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Fingerhut Credit Shopping Credit Card

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives

Updated: Nov 26, 2020
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Fingerhut credit options exist to be used by people looking to improve their credit scores. These cards can be used by any US residents who are also US citizens. Fingerhut credit options strive to educate users on the importance of proper credit while improving your credit score. Fingerhut credit options are also suitable for learning about your spending habits. They will help you restrict or limit your spending to the desired amount, teaching you the actual value of money. You can utilize Fingerhut credit options when you're planning to make your next big purchase. While other credit options might ruin your credit score if you don't pay on time, the Fingerhut credit options will do their best to help you along the way. Fingerhut also has numerous credit safety features, all aligned within its SafeLine program, which protects you from a variety of different things.

ANNUAL FEE:

N/A

ONGOING APR:

See Terms *

INTRO APR:

N/A

792 User Ratings Fingerhut Credit Shopping Credit Card
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Features · Our Take · Pros & Cons · Basics · Rates & Fees · Similar Cards · Consumer Reviews (4)
Application Fee
N/A
Credit Reporting
Yes*
Minimum Credit Needed
Bad Credit OK*

Key Features

  • Shop over 500,000 items from great brands like Samsung, KitchenAid and Dewalt
  • Build New Credit History - card reports on-time payments to all 3 credit bureaus
  • Take advantage of low monthly payments(1) with a WebBank/Fingerhut Credit Account
  • Fast, easy online application process and a quick decision
  • (1)If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
  • See website for complete Terms & Conditions
  • Read the Review of Fingerhut Credit
$ 0 2020-11-29 InStock

Our Take

People that suffer from bad credit have been on the rise in the past couple of years. Improving one's credit score is integral. A good credit score means quite a lot of different things. When you're the proud owner of good credit, you're eligible to apply for loans, mortgages, insurance, and other things. But, people tend ...

People that suffer from bad credit have been on the rise in the past couple of years. Improving one's credit score is integral. A good credit score means quite a lot of different things.

When you're the proud owner of good credit, you're eligible to apply for loans, mortgages, insurance, and other things. But, people tend to ruin their credit with bad purchases, and improving it can be quite a nightmare.

Lucky for you, there is a happy pill to the nightmare in question. The solution is the Fingerhut Advance card! It isn't only a card that gives you a fair amount of purchasing power; it's an essential tool that every proper credit rebuilding strategy needs to function.

The Fingerhut Company & Numerous Services


Fingerhut is a popular retailer that was founded back in 1948 and has been an integral part of any consumer's purchasing habit ever since. Fingerhut has built its reputability through years of hard work and dedication as a reliable seller with a catalog of vast quantities of items.

In the past couple of years, though, as everything has gone virtual, so has Fingerhut. Fingerhut Credit now offers an online catalog and a couple of different credit options, specially catered towards people who are looking to improve their credit score.

The Fingerhut family is continually adding options, services, and items. It shows no sign of stopping anytime soon. Fingerhut understands that people deserve a second chance at their credit score, and strives to provide it accordingly.

Fingerhut Credit Options


Fingerhut Shopping Credit Card

Fingerhut Credit offers two different credit options, and the first one we're going to discuss is its Advance Shopping Credit card.

This credit card is offered by WebBank, which has purchasing power only on Fingerhut and Fingerhut affiliated websites. It is a credit card primarily used for rebuilding credit. While its purchasing power is not that great, it is a straightforward, pure, and safe option.

The Fingerhut advance credit card is integral to an excellent credit strategy, and can help you:

- Manage your spending
- Improve your credit score
- Track and monitor your purchasing habits
- Reap plentiful interest

These are all very appealing to people who are not only looking to increase their credit score but improve their credit habits as well. This card, like all other cards and credit options available through Fingerhut, is entirely free to maintain, open, use, and implement into your purchasing arsenal.

Fingerhut FreshStart

Fingerhut is a firm believer in the second chance philosophy, and it shows this through its FreshStart option. While the acceptance ratings on the Advanced Credit card are very high, if you aren't eligible for one, you're automatically applied to the FreshStart Program.

