I own this card for quite some time now and I was hoping it would help me rebuild my credit. The requirements were low and the card issuer offered quite a few benefits along the way. However, I wasn’t aware of the many fees involved. I was also disappointed with a low credit limit, only $300. But there are also a few benefits that come with it like the soft credit pull. If you have a bad credit and no other way to improve it, this card will do.
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