I’ve been with the Merrick Bank for a few years now and received an invite for Double Your Line Platinum Visa a little less than a year ago. Even though the APR is pretty high for me and there are many fees that I need to pay I applied for the card because I had to rebuild my credit score after a few bad decisions and I didn’t think I’d get approved for many other cards.
I haven’t been late with any of my payments yet and so far the card’s been pretty effective in helping me improve my score. They increased my limit as promised and my credit score has been slowly rising. So far so good.