Consider this as a one-off spending credit coupon that you can spend on items on the Fingerhut website. When you've paid this option off, you're eligible to apply for an Advance Credit Card, which allows you to reap even more credit-increasing benefits.

Both of these credit options report their spending and their pay-offs to all three major credit bureaus (see: Credit Reporting Cards), improving your credit alongside helping you upgrade it further.

Fingerhut Affiliates and Partners


There is one drawback to the utilization of the Fingerhut credit options. They're only applicable to Fingerhut and Fingerhut affiliates.

This means you can't use the card anywhere else. But, there is no reason to worry, as Fingerhut has a vast catalog of online retailers, and has quite the amount of brands and products affiliated with the site.

The most fashionable clothing and electronic brands are all available through Fingerhut Credit. People report that it is just like any other online retailer, with the credit-bonus twist. The shipping fees on these items might be a little bit higher than usual, but that is due to the generous credit options that this website offers.

Some of the popular brands affiliated with Fingerhut are:

- Samsung
- Keurig
- Dyson
- Seiko
- Skechers
- And many more!

Mobile App & Website


All Fingerhut Credit options are accessible through PC and Mobile devices. Mobile support comes in the form of an app for both IOS and Android users, while the website supports all major browsers.

Our Thoughts on Fingerhut Credit Options


Fingerhut Credit is a reliable and reputable provider of credit. It is an ideal way to improve your credit score, while not missing out on some fantastic purchasing opportunities. There is absolutely nothing to worry about except for paying your debt on time.

Transferring money to your Fingerhut card is also very simple, as Fingerhut offers different ways to do this. From all popular cards and accounts to the popular e-wallets, the range of support sure is vast. The card is also free to make, use, and maintain - so you have nothing to lose!

See the Review of Fingerhut Credit.

Pros

  • No annual fee*
  • Simple to use
  • Excellent management credit tool
  • No maintenance, membership, or opening fees whatsoever
  • Quick and straightforward fund transactions
  • High credit lines
  • Instant decision

Cons

  • Exclusive to Fingerhut and Fingerhut affiliated websites

Basic Information
Issuer: WebBank
Network: Other Networks
Category: Consumer (Stored Value)
Review: Full Card Review
Common Uses:
  • Cards for Bad Credit
  • Instant Decision
  • Shopping Cards
  • Guaranteed Approval
Rewards: No
 

Rates & Fees
Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: See Terms
Regular APR Type: N/A
Annual Fee: N/A
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: See Terms*
Late Payment Fee: See Terms*
 

Alternatives, Compare Fingerhut Credit Shopping Credit Card With Similar Offers





Non-Affiliate Offer Disclosure
*The information provided for Fingerhut Credit Shopping Credit Card is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

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Fingerhut Credit Shopping Credit Card Reviews - (4 User Reviews)

Share your experience and review the Fingerhut Credit Shopping Credit Card
(Good)
October 23, 2020
Income on Application
$350
Credit Score
Needs Work (300-579)
Credit Limit
$500
File for Bankruptcy
No
Best way to build credit
One of the ladies that i worked with told me at a previous job we worked at that this is the best way to help me build up my credit. Also my mom would always order with you guys when my sister and i were little. She loved you guys.
Fees & Charges:
3/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
5/5
Comment (0)
(Excellent)
May 27, 2020
Income on Application
$1
Credit Score
Fair (580-669)
Credit Limit
$300.00
File for Bankruptcy
No
Fingerhut Credit
Needed to build my credit
Fees & Charges:
5/5
Features & Benefits:
5/5
Customer Support:
4/5
Application Process:
4/5
Comment (0)
(Excellent)
May 5, 2020
Income on Application
$20000
Credit Score
Fair (580-669)
Credit Limit
$1000
File for Bankruptcy
No
Only able to use for Finqerhuts merchandise
It gives you the opitunity to build credit while learning to budget.
Fees & Charges:
4/5
Features & Benefits:
5/5
Customer Support:
5/5
Application Process:
5/5
Comment (0)
Fingerhut Credit Shopping Credit Card

Fingerhut Credit Shopping Credit Card

(792)
Min. Credit Required: Bad Credit OK*


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