I found this card a solid option for building a credit score. I managed to bring my score down to 550 and I don’t have that many options at the moment. The credit card issuer sends reports to all credit bureaus… I’ll just continue to pay off my balances until I’m able to apply for a better card again.
I don’t like that the card has a very high processing fee and annual fee. But at the moment it’s the one that I can use…. and the annual fee is half the price from the second year which is great if I need to continue using it to get up to a good credit score
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