - Alternatives & Comparison



Additional Information & Comments

Q: How can I get the H&R Block Emerald Prepaid Mastercard?
A: You may apply online while using H&R Block digital tax preparation product or at your nearest participating H&R Block tax office.

Q: Do I need to create H&R Block account online to get Emerald Prepaid Card?
A: Yes, you need to create H&R Block online account to apply for the Emerald prepaid Card. Use the "Apply Now" link to create H&R Block account first.



IMPORTANT
*The information provided for H&R Block Emerald Prepaid Mastercard® is believed to be accurate at the time of evaluation or recent update on May 17, 2020. However, we strongly advise visitors to review the card fees and Terms & Conditions on card issuer's website by following Apply Now link to verify the accurancy of the information posted prior to applying for this card offer.
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H&R Block Emerald Prepaid Mastercard® Reviews - (4 User Reviews)

Share your experience and review the H&R Block Emerald Prepaid Mastercard®
(Good)
July 2, 2020
Income on Application
$38422
Credit Score
Needs Work (300-579)
Credit Limit
$500
File for Bankruptcy
No
Easy to receive cash and pay bills online
I don’t really like credit cards, but I hate paying my bills at the post office even more. The Emerald card comes with this app called H&R Block, and it allows me to receive cash and pay bills remotely. I just jump into the app and transfer the money wherever I want in seconds. The fees are high when you want to withdraw money, but I don’t really care. I would pay twice that just to skip those long lines in banks. It’s probably not the best card out there, but it works for me.
Fees & Charges:
3/5
Features & Benefits:
5/5
Customer Support:
3/5
Application Process:
4/5
Comment (0)

(Good)
July 1, 2020
Income on Application
$45000
Credit Score
Excellent (740-850)
Credit Limit
$0
File for Bankruptcy
No
One of the cheapest credit cards for tax refunds out there!
I've been using this amazing card for quite some time now, and I have to say that I'm more than pleased with it. I needed a good financial solution to deal with my tax refunds and get some cash on the side. Well, H&R Block Emerald Prepaid Mastercard. First of all, let me say that it's so super easy to get approved. Then, it gets even better. Regardless of your credit score (mine is 740), you get approved. No direct deposit fees, no annual or purchase fees, and the card provides easy access to your cash whenever you need it. I've had many cards in my life, but none of them made my life convenient like this one. I can add checks to my payroll and access my cash anytime I need it. Total recommendation.
Fees & Charges:
3/5
Features & Benefits:
4/5
Customer Support:
4/5
Application Process:
4/5
Comment (0)

(Good)
April 17, 2020
Income on Application
$45000
Credit Score
Good (670-739)
Credit Limit
$0
File for Bankruptcy
No
like a charm
have few credit cards but this is one is so convenient for my tax refund!
Fees & Charges:
3/5
Features & Benefits:
5/5
Customer Support:
3/5
Application Process:
4/5
Comment (0)

H&R Block Emerald Prepaid Mastercard®

H&R Block Emerald Prepaid Mastercard®

(375)
Min. Credit Required: Bad Credit OK*
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