USAA Rate Advantage Platinum Mastercard®

Updated: Jul 4, 2024Advertiser Disclosure

The USAA Rate Advantage MasterCard is all about providing cardholders with a simple way to manage money. There is no annual fee and variable rates are very low. This allows minimum payments to stay low without paying too much in interest. Further account features include rental car insurance and extended warranty coverage on purchases.

Card costs and features

ANNUAL FEE

N/A

ONGOING APR

See Terms Variable

INTRO APR

N/A

145 User Ratings

USAA Rate Advantage Platinum Mastercard®

This card is not available right now.

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Introductory APR

N/A

Intro APR Period

N/A

Recommended Credit Score

Good

Key Features

  • No annual fee: And avoid fine-print fees - no over-the-limit fees or penalty rates, so you keep more money in your pocket.
  • Free Travel and Retail Benefits: Get benefits like Rental Car Collision Damage Coverage and Extended Warranty coverage on your purchases.
  • Making your busy life simpler: Our online and mobile tools help you manage your account anytime, anywhere.
  • Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
  • If you are not eligible, USAA credit cards and other products may still be available.

Our Take

Military personnel, retired or not, can apply for the USAA Rate Advantage MasterCard. The application is available online, simplifying the process. Once approved, cardholders enjoy low rates. There is no annual fee and the interest rate can be very low for purchases, transfers, and cash advances. It’s one rate for all transactions, keeping it easy to remember.

An additional benefit of having the card is having an extended warranty on all purchases. There is also collision damage coverage provided on all rental car transactions. All cardholders can manage money smarter due to online and mobile account tools. It will be easy to find out balances, available credit lines and make a payment to the card. Customer service representatives are also always available by phone.

Alternative: USAA Rate Advantage Platinum Visa® Card.

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Basic Information
Issuer: USAA Bank
Network: Mastercard®
Category: Consumer (Regular)
Best Used For:
  • Instant Decision
  • Low Interest Rate
  • Military
Rewards: No
Rates & Fees
Regular APR: See Terms
Regular APR Type: Variable
Balance Transfer: Yes
APR on Cash Advances: See Terms
Grace Period: 25 days
Other Fees:
  • Foreign Transaction: 1% of each transaction in U.S. dollars.

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Non-Affiliate Offer Disclosure
*The information provided for USAA Rate Advantage Platinum Mastercard® is believed to be accurate at the time of evaluation and has been collected independently by MarketProSecure®. The card issuer did not provide the details, nor it is responsible for their accuracy.

USAA Rate Advantage Platinum Mastercard®

Reviews
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USAA Rate Advantage Platinum Mastercard®

USAA Rate Advantage Platinum Mastercard®

Rec. Credit Score: Good

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