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H&R Block Emerald Prepaid Mastercard®
November 14, 2019
It is tax time again and that means for those getting refunds, the hassles that come along with cashing those checks. H&R Block now offers the H&R Block Emerald Prepaid MasterCard. Want the convenience of a MasterCard without the hassles of a traditional credit card? Have your tax refund placed on the Emerald Prepaid MasterCard when you go in and have your taxes prepared at any H&R Block tax office. Use your prepaid card anywhere MasterCard is accepted.
ANNUAL FEE:
N/A
ONGOING APR:
N/A
INTRO APR:
N/A
The H&R Block Emerald Prepaid MasterCard is an alternative to the traditional tax refund check that offers the cardholder a variety of benefits. Not only does the holder not have to worry about pricy check cashing fees but they also have the security that comes with a card bearing the MasterCard logo.
Need to do some shopping online? Feel secure in the knowledge that you can use your Prepaid MasterCard online while being protected by the US MasterCard Zero Liability policy. Take the card with you wherever you need and not worry over whether or not you have cash available.
With the H&R Block Emerald Prepaid MasterCard, not only can you make purchases at a variety of locations but you can also get cash back like you can with a traditional debit card.2454(245)
App Fee
$0*
Credit Reporting
No*
Credit Needed
Bad Credit OK*
Card Details
- Save 30% on H&R Block software
- Receive your Tax Refund faster
- Get FREE Unlimited Advice from a Tax Expert with software purchase
- Maximum Refund Guarantee
- 5 Federal E-Files
- Easy Recordkeeping
- No card loading fee
- No Interest Charges
Editor's take
The H&R Block Emerald Prepaid MasterCard is an alternative to the traditional tax refund check that offers the cardholder a variety of benefits. Not only does the holder not have to worry about pricy check cashing fees but they also have the security that comes with a card bearing the MasterCard logo. Need to do some shopping online? Feel secure in the knowledge that you can use your Prepaid MasterCard online while being protected by the US MasterCard Zero Liability policy. Take the card with you wherever you need and not worry over whether or not you have cash available. With the H&R Block Emerald Prepaid MasterCard, not only can you make purchases at a variety of locations but you can also get cash back like you can with a traditional debit card.
Advantages
- Tax refund card
- 20% H&R Block Discount
- MasterCard benefits
- No Card Loading Fee
Disadvantages
- Inactivity fee (after 3 months)
Basic Info
Card Issuer:
Other Issuers
Card Network:
MasterCard®
Card Category:
Consumer (Stored Value)
Common Uses:
- Cards for Bad Credit
- Co-Branded Cards
- Prepaid Debit Cards
- Guaranteed Approval
- Tax Refund Cards
Rewards Card:
No
Understanding basic credit cards information and terminology can be confusing. We are here to help.
Finance & Rates
Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
N/A*
Regular APR Type:
N/A
Annual Fee:
N/A
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
N/A
Late Payment Fee:
N/A
Understanding cards finance, terms and common credit cards rates can be complicated. We can help.
Compare Similar Card Offers
Card
H&R Block Emerald Prepaid Mastercard®
Annual Fee
N/A
Regular APR
See Terms *
Intro APR
N/A
Rec. Credit Score
Bad Credit OK*
IMPORTANT
The information provided for H&R Block Emerald Prepaid Mastercard® is believed to be accurate at the time of evaluation or recent update on November 14, 2019. However, we strongly advise visitors to review the Terms and Conditions on card issuer website by following APPLY NOW link to verify the accurancy of the information posted prior to actually applying for this card offer.
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People that suffer from bad credit have been on the rise in the past couple of years. Improving one's credit score is integral. A good credit score means quite a lot of different things.
When you're the proud owner of good credit, you're eligible to apply for loans, mortgages, insurance, and other things. But, people tend to ruin their credit with bad purchases, and improving it can be quite a nightmare.
Lucky for you, there is a happy pill to the nightmare in question. The solution is the Fingerhut Advance card! It isn't only a card that gives you a fair amount of purchasing power; it's an essential tool that every proper credit rebuilding strategy needs to function.
The Fingerhut Company & Numerous Services
Fingerhut is a popular retailer that was founded back in 1948 and has been an integral part of any consumer's purchasing habit ever since. Fingerhut has built its reputability through years of hard work and dedication as a reliable seller with a catalog of vast quantities of items.
In the past couple of years, though, as everything has gone virtual, so has Fingerhut. Fingerhut Credit now offers an online catalog and a couple of different credit options, specially catered towards people who are looking to improve their credit score.
The Fingerhut family is continually adding options, services, and items. It shows no sign of stopping anytime soon. Fingerhut understands that people deserve a second chance at their credit score, and strives to provide it accordingly.
Fingerhut Credit Options
Fingerhut Shopping Credit Card
Fingerhut Credit offers two different credit options, and the first one we're going to discuss is its Advance Shopping Credit card.
This credit card is offered by WebBank, which has purchasing power only on Fingerhut and Fingerhut affiliated websites. It is a credit card primarily used for rebuilding credit. While its purchasing power is not that great, it is a straightforward, pure, and safe option.
The Fingerhut advance credit card is integral to an excellent credit strategy, and can help you:
- Manage your spending
- Improve your credit score
- Track and monitor your purchasing habits
- Reap plentiful interest
These are all very appealing to people who are not only looking to increase their credit score but improve their credit habits as well. This card, like all other cards and credit options available through Fingerhut, is entirely free to maintain, open, use, and implement into your purchasing arsenal.
Fingerhut FreshStart
Fingerhut is a firm believer in the second chance philosophy, and it shows this through its FreshStart option. While the acceptance ratings on the Advanced Credit card are very high, if you aren't eligible for one, you're automatically applied to the FreshStart Program.
Consider this as a one-off spending credit coupon that you can spend on items on the Fingerhut website. When you've paid this option off, you're eligible to apply for an Advance Credit Card, which allows you to reap even more credit-increasing benefits.
Both of these credit options report their spending and their pay-offs to all three major credit bureaus (see: Credit Reporting Cards), improving your credit alongside helping you upgrade it further.
Fingerhut Affiliates and Partners
There is one drawback to the utilization of the Fingerhut credit options. They're only applicable to Fingerhut and Fingerhut affiliates.
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The most fashionable clothing and electronic brands are all available through Fingerhut Credit. People report that it is just like any other online retailer, with the credit-bonus twist. The shipping fees on these items might be a little bit higher than usual, but that is due to the generous credit options that this website offers.
Some of the popular brands affiliated with Fingerhut are:
- Samsung
- Keurig
- Dyson
- Seiko
- Skechers
- And many more!
Mobile App & Website
All Fingerhut Credit options are accessible through PC and Mobile devices. Mobile support comes in the form of an app for both IOS and Android users, while the website supports all major browsers.
Our Thoughts on Fingerhut Credit Options
Fingerhut Credit is a reliable and reputable provider of credit. It is an ideal way to improve your credit score, while not missing out on some fantastic purchasing opportunities. There is absolutely nothing to worry about except for paying your debt on time.
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