I was on the verge of declaring bankruptcy, and this card has saved my financial situation.
When I applied for this card, I wasn’t in a good place financially. I started out as a wastewater treatment professional, and the paycheck wasn’t that great. I’ve ruined my credit score, and I could not have repaired it without this card.
Apart from having a terrible credit score at the time, I was also broke. This card helped me improve my credit score, and has taught me about proper money management.
The free management, monitoring, and optimization through the website really helped me get a grasp of my finances, and start building my credit score up. I now have a top of the line credit card with many more benefits, but I could not have done it without the Upgrade Visa!