USAA Classic Platinum Visa®

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives

Updated: Feb 14, 2020
Advertiser Disclosure
× Advertiser Disclosure

Market Pro Secure® is an independent payment card comparison service supported by advertisers, a complete list of which can be seen in our Editorial Guidelines. Even though some of these advertisers are financial product providers and credit card issuers, our paid partnerships don't affect card ratings or the Best Card Picks on our website. We don't post any content that is provided or commissioned by any of our partners. However, our paid partnerships may affect how and where products appear on our site, including the order in which they are presented within listing categories. This order may also be affected by our website rules, as well as the likelihood of the applicant’s credit approval. We can't offer any warranty for the accuracy of the credit card information we share on our website, even though we do our best to keep the Terms and Conditions, rates, and other credit card details up-to-date. For more accurate information, click "APPLY NOW" to get transferred to the credit card issuer's official website. Market Pro Secure® doesn't include all available payment cards in the marketplace.

The USAA Classic Platinum Visa credit card issued by USAA Bank is designed for those with average or limited credit history who are looking for credit card with no penalty APRs to improve their credit.


See Terms*


See Terms (Variable)*



68 User Ratings USAA Classic Platinum Visa®

This product is not available through MarketProSecure.

Save to Compare

Introductory APR
Intro APR Period
Minimum Credit Score

Key Features

  • NOTE: This card has been discontinued, and it is not available for application on our site.
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
  • No foreign transaction fees when you travel outside of the United States
$ 1 2021-01-29 OutOfStock

Our Take

We do not offer an application for this card. Check other VISA offers available for application.

We do not offer an application for this card. Check other VISA offers available for application.


  • Improves Your Credit Rating
  • No penalty APR
  • No International transaction fees


  • Annual fee
  • No rewards program

Basic Information

Issuer: USAA Bank
Network: VISA®
Category: Consumer (Premium)
Common Uses:
  • Cards for Bad Credit
  • Instant Decision
  • No Foreign Transaction Fee
  • Military Credit Cards
Rewards: No

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: See Terms
Regular APR Type: Variable*
Annual Fee: See Terms*
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: 25 days*
Late Payment Fee: $35*

Alternatives, Compare USAA Classic Platinum Visa® With Similar Offers

Additional Info & Comments

* - Credit Needed: Fair 660-699 & Poor-below 660
** - USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.

Non-Affiliate Offer Disclosure
*The information provided for USAA Classic Platinum Visa® is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
Market Pro Secure® has made it easy to find the best card offers for you. All you need to do is find the cards you like, click "Save Card", and compare side-by-side.

USAA Classic Platinum Visa® Reviews

Share your experience and review the USAA Classic Platinum Visa®
USAA Classic Platinum Visa®

USAA Classic Platinum Visa®

Min. Credit Required: Poor*
Save to Compare