Using it responsibly

Updated: Jul 4, 2024Advertiser Disclosure

Started using this card 5 months ago… I got it to rebuild my credit score. It has a $50 annual charge which I don’t like, but it’s better than most options I’ve had. I put $500 on it and use it for emergencies only.
I try to make all of the payments on time and keep track of my bill. Apart from the annual fee, it’s a solid card for credit growth, but you need to be extra careful not to miss paying your bill. The interests are huge.

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