Credit Cards > Fingerhut Credit Account
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Fingerhut Credit Account
August 24, 2019
The Fingerhut Credit shopping card is a store/catalog specific card that is used by United States residents in the purchase of name brand items. The card makes these items easier to obtain due to monthly payments rather than paying the price all at once. Those applying for the card should have reasonable credit and the means to make the monthly payments. The card helps build credit history and reports to major credit Bureaus.
ANNUAL FEE:
N/A
ONGOING APR:
See Terms*
INTRO APR:
N/A
The Fingerhut credit shopping card is designed to serve Americans wishing to buy name brand merchandise without paying the name brand price all at once. The merchandise, through the credit card, is able to be paid for in payments.
Card members are charged what may be considered a higher interest rate on purchases. This is comparable to any store card, as their interest rates are almost always above 19%. Those using their cards can obtain free rewards items for purchasing certain items, reaching a certain dollar amount, or simply making a purchase from a specific catalog.
There is no annual or monthly fee.
Cardholders are able to control spending by controlling the items that are purchased. The monthly payment is based on the monthly payment per item rather than on the total balance on the card.6294(629)
App Fee
N/A
Credit Reporting
Yes*
Credit Needed
Bad Credit OK*
Card Details
- Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
- Build New Credit History - card reports on-time payments to all 3 credit bureaus
- Take advantage of low monthly payments(1) with a WebBank/Fingerhut Credit Account
- Fast, easy online application process and a quick decision
- (1)If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
- See website for complete Terms & Conditions
Editor's take
The Fingerhut credit shopping card is designed to serve Americans wishing to buy name brand merchandise without paying the name brand price all at once. The merchandise, through the credit card, is able to be paid for in payments. Card members are charged what may be considered a higher interest rate on purchases. This is comparable to any store card, as their interest rates are almost always above 19%. Those using their cards can obtain free rewards items for purchasing certain items, reaching a certain dollar amount, or simply making a purchase from a specific catalog. There is no annual or monthly fee. Cardholders are able to control spending by controlling the items that are purchased. The monthly payment is based on the monthly payment per item rather than on the total balance on the card.
Advantages
- No annual fee*
- Instant decision
- High credit lines
- Many branded products to choose from
Disadvantages
- Limited use of the card/credit
Basic Info
Card Issuer:
WebBank
Card Network:
Other Networks
Card Category:
Consumer (Stored Value)
Common Uses:
- Cards for Bad Credit
- Instant Decision Cards
- Shopping Cards
- Guaranteed Approval
Rewards Card:
No
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Finance & Rates
Introductory APR (%):
N/A
Applied Towards:
N/A
Intro Period:
N/A
Regular APR:
See Terms*
Regular APR Type:
N/A
Annual Fee:
N/A
Balance Transfer:
No*
APR on Cash Advances:
N/A
Grace Period:
See Terms*
Late Payment Fee:
See Terms*
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Compare Similar Card Offers
Card
Fingerhut Credit Account
Annual Fee
N/A
Regular APR
See Terms*
Intro APR
N/A
Rec. Credit Score
Bad Credit OK*
Comments
The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT., Member FDIC, who determines eligibility and qualifications for the terms of credit. If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.
IMPORTANT
The information provided for Fingerhut Credit Account is believed to be accurate at the time of evaluation or recent update on August 24, 2019. However, we strongly advise visitors to review the Terms and Conditions on card issuer website by following APPLY NOW link to verify the accurancy of the information posted prior to actually applying for this card offer.
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Card members are charged what may be considered a higher interest rate on purchases. This is comparable to any store card, as their interest rates are almost always above 19%. Those using their cards can obtain free rewards items for purchasing certain items, reaching a certain dollar amount, or simply making a purchase from a specific catalog.
There is no annual or monthly fee.
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