USAA Rate Advantage Platinum Mastercard®
Updated: Jul 4, 2024
The USAA Rate Advantage MasterCard is all about providing cardholders with a simple way to manage money. There is no annual fee and variable rates are very low. This allows minimum payments to stay low without paying too much in interest. Further account features include rental car insurance and extended warranty coverage on purchases.
ANNUAL FEE
N/A
ONGOING APR
See Terms Variable
INTRO APR
N/A
Introductory APR
N/A
Intro APR Period
N/A
Recommended Credit Score
Good
Key Features
- No annual fee: And avoid fine-print fees - no over-the-limit fees or penalty rates, so you keep more money in your pocket.
- Free Travel and Retail Benefits: Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
- Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
- Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
- If you are not eligible, USAA credit cards and other products may still be available.
Our Take
Military personnel, retired or not, can apply for the USAA Rate Advantage MasterCard. The application is available online, simplifying the process. Once approved, cardholders enjoy low rates. There is no annual fee and the interest rate can be very low for purchases, transfers, and cash advances. It’s one rate for all transactions, keeping it easy to remember.
An additional benefit of having the card is having an extended warranty on all purchases. There is also collision damage coverage provided on all rental car transactions. All cardholders can manage money smarter due to online and mobile account tools. It will be easy to find out balances, available credit lines and make a payment to the card. Customer service representatives are also always available by phone.
Alternative: USAA Rate Advantage Platinum Visa® Card.
| Issuer: | USAA Bank |
|---|---|
| Network: | Mastercard® |
| Category: | Consumer (Regular) |
| Best Used For: |
|
| Rewards: | No |
| Regular APR: | See Terms |
|---|---|
| Regular APR Type: | Variable |
| Balance Transfer: | Yes |
| APR on Cash Advances: | See Terms |
| Grace Period: | 25 days |
| Other Fees: |
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USAA Rate Advantage Platinum Mastercard®
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