I applied for this card with a credit score of 310 and got approved instantly! The application process couldn’t be more seamless. I’ve been using the card for about a year now and managed to raise my credit score to 395. So, I’d definitely recommend it to anyone with bad credit.
The annual fees may seem like a deal-breaker, but you have to give something to get something. It’s a small price to pay for improving your credit, especially when you have very few alternatives.
I have to give it to the customer support agents, they were more than helpful every time I needed some questions answered. Love them, and love this credit card. I’ll certainly switch to another once I get my credit where I want it to be, but I’m happy to use it until then.
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