USAA Classic American Express®

Consumer Reviews, Fees, Credit Score, Application & Best Alternatives

Updated: Feb 14, 2020
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The USAA Bank Classic American Express card is designed for those applicants who are looking for American Express card with full benefits package and have average credit.


See Terms*


See Terms (Variable)*



76 User Ratings USAA Classic American Express®

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Introductory APR
Intro APR Period
Minimum Credit Score

Key Features

  • NOTE: This card has been discontinued, and it is not available for application on our site.
  • Enjoy American Express Card benefits.
  • Best for members with average credit.
  • Make consistent, on-time payments and you could improve your credit rating - sometimes in as little as 12 months.
  • We'll periodically consider you for an automatic upgrade to a premium credit card based on improved credit and your account history.
  • Use your card to make purchases worldwide. (Cash advances and balance transfers are not available.)
  • No foreign transaction fees when you travel outside of the United States
$ 1 2020-11-30 OutOfStock

Our Take

We do not offer an application for this card. Check other credit cards offers available for application.

We do not offer an application for this card. Check other credit cards offers available for application.


  • American Express card features
  • No penalty APRs
  • No Intl. Transaction Fee


  • Annual fee
  • No rewards program

Basic Information

Issuer: USAA Bank
Network: American Express®
Category: Consumer (Regular)
Common Uses:
  • Cards for Bad Credit
  • Instant Decision
  • No Foreign Transaction Fee
  • Military Credit Cards
Rewards: No

Rates & Fees

Introductory APR (%): N/A
Applied Towards: N/A
Intro Period: N/A
Regular APR: See Terms
Regular APR Type: Variable*
Annual Fee: See Terms*
Balance Transfer: No*
APR on Cash Advances: N/A
Grace Period: 25 days*
Late Payment Fee: $35*

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Additional Info & Comments

USAA Bank products are only available to military members, veterans who have received an Honorable discharge, and their eligible family members.
* - Credit Needed: Fair - 660-699 & Poor-below 660

Non-Affiliate Offer Disclosure
*The information provided for USAA Classic American Express® is believed to be accurate at the time of evaluation and has been collected independently by Market Pro Secure®. The card issuer did not provide the details, nor it is responsible for their accuracy.
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Min. Credit Required: Poor*
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