USAA Cash Rewards™ World Mastercard®
Updated: Sep 17, 2021
It is easy to save money with a card that has such a generous cash rebate rewards program. Since it also has a 25-day interest-free grace period and no annual fee you will feel the savings every month, all year long. It also has competitive interest rates and fees as well.
ANNUAL FEE
$0
ONGOING APR
See Terms Variable
INTRO APR
See Terms

Introductory APR
See Terms
Intro APR Period
See Terms
Recommended Credit Score
Good
Key Features
- Earn rebates up to 1.25% on your everyday purchases.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- There's no limit to the amount you can earn.
- No annual fee and no minimum finance charge.
- Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
- If you are not eligible, USAA credit cards and other products may still be available.
Our Take
You will earn up to 2.25% in cash rebates on gas and grocery store purchases with this simple credit card from USAA. Every purchase, actually, earns you a rebate, but gas and groceries earn the highest rebate rate. You can also earn bonus rewards just for loyally using your card throughout the year, and the amount of your bonus depends on just how much you charge by year’s end.
Like other cards, though, this one will charge you interest and fees. Fortunately, the interest rates for standard purchases, balance transfers, and cash advances could be quite competitive. Similarly, the fees are also very good as you can expect to pay no more than 3% of any balance transfer, cash advance, or foreign exchange transaction.
Alternatives: USAA Cashback Rewards American Express® Card, USAA Cashback Rewards Visa® Signature Card.
Issuer: | USAA Bank |
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Network: | Mastercard® |
Category: | Consumer (Premium) |
Best Used For: |
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Rewards: | Yes |
Reward Types: |
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Reward Units: | Cash |
Introductory APR (%): | See Terms |
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Applied Towards: |
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Intro Period: | See Terms |
Regular APR: | See Terms |
Regular APR Type: | Variable |
Annual Fee: | $0 |
Balance Transfer: | Yes |
APR on Cash Advances: | See Terms |
Grace Period: | 25 days |
Late Payment Fee: | $35 |
Other Fees: |
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USAA Cash Rewards™ World Mastercard®
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