High fees, but builds credit fast

Updated: Jul 4, 2024Advertiser Disclosure

I almost didn’t apply for this card because of high fees. I’m so glad I did – my credit score is rising fast! It went up by 125 points in 4 months! Several months more, and I’ll finally have EXCELLENT CREDIT!
To anyone who’s not sure about Reflex: you won’t regret applying. Just be mindful of your spending, don’t be late with payments, and you’ll be fine. The only thing that may turn you away are those high fees. But if you can afford them, there’s no reason not to apply. And applying is super easy and fast.
Don’t expect rewards points, bonuses, or anything other than building your credit. But that’s what this card is for, and it does so brilliantly.

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