I really, really like this Visa. It’s my first credit card and I’m looking to build my credit up so I can get a better card with benefits. This card is helping me build my credit, as it reports to all three major credit bureaus.
I don’t have much income, as I work at McDonald’s, but since everyone needs a credit card, this one is an ideal choice for me. I especially like the refundable low credit limit of $200 and the fact that this card doesn’t include a hard check into my credit history, as I have none, to begin with.
The annual fee is a bit tough, but this is still a great option and I can’t recommend it enough!
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