I needed a card for getting my paycheck and seamlessly paying for my daily purchases, but I didn’t want a credit card. I’m generally not very careful with my spending, so I didn’t want to risk getting into debt.
I’m very satisfied with NetSpend, which actually helped me become more responsible with money. Love the rewards program. I get cashback on almost all of my purchases.
If I had to single out one bad thing about this card, it would be all the fees. They’re not hefty, but they can easily accumulate. But then again, almost every prepaid card comes with ATM fees, monthly fees, and the like. It’s not a deal-breaker. I’ll definitely keep using this card.
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