My credits are kinda horrible because of my student loans, and I don’t have many choices when it comes to choosing a credit card. I do have just one more credit card that I’m using to kick my score up a notch, but this one’s my favorite for shopping.
I’m kinda a Samsung fiend ;) That’s actually why I applied for Next Millennium! It saved me hundreds of dollars of Samsung gadgets and maybe even helped me avoid bankruptcy with my shopping habits :D Fees are okay for me. It’s an affordable card, and I just wish it would help me build up my score. So until I see some differences in my score, I’m giving it a 4/5 :P
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